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Re: Budget out a year? @Agent99 Never had one.
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @HappyDance Heh, sounds like I would have been more at home with YNAB4 then.. oh well, I do love the website and iOS app.
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: "TO BE BUDGETED" AMOUNT @bevocat Absolutely! It was never my intention. Turns out, I just didn't understand the system either!
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: "TO BE BUDGETED" AMOUNT @bevocat If you legitimately want my opinion on that, its because that's been a non issue for me. I use YNAB because its the best budgeting app I can find that works perfectly for how I budget.…
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @monkeyhanger You did not mix me up with someone else. I did not consider my method to be "projection" because I follow the 4 YNAB rules for the current month.…
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @jenmas I agree, this was wonderfully written @HappyDance I did NOT realize I was NOT doing things the way YNAB recommends for beginners, because its what I did when starting out with YNAB.…
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @jenmas Right, I believe you. But you can also check them before the month begins. I don't just set my budgets all in January and then not look again until next year...
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: "TO BE BUDGETED" AMOUNT @bevocat Yes, yes you can. It will be 0.00 before and after the reallocation if you _actually have the money_
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @monkeyhanger I did the physical envelope method for years. I was raised very "Cash is King" and have never had a penny of consumer debt. I only budget the real cash I have for the current month,…
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: "TO BE BUDGETED" AMOUNT @bevocat if you budget an extra $100 to groceries in the current month, then the $282.87 would become $182.87 for the future month, which would be reflecting reality.
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @mamster Interesting! Well, I love YNAB, have gotten many of my friends to use it, they all love it too. I feel I've gotten many insights from the Reports, present budgets, and yes,…
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @Tif_Ann What do you do when there are more transactions you can reasonably get to in January? I can literally name $60,000 worth of expenses I'm planning on paying in 2019.…
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @bevocat Yeah but if you try to reallocate that money to something in January then it will just pull back from what it would have spent in February, which it wasn't intended for February anyways.
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: "TO BE BUDGETED" AMOUNT @bevocat Ahhh. I think I see what you are saying. Lets say Groceries $200 remaining Clothing $100 remaining Spend $250 on Groceries Move $50 from Clothing to Groceries Groceries $0 remaining…
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @Faness I'm very confused. This sounds like its not taking in account "Rule 4"...
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @WordTenor Please help me understand the issue. I'm not claiming to be perfect, I definitely make mistakes haha. I guess I have not run into this issue over the last couple years yet..…
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: "TO BE BUDGETED" AMOUNT @bevocat I've not had loading problems, but I also don't budget out more than 12 months in advance. (I just do through the current calendar year)
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @Til Debt Do Us Part Two cars, 12 months.
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- 1
- Setting Up Your Budget
- Reported - view
Re: "TO BE BUDGETED" AMOUNT @monkeyhanger Interesting... I wasn't around for YNAB4 but I've been using nYNAB for a couple of years. I switched from a different budgeting app because I felt too constrained not being able to…
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: "TO BE BUDGETED" AMOUNT @Slate Gray Cheetah (20c533f81091) Just want to clarify its the To Be Budgeted section at the top that might be Red, not individual budget categories.
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @WordTenor Oh, I meant the To Be Budgeted for that month will be red, NOT the individual budget categories. Those should never be red! Agreed! Sorry if I was unclear!
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @WordTenor Similar to OP's situation, I have car insurance due in June (approx $1800), so I've added that to my June 2019 budget already. Why should I wait until May to plan for this upcoming…
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @WordTenor What isn't fine about that? If you have expenses you know about coming up, why wouldn't you budget them? If you know you have $5,000 of expenses in something a few months from now,…
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budget out a year? @WordTenor I find that the power of YNAB is the ability to plan out into the future. It helps so that you stay in the lines on the current month and know that you are on the right track for the…
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Any chance of two factor authentication coming soon? TOTP (Time-base One Time Password) please! Its an open standard and way more secure than SMS!
- Slate Gray Cheetah (20c533f81091)
- Slate_Gray_Cheetah_20c5
- 2 yrs ago
- 1
- Using YNAB
- Reported - view

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