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Re: Robo-Advisors: Betterment vs. SoFi I agree that there is no reason to pay Betterment fees. If you are not inclined to learn about your investments, then picking a Vanguard target date fund is a fine option.…
- goose61282
- goose61282
- 5 mths ago
- 1
- Saving & Investing
- Reported - view
Re: Outgrown YNAB? @nolesrule said: I'll be honest that the solution presented by the recently returned original poster sounds more complicated than just using YNAB for everything with a bunch of categories.…
- goose61282
- goose61282
- 5 mths ago
- YNAB Wins
- Reported - view
Re: Outgrown YNAB? @Pink Pegasus I thought I might chime in since I started this thread a while back and have since tried a few things out for some extended periods. We use credit cards exclusively for our household…
- goose61282
- goose61282
- 5 mths ago
- 2
- YNAB Wins
- Reported - view
Re: Socks. Can we talk about socks? I just wanted to reply to your original question with this post. Yes, of course your system counts as a success, but you and Fox are actually achieving two different goals.…
- goose61282
- goose61282
- 1 yr ago
- 5
- Tips & Tricks
- Reported - view
Re: Starting to invest I have done a lot of thinking about this topic, and I would suggest that you do not consider your emergency fund as an investment. It is a way to protect your investments.…
- goose61282
- goose61282
- 1 yr ago
- 5
- Saving & Investing
- Reported - view
Re: Updated to Plaid, but No Imports I haven't had this problem specifically, but I have noticed that many of my accounts are updating much more slowly. I don't really find much value in direct import anyway,…
- goose61282
- goose61282
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: Outgrown YNAB? Okay, I think I'm back on track. Over the last two days I have greatly reduced the number of categories I have, brought savings back into the budget, and added tracking accounts.…
- goose61282
- goose61282
- 1 yr ago
- 7
- YNAB Wins
- Reported - view
Re: Outgrown YNAB? Last night I narrowed my spending categories down from 26 to 14. I have also removed all of my non-spending accounts. So I'm at 6 credit cards and my checking account.…
- goose61282
- goose61282
- 1 yr ago
- 1
- YNAB Wins
- Reported - view
Re: Outgrown YNAB? Well, that didn't take very long. 🤣 In the planning stage of removing a few cards out of the budget I made a few realizations: 1. I want to keep tracking them, which is 98% of the effort and then 2.…
- goose61282
- goose61282
- 1 yr ago
- 6
- YNAB Wins
- Reported - view
Re: Outgrown YNAB? I've actually started a bit with some of these ideas. Maybe I'll just take them to the next level. I've already moved savings to Ally because I like having it off budget,…
- goose61282
- goose61282
- 1 yr ago
- YNAB Wins
- Reported - view
Outgrown YNAB?
I have used YNAB for several years now, and it has changed everything about my life. I manage finances for my household and I really don't understand what I was doing before YNAB.…
- goose61282
- goose61282
- 1 yr ago
- 33 replies
- 958
- 2
- YNAB Wins

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