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Re: Starting to lose a lot of faith in this software
@dakinemaui gasp! There’s a patch???
Sky Blue Tugboat
Sky_Blue_Tugboat.11
6 days ago
Using YNAB
Reported - view
Re: Socks. Can we talk about socks?
This is awesome.
Sky Blue Tugboat
Sky_Blue_Tugboat.11
7 days ago
Tips & Tricks
Reported - view
Re: It finally clicked! I'm a YNAB convert.
Love it. I can relate so much to the moment it “clicked” with me too. The road ahead from that point has been so much easier than the road before.
Sky Blue Tugboat
Sky_Blue_Tugboat.11
13 days ago
1
YNAB Wins
Reported - view
Re: Can I turn off Credit Card Payments?
I also appreciate the desire to have your partner on board with the budgeting process. That’s way beyond what most couples even hope to do, so we’ll done there! It can be frustrating to lack that,…
Sky Blue Tugboat
Sky_Blue_Tugboat.11
2 wk ago
Credit Cards & Debt
Reported - view
Re: Can I turn off Credit Card Payments?
We pay off our credit card purchases daily (though I can’t vouch for our sanity, haha). In YNAB’s system, we find it really straightforward, though I’m sure it does take some getting used to.…
Sky Blue Tugboat
Sky_Blue_Tugboat.11
2 wk ago
Credit Cards & Debt
Reported - view
Re: Locations off
Thanks so much! I didn’t realize we could swipe left on the payee screen to remove payees from “near you.” This is exactly what I need. Appreciate your help!
Sky Blue Tugboat
Sky_Blue_Tugboat.11
3 wk ago
2
Using YNAB
Reported - view
Re: Locations off
@Faness Do you have a recommendation?
Sky Blue Tugboat
Sky_Blue_Tugboat.11
3 wk ago
Using YNAB
Reported - view
Locations off
Lately YNAB on my iPhone hasn’t been accurately choosing payees based on location. It sometimes gets close, it seems to choose payees that are sometimes half a mile or so away from my location.…
Sky Blue Tugboat
Sky_Blue_Tugboat.11
3 wk ago
3
replies
65
Using YNAB
Re: "Reconciliation Balance Adjustments" required regularly"
Definitely not common for me. I am also meticulous about reconciling my accounts as well. I’ve used YNAB for 8 years and have never made an adjustment transaction to reconcile.
Sky Blue Tugboat
Sky_Blue_Tugboat.11
1 mth ago
3
Using YNAB
Reported - view
Re: Keep emergency fund in business account?
@ToTheLighthouse said: Emergencies are unpredictable though I disagree here, if I might be so bold. Emergencies are often quite predictable. In fact, you list one such possibility -- income…
Sky Blue Tugboat
Sky_Blue_Tugboat.11
1 mth ago
Small Business
Reported - view
Re: Equity vs Equality in a shared budget
Hey all. I’m a marital thrrapist, and I find this topic really great. Thanks for kicking it off, Scott . I love to see how couples find ways to enhance the security of their connection (or keep the…
Sky Blue Tugboat
Sky_Blue_Tugboat.11
1 mth ago
3
Money & Relationships
Reported - view
Re: Need History of ALL budget moves and assignments
@WordTenor I started in 2013 as well. I agree about the documentation and resources then: laser focused, straightforward, simple, highlighting how the methodology was different than other approaches.…
Sky Blue Tugboat
Sky_Blue_Tugboat.11
1 mth ago
3
Using YNAB
Reported - view
Re: Need History of ALL budget moves and assignments
@dakinemaui savepoints! I had forgotten about those from YNAB 4, and you’re right. Those were fantastic.
Sky Blue Tugboat
Sky_Blue_Tugboat.11
1 mth ago
1
Using YNAB
Reported - view
Re: Scanning/Adding Receipts: Why?
@Astrid that’s amazing. I’m sure the American IRS equivalent of the ATO would be just as organized and progressive technologically (not!).
Sky Blue Tugboat
Sky_Blue_Tugboat.11
2 mths ago
Using YNAB
Reported - view
Re: More than a decade using YNAB
@Katejo , I’ve been using YNAB since 2012. It’s changed the trajectory of our lives. We were able to confidentially grow our family and launch our business (still going, still successful,…
Sky Blue Tugboat
Sky_Blue_Tugboat.11
2 mths ago
2
YNAB Wins
Reported - view
Re: Two Budgets?
By “account,” I think the OP means YNAB account, not bank account.
Sky Blue Tugboat
Sky_Blue_Tugboat.11
2 mths ago
Using YNAB
Reported - view
Re: today is the first time in 5 years I've had more than $4 left in my account the day before payday
It’s such a thrill isn’t it? Congratulations!
Sky Blue Tugboat
Sky_Blue_Tugboat.11
2 mths ago
YNAB Wins
Reported - view
Re: how do you analyze your spending and your reports?
And on this topic, why doesn’t the mobile app have more reporting available?
Sky Blue Tugboat
Sky_Blue_Tugboat.11
3 mths ago
1
Using YNAB
Reported - view
Re: Goals Question
I do as @dakinemaui , with a twist. For electricity, I fund 1/12 of (annual spending + 5%) to account for annual increases in the bill. I use a monthly funding bill as well.
Sky Blue Tugboat
Sky_Blue_Tugboat.11
3 mths ago
1
Setting Up Your Budget
Reported - view
Re: Using YNAB for personal and business expenses (as LLC Owner)
Correction: I have a SEPARATE budget for our LLC...
Sky Blue Tugboat
Sky_Blue_Tugboat.11
3 mths ago
Small Business
Reported - view
Re: Using YNAB for personal and business expenses (as LLC Owner)
I have a espy budget for our LLC, as well as separate accounts for personal and business. Definitely recommend going that way.
Sky Blue Tugboat
Sky_Blue_Tugboat.11
3 mths ago
Small Business
Reported - view
Re: Problem with repeating goals?
I have noticed this bug as well. Annoying.
Sky Blue Tugboat
Sky_Blue_Tugboat.11
3 mths ago
Using YNAB
Reported - view
Re: How many YNAB users are using Bank of America?
We have a BOA cc, but I manually input all my transactions into YNAB and haven’t tried import.
Sky Blue Tugboat
Sky_Blue_Tugboat.11
3 mths ago
Using YNAB
Reported - view
Re: Reconcile early, reconcile often
@ynaber2613 @Magenta Foal Same here as well.
Sky Blue Tugboat
Sky_Blue_Tugboat.11
6 mths ago
2
Tips & Tricks
Reported - view
Re: Category Names
It’s fun seeing others’ category ideas. Great topic! I have 138 categories broken into master categories according to function and reporting. This is a lot compared to some,…
Sky Blue Tugboat
Sky_Blue_Tugboat.11
7 mths ago
1
Tips & Tricks
Reported - view
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Sky Blue Tugboat
Sky_Blue_Tugboat.11
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