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Re: how do you analyze your spending and your reports? And on this topic, why doesn’t the mobile app have more reporting available?
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 21 hrs ago
- Using YNAB
- Reported - view
Re: Goals Question I do as @dakinemaui , with a twist. For electricity, I fund 1/12 of (annual spending + 5%) to account for annual increases in the bill. I use a monthly funding bill as well.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 3 days ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Using YNAB for personal and business expenses (as LLC Owner) Correction: I have a SEPARATE budget for our LLC...
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 3 days ago
- Small Business
- Reported - view
Re: Using YNAB for personal and business expenses (as LLC Owner) I have a espy budget for our LLC, as well as separate accounts for personal and business. Definitely recommend going that way.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 3 days ago
- Small Business
- Reported - view
Re: Problem with repeating goals? I have noticed this bug as well. Annoying.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 3 days ago
- Using YNAB
- Reported - view
Re: How many YNAB users are using Bank of America? We have a BOA cc, but I manually input all my transactions into YNAB and haven’t tried import.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 10 days ago
- Using YNAB
- Reported - view
Re: Reconcile early, reconcile often @ynaber2613 @Magenta Foal Same here as well.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 3 mths ago
- 2
- Tips & Tricks
- Reported - view
Re: Category Names It’s fun seeing others’ category ideas. Great topic! I have 138 categories broken into master categories according to function and reporting. This is a lot compared to some,…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 4 mths ago
- Tips & Tricks
- Reported - view
Re: Who has goals for everything? @Sky Blue Tugboat NM... you answered my question further in the discussion.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 4 mths ago
- Setting Up Your Budget
- Reported - view
Re: Who has goals for everything? @dakinemaui I am a month ahead as well and use a deferred income category instead of budgeting into the next month. Would your method work for me as well,…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 4 mths ago
- Setting Up Your Budget
- Reported - view
Re: Who has goals for everything? @WordTenor I hadn't thought of using scheduled expenses in certain categories in place of goals. I was one that was trying to have a goal in every category.…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 4 mths ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Is it worth to have a second budget when my business is still in its early days? @dakinemaui Yes!
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 4 mths ago
- 1
- Small Business
- Reported - view
Re: Is it worth to have a second budget when my business is still in its early days? @farfromtheusual you're so right -- "What's wrong with bare bones..." Well said.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 4 mths ago
- 1
- Small Business
- Reported - view
Re: PPP Money I did as you: budgeted the money first to a PPP category. I then would take money from it each time I had a qualifying expense. I would edit the subject line of the transaction with "PPP" and make a…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 4 mths ago
- Small Business
- Reported - view
Re: Is it worth to have a second budget when my business is still in its early days? I would use a separate business budget if you expect to be doing a lot of business through it, regardless of its tax setup. If you're expecting your bread and butter to come from it,…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 4 mths ago
- 2
- Small Business
- Reported - view
Re: Using YNAB budget for both Personal & Business? You can also open each tab in its own window in your browser and move them side by side on your screen, if looking at them both at once is helpful for you.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 10 mths ago
- 3
- Small Business
- Reported - view
Re: Using YNAB budget for both Personal & Business? I have separate budget accounts. I leave both of them open as individual pinned tabs in my browser. Switching back and forth is simply a matter or choosing a tab.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 10 mths ago
- 2
- Small Business
- Reported - view
Re: Scheduled transactions On the topic of property taxes, we’ve also used our mortgage escrow account to cover that. I’ve never considered that we could pay it ourselves as YNABbing ninjas.…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 10 mths ago
- Tips & Tricks
- Reported - view
Re: Profit First Here’s another Profit First — YNAB video by Nick True: https://youtu.be/wXCrcat9Xoo
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 10 mths ago
- 1
- Small Business
- Reported - view
Re: iOS trick I somehow missed I discovered the same thing after 4 months of using this YNAB version. I was frustrated that there was no simple way to view activity in a category, then accidentally left my finger too long on the…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 10 mths ago
- 1
- Tips & Tricks
- Reported - view
Re: Happy with your budget categories? Please share! Here are ours. We have 134 categories, varying depending on time of year. FOOD Groceries Restaurant Restaurant 2nd half (we split the month in half with the Restaurant category) On-the-Go Snacks…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 10 mths ago
- 1
- Tips & Tricks
- Reported - view
Re: George Mueller @TechieM2 Thanks so much. I'll check out R.G. LeTourneau. I think you're right... budgeting this way does come down to the interaction with God around my being faithful and seeing what God might do…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 10 mths ago
- 2
- Money & Relationships
- Reported - view
Re: George Mueller @Khaki Storm , thank you. I'll check into the story of Stanly Tam! I agree that the seed/wish farm sounds like a close approximation to what I'm thinking.…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 10 mths ago
- 2
- Money & Relationships
- Reported - view
Re: Homeschooling We home school as well.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 10 mths ago
- 1
- Parenting
- Reported - view
George Mueller
Up front, please forgive the exclusivity of this question. I don't mean to isolate anyone by way of it, but it is a question related specifically to faith,…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 10 mths ago
- 4 replies
- 268
- 1
- Money & Relationships

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