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Re: Living Within Your Means YNAB Style Roanoke, IL? I have some friends there.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 2 wk ago
- Using YNAB
- Reported - view
Re: Savings Goals and Recurring Goals @Fuzzball Meows Exactly the same issue for me.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 3 wk ago
- Saving & Investing
- Reported - view
Re: Household vs. Groceries We separate. In fact, we break down household items into health and beauty, consumables, durables, and a few other miscellaneous categories that are infrequently used (electronics, batteries, etc).
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 1 mth ago
- Tips & Tricks
- Reported - view
Re: What are your categories? I love organizing categories more efficiently. I’d be glad to share some screenshots of my budget when I’m back in front of the PC.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 1 mth ago
- Tips & Tricks
- Reported - view
Re: Budget Using Only One Month's Income @Salmon Lion I get it. When I made the switch from YNAB 4 to the web version 18 months ago, one of my biggest frustrations was the lack of the budget-to-next-month feature and the lack of walled-off…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 2 mths ago
- 3
- Setting Up Your Budget
- Reported - view
Re: Major Pay Decrease - Advice? Way to go for you! I just wrapped up a PhD in counseling last year. I kept up with full time work (and part time teaching) until halfway through the program,…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 2 mths ago
- Tips & Tricks
- Reported - view
Re: Starting to lose a lot of faith in this software @dakinemaui gasp! There’s a patch???
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 2 mths ago
- Using YNAB
- Reported - view
Re: Socks. Can we talk about socks? This is awesome.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 2 mths ago
- Tips & Tricks
- Reported - view
Re: It finally clicked! I'm a YNAB convert. Love it. I can relate so much to the moment it “clicked” with me too. The road ahead from that point has been so much easier than the road before.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 2 mths ago
- 1
- YNAB Wins
- Reported - view
Re: Can I turn off Credit Card Payments? I also appreciate the desire to have your partner on board with the budgeting process. That’s way beyond what most couples even hope to do, so we’ll done there! It can be frustrating to lack that,…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 3 mths ago
- Credit Cards & Debt
- Reported - view
Re: Can I turn off Credit Card Payments? We pay off our credit card purchases daily (though I can’t vouch for our sanity, haha). In YNAB’s system, we find it really straightforward, though I’m sure it does take some getting used to.…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 3 mths ago
- Credit Cards & Debt
- Reported - view
Re: Locations off Thanks so much! I didn’t realize we could swipe left on the payee screen to remove payees from “near you.” This is exactly what I need. Appreciate your help!
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 3 mths ago
- 2
- Using YNAB
- Reported - view
Re: Locations off @Faness Do you have a recommendation?
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 3 mths ago
- Using YNAB
- Reported - view
Locations off
Lately YNAB on my iPhone hasn’t been accurately choosing payees based on location. It sometimes gets close, it seems to choose payees that are sometimes half a mile or so away from my location.…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 3 mths ago
- 3 replies
- 65
- Using YNAB
Re: "Reconciliation Balance Adjustments" required regularly" Definitely not common for me. I am also meticulous about reconciling my accounts as well. I’ve used YNAB for 8 years and have never made an adjustment transaction to reconcile.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 3 mths ago
- 3
- Using YNAB
- Reported - view
Re: Keep emergency fund in business account? @ToTheLighthouse said: Emergencies are unpredictable though I disagree here, if I might be so bold. Emergencies are often quite predictable. In fact, you list one such possibility -- income…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 3 mths ago
- Small Business
- Reported - view
Re: Equity vs Equality in a shared budget Hey all. I’m a marital thrrapist, and I find this topic really great. Thanks for kicking it off, Scott . I love to see how couples find ways to enhance the security of their connection (or keep the…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 4 mths ago
- 3
- Money & Relationships
- Reported - view
Re: Need History of ALL budget moves and assignments @WordTenor I started in 2013 as well. I agree about the documentation and resources then: laser focused, straightforward, simple, highlighting how the methodology was different than other approaches.…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 4 mths ago
- 3
- Using YNAB
- Reported - view
Re: Need History of ALL budget moves and assignments @dakinemaui savepoints! I had forgotten about those from YNAB 4, and you’re right. Those were fantastic.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 4 mths ago
- 1
- Using YNAB
- Reported - view
Re: Scanning/Adding Receipts: Why? @Astrid that’s amazing. I’m sure the American IRS equivalent of the ATO would be just as organized and progressive technologically (not!).
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 4 mths ago
- Using YNAB
- Reported - view
Re: More than a decade using YNAB @Katejo , I’ve been using YNAB since 2012. It’s changed the trajectory of our lives. We were able to confidentially grow our family and launch our business (still going, still successful,…
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 4 mths ago
- 2
- YNAB Wins
- Reported - view
Re: Two Budgets? By “account,” I think the OP means YNAB account, not bank account.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 5 mths ago
- Using YNAB
- Reported - view
Re: today is the first time in 5 years I've had more than $4 left in my account the day before payday It’s such a thrill isn’t it? Congratulations!
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 5 mths ago
- YNAB Wins
- Reported - view
Re: how do you analyze your spending and your reports? And on this topic, why doesn’t the mobile app have more reporting available?
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 5 mths ago
- 1
- Using YNAB
- Reported - view
Re: Goals Question I do as @dakinemaui , with a twist. For electricity, I fund 1/12 of (annual spending + 5%) to account for annual increases in the bill. I use a monthly funding bill as well.
- Sky Blue Tugboat
- Sky_Blue_Tugboat.11
- 5 mths ago
- 1
- Setting Up Your Budget
- Reported - view

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