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Re: Spending less on groceries @Move Light Sound Life said: Bake chicken one night, but make enough for 4 meals. @Move Light Sound Life said: The next night, have sweet potato rafts:…
- PhysicsGal
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- physicsgal
- 5 hrs ago
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Re: Any APPS or strategy similar to YNAB @dakinemaui said: Wunderlist, but Microsoft has taken that over. I had settled on ToDoist as a replacement, but I still need to evaluate what MS has come up with. I really love Notion.…
- PhysicsGal
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- physicsgal
- 6 hrs ago
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Re: Any APPS or strategy similar to YNAB @dakinemaui Me too. So far so good.
- PhysicsGal
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- physicsgal
- 6 hrs ago
- Tips & Tricks
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Re: Spending less on groceries I'm noticing my grocery bills going up but I think part of the issue is inflation. I can't shop the way I used to without being shocked at the total. So either I need to do what you're doing,…
- PhysicsGal
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- physicsgal
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Re: anyone interested in doing a challenge to get our legal/financial house in order? I wrote a will already, but I'm still wanting to change it. I'm not a big materialist type person so I just don't have a ton of stuff to give to people and I'm trying to figure out what sort of…
- PhysicsGal
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- physicsgal
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Re: anyone interested in doing a challenge to get our legal/financial house in order? @MXMOM I'm curious what you are doing for the "prescriptions" category? Ie, should I do something about my prescriptions that I haven't thought of yet? I got my list ready.…
- PhysicsGal
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- physicsgal
- 8 days ago
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Re: anyone interested in doing a challenge to get our legal/financial house in order? @MXMOM Oh yes, that reminds me of something I thought about. I use Lastpass (I love it and recommend it!) but I'm not sure I would want to share all those passwords after I die.…
- PhysicsGal
- Nerdy female homo sapien
- physicsgal
- 8 days ago
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Re: 🎊👒👕☕ YNAB Merch is coming! ☕👕👒🎊 I want a YNAB frisbee!!!!!
- PhysicsGal
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- physicsgal
- 2 wk ago
- 1
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Re: Advice on prioritizing after debt is gone @nolesrule I should have read your response before I wrote mine!
- PhysicsGal
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- physicsgal
- 2 wk ago
- 1
- Saving & Investing
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Re: Advice on prioritizing after debt is gone @JennLynne said: However, the company matches up to 4% so we currently contributing that and I think we could go up a little. I highly recommend a Roth IRA with Vanguard using the Target Retirement…
- PhysicsGal
- Nerdy female homo sapien
- physicsgal
- 2 wk ago
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- Saving & Investing
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Re: anyone interested in doing a challenge to get our legal/financial house in order? @Fuzzball Meows said: I strongly recommend "Being Mortal" by Atul Gawande. Thanks! Aapparently there are a bunch of copies of the normal print version of the book in the library but the large print…
- PhysicsGal
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- physicsgal
- 2 wk ago
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Re: anyone interested in doing a challenge to get our legal/financial house in order? @MXMOM Thanks!!!!! I keep telling myself I'll do this stuff when my situation is more stable, but I need to do it now. I'm engaged, no date for the wedding yet. I'm 41.…
- PhysicsGal
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- physicsgal
- 2 wk ago
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Re: How do I track/manage side gig income (as deposits and cash-on-hand)? When I ran an Airbnb I had an entire separate checking account, credit card and budget for my business. I highly recommend that. It's best for the IRS in case you ever get audited.
- PhysicsGal
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- physicsgal
- 2 wk ago
- Using YNAB
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Re: Let’s 34-Day Reset together: Fall 2021 Style! I just saw this and I spent way more than I meant to this past summer, so I'm going to give it a shot starting tomorrow as I just went out to lunch with a friend today.…
- PhysicsGal
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- physicsgal
- 2 wk ago
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Re: anyone interested in doing a challenge to get our legal/financial house in order? I need to do this! I would be interested.
- PhysicsGal
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- physicsgal
- 3 wk ago
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Re: Is manual entry worth it? One of my main credit cards doesn't connect, so for that one I try to always enter my transactions when I'm spending. In general, at least for categories that are spent on ~daily I try to enter…
- PhysicsGal
- Nerdy female homo sapien
- physicsgal
- 3 wk ago
- 1
- Using YNAB
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Re: YNAB down time Yay, now that everything's online you can get to your information all the time from anywhere except when everything isn't working. I just hope it stays as a rare occurrence.…
- PhysicsGal
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- physicsgal
- 3 mths ago
- Using YNAB
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YNAB down time
I tried to open my budget earlier and YNAB was down and I couldn't even open my last copy of my budget on my computer. It's back up now. Thank goodness I had the app on my phone and I could check my…
- PhysicsGal
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- physicsgal
- 3 mths ago
- 4 replies
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Re: This is how I use YNAB with my spouse ROTFL
- PhysicsGal
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- physicsgal
- 3 mths ago
- Money & Relationships
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Re: Your Budget Just Got Better! Nice! I noticed the changes and was wondering what was going on.
- PhysicsGal
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- physicsgal
- 3 mths ago
- 1
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Re: Category Help This isn't a YNAB answer, but a suggestion to hopefully help make your purchase worth it. I heard a podcast from a researcher who studies habit building and she said she only lets herself watch a…
- PhysicsGal
- Nerdy female homo sapien
- physicsgal
- 4 mths ago
- 2
- Using YNAB
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Re: Medical Expense Tracking & HSA / DCFSA What I do is I most of the time pay for my HSA-eligible purchases with an on budget credit card, so I can get my 2% cash back. I budget transactions to my HSA category and I include transactions…
- PhysicsGal
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- physicsgal
- 5 mths ago
- Tips & Tricks
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Re: Ratio of Retirement vs. Non-Retirement Investing? @nolesrule I never dumped, I’m holding forever, that’s why I need to figure out how to vote. I think their new CEO has a chance to turn things around. I’m never selling.…
- PhysicsGal
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- physicsgal
- 5 mths ago
- Saving & Investing
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Re: Ratio of Retirement vs. Non-Retirement Investing? Ha, nice to read all the old gang's posts. I'm hardly on here anymore, which just means I'm doing fine and my finances are boring, which is a good thing IMO.…
- PhysicsGal
- Nerdy female homo sapien
- physicsgal
- 5 mths ago
- 2
- Saving & Investing
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Re: Living Within Your Means YNAB Style @nolesrule Wow, it's insane how every time I visit the YNAB forums, even now when I hardly ever come on here, I learn something new and useful! Thanks for sharing this idea about having my credit…
- PhysicsGal
- Nerdy female homo sapien
- physicsgal
- 5 mths ago
- 2
- Using YNAB
- Reported - view

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PhysicsGal

physicsgal

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I'm a scientist who is trying to pay off my home equity loan debt and save an emergency fund.