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Re: A (planned) year off work! @gemlad OMG we allllllll want that. I have longed for something like that!!! I hope you do write an app like that and that it's a brilliant success!
- Ivory Storm
- Ivory_Storm.3
- 13 days ago
- 1
- YNAB Wins
- Reported - view
Re: A (planned) year off work! @gemlad That is just inspirational. Bravo!
- Ivory Storm
- Ivory_Storm.3
- 13 days ago
- 1
- YNAB Wins
- Reported - view
Re: A (planned) year off work! That's incredible! How long have you been using this app?
- Ivory Storm
- Ivory_Storm.3
- 2 wk ago
- YNAB Wins
- Reported - view
Re: How to use up my budgeted portion for a savings goal In addition to what Superbone wrote, you might find it useful to choose categories that 'can be' raided. I always choose to raid my grocery category, because I know that if it comes down to it I can…
- Ivory Storm
- Ivory_Storm.3
- 3 wk ago
- Saving & Investing
- Reported - view
Re: Trying to figure out how to SPEND money and going backwards? I would start a "vacation land/cabin" savings category. I would not deplete your transportation category to fund it. And then, I'd start saving for a 20% down payment and see how that feels in the…
- Ivory Storm
- Ivory_Storm.3
- 1 mth ago
- Money & Relationships
- Reported - view
Re: YNAB should be more helpful with planning @Annieland You're on fire!!!! Ha haa ha ha ha
- Ivory Storm
- Ivory_Storm.3
- 2 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: YNAB should be more helpful with planning @Annieland Right, that was my point. My point was about clarity in budgeting process rather than being "one month ahead"- budgeting in 1-month chunks.
- Ivory Storm
- Ivory_Storm.3
- 2 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Ratio of Retirement vs. Non-Retirement Investing? @Annieland HA!
- Ivory Storm
- Ivory_Storm.3
- 2 mths ago
- 1
- Saving & Investing
- Reported - view
Re: YNAB should be more helpful with planning @Turquoise Piano I get paid monthly at the end of the month, so I can budget in full-month increments without having made any special effort. For others paid more frequently than that,…
- Ivory Storm
- Ivory_Storm.3
- 2 mths ago
- Setting Up Your Budget
- Reported - view
Re: Ratio of Retirement vs. Non-Retirement Investing? @silver_guitar I'm so glad it was useful to you! I think @Annieland said on another threat that @nolesrule is on the "Boglehead" forum. Given how much I appreciate his knowledge I thought I would…
- Ivory Storm
- Ivory_Storm.3
- 2 mths ago
- 2
- Saving & Investing
- Reported - view
Re: YNAB should be more helpful with planning @Turquoise Piano Budgeting in full month increments will totally resolve this problem for you. It's completely transparent to me how much I can spend on groceries each month if I want to make sure a…
- Ivory Storm
- Ivory_Storm.3
- 2 mths ago
- 2
- Setting Up Your Budget
- Reported - view
Re: YNAB "Lite" for Kids? I have absolutely thought of this too!
- Ivory Storm
- Ivory_Storm.3
- 2 mths ago
- Parenting
- Reported - view
Re: What to do with large inheritance based on our situation? @Annieland I can totally relate to that. Money is absolutely what has kept me from having a 2nd child. It's not money exactly . . it's time. All of the time that money can bring.…
- Ivory Storm
- Ivory_Storm.3
- 3 mths ago
- 2
- Saving & Investing
- Reported - view
Re: What to do with large inheritance based on our situation? @Silver Guitar you might enjoy reading The Simple Path to Wealth. It was very eye opening . . and motivating. When he says simple, he means simple. Very,…
- Ivory Storm
- Ivory_Storm.3
- 3 mths ago
- 2
- Saving & Investing
- Reported - view
Re: Kids Savings Accounts @Forest Green Commander I went around and around and there are a few pieces of info about 529 that swayed me. Just sharing for the facts, I definitely don't have any stakes in how someone approaches…
- Ivory Storm
- Ivory_Storm.3
- 3 mths ago
- Using YNAB
- Reported - view
Re: What to do with large inheritance based on our situation? The working-single-parent in me is breathing that deep exhale that you have childcare expenses covered like this. What an amazing gift and a way for your wife's grandmother to keep being present to…
- Ivory Storm
- Ivory_Storm.3
- 3 mths ago
- 3
- Saving & Investing
- Reported - view
Re: Kids Savings Accounts Following because I have the same question, but for 1 kid. I am feeling motivated to increase my retirement savings by 'allocating' it to different categories.…
- Ivory Storm
- Ivory_Storm.3
- 3 mths ago
- Using YNAB
- Reported - view
Re: Need input on how to approach divorce settlement (emotional/financial advice, not legal) @labrucebee a mediator = investment in your futures and in your child's future. I think you both have to learn new skills anyhow, when there's a child, nobody can truly walk away,…
- Ivory Storm
- Ivory_Storm.3
- 4 mths ago
- 3
- Money & Relationships
- Reported - view
Re: Need input on how to approach divorce settlement (emotional/financial advice, not legal) Y'all are all saying don't let her bully you, but 40% of the equity minus the down payment is perhaps not even that far from 20K, which the ex offered.…
- Ivory Storm
- Ivory_Storm.3
- 4 mths ago
- 1
- Money & Relationships
- Reported - view
Re: A milestone and renewed optimism I love these inspirational threads :) I had a win which was - I saved money in a category for federal taxes that hadn't been withheld from my paycheck. I just did my taxes and indeed owed money.…
- Ivory Storm
- Ivory_Storm.3
- 4 mths ago
- 3
- YNAB Wins
- Reported - view
Re: Emergency Fund in Tracking? @Annieland that is hilarious & I would love to see it.
- Ivory Storm
- Ivory_Storm.3
- 4 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Need input on how to approach divorce settlement (emotional/financial advice, not legal) @labrucebee In your shoes I'd accept less than half of what the house is currently worth, but how much less is the question. Half of 575K is a lot especially since that represents a meaningful…
- Ivory Storm
- Ivory_Storm.3
- 4 mths ago
- 1
- Money & Relationships
- Reported - view
Re: Need input on how to approach divorce settlement (emotional/financial advice, not legal) Is she concerned that she would have to move out of the house if you used the appraisal value? What is her root concern do you think, is it about money or is it about continuity in housing?
- Ivory Storm
- Ivory_Storm.3
- 4 mths ago
- Money & Relationships
- Reported - view
Re: college savings & Roth @Matthew yup that is highly relevant! I read allll the pages on my employer's website and you are correct, I can't withdraw before 59.5 years old unless I leave my employer . . .…
- Ivory Storm
- Ivory_Storm.3
- 4 mths ago
- Parenting
- Reported - view
Re: college savings & Roth @nolesrule this is where I get mixed up, at what point is retirement funding "secured"? If I am contributing 20% of my income to retirement and will retire at the usual age with a house paid off,…
- Ivory Storm
- Ivory_Storm.3
- 4 mths ago
- Parenting
- Reported - view

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