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Re: The Official 2021 Debt Smackdown I'm back for 2021 and on line 36. Last year was my first year of the Debt Smackdown and I was able to knock out almost $14k in principal (in addition to ~$4.5k in interest...OW!).…
- Gfamily46
- Forest_Green_Python.5
- 2 wk ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Last update of 2020! What a year it has been. I must say that YNAB has really saved our butts in 2020. We easily weathered a heat pump failure and my husband quitting his job in October and somehow…
- Gfamily46
- Forest_Green_Python.5
- 2 wk ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown November check-in, but wow, I can't believe it's December already! Where did the year go? As per last month's wish, it was a pretty financially uneventful November.…
- Gfamily46
- Forest_Green_Python.5
- 1 mth ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @farfromtheusual He finally saw that it just wasn't worth it anymore. I could, and often did, tell him that until I was blue in the face, but his first priority has always been to take care of the…
- Gfamily46
- Forest_Green_Python.5
- 2 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Whoo boy, October was quite a whirlwind and it threw us for a huge loop. My husband's workplace has been extremely toxic for a long time and honestly, it was breaking his spirit.…
- Gfamily46
- Forest_Green_Python.5
- 2 mths ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Here we go for September. It's really nice to see the progress as I look back on the year so far, almost 12k in principal eradicated. Whew! And the fact that an additional 3.…
- Gfamily46
- Forest_Green_Python.5
- 3 mths ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown A little late on the check-in, but August was a pretty good month. Now that we're in September, I went ahead and just made the final payment on Car Loan 1...…
- Gfamily46
- Forest_Green_Python.5
- 4 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @farfromtheusual Thanks! If the dental school takes me, I'm hoping that can save me 3k or more. I hope your BF is all recovered now. TBH, I have no worries about the pain,…
- Gfamily46
- Forest_Green_Python.5
- 5 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown July check-in time! Somewhat uneventful month when it comes to unplanned stuff, but hey, I'll take it. The most exciting thing is a stupid problem child molar that I need to get pulled later this…
- Gfamily46
- Forest_Green_Python.5
- 5 mths ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @farfromtheusual Thank you! One step forward at a time. Just found out the car repair is going to be $800 (the bearings are shot in the water pump, so it definitely needs to be replaced),…
- Gfamily46
- Forest_Green_Python.5
- 6 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown June check-in and here we go! This month, I've needed a good kick in the pants to start focusing on accomplishments instead of shortcomings. So last month was when our heat pump died and we had a…
- Gfamily46
- Forest_Green_Python.5
- 6 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown May check-in! Whew, what a month. So throwing my husband's deferred student loan payment and our $300 monthly snowball into a temporary EF proved to be a life-saver.…
- Gfamily46
- Forest_Green_Python.5
- 7 mths ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown April check-in: So in light of the school loan 0% interest thing until September, my husband and I decided last month to still keep budgeting out for the regular school loan payment + extra $300…
- Gfamily46
- Forest_Green_Python.5
- 8 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @farfromtheusual Yes there are!
- Gfamily46
- Forest_Green_Python.5
- 9 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown March update - 28.17% done. In a time of such uncertainty for many, my husband and I are incredibly fortunate that we both work in high-demand industries.…
- Gfamily46
- Forest_Green_Python.5
- 9 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Full February update now that my last debt payment of February processed. Both of my credit cards are paid off! And no more need to put anything but my husband's business expenses on there,…
- Gfamily46
- Forest_Green_Python.5
- 10 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Hey guys, total February redo. I was getting way too caught up in interest vs. principal and I felt like my numbers were all off. I took some time today to organize and redo my debt spreadsheet.…
- Gfamily46
- Forest_Green_Python.5
- 11 mths ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Long post alert!! Guys, I forgot how satisfying it is to pay off a bill where the money is already allocated. 🤗 I didn't make the bill I paid yesterday part of the debt smackdown because it's a…
- Gfamily46
- Forest_Green_Python.5
- 11 mths ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Purple Foal Heck yeah! I do have undebt.it , but there was a problem with the YNAB sync that got resolved either yesterday or today. So I just need to import and clean everything up over there and…
- Gfamily46
- Forest_Green_Python.5
- 11 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown January check-in here. Making slow but steady progress! Personal loan (credit card consolidation) - starting balance of $33408.28. I committed to paying $10000 of this in 2020,…
- Gfamily46
- Forest_Green_Python.5
- 11 mths ago
- 3
- Join A Challenge
- Reported - view
Re: Automatic transfers to separate accounts Good idea with the paid in full CC -- we do have a few at a $0 balance (hopefully keeping our debt-to-income in a good spot), so no worries there. Thanks again @dakinemaui!
- Gfamily46
- Forest_Green_Python.5
- 11 mths ago
- Using YNAB
- Reported - view
Re: Automatic transfers to separate accounts @dakinemaui Oh yeah, it's definitely my goal to move all this into our USAA checking (yeah, I know...I got REALLY account creation happy back in the day).…
- Gfamily46
- Forest_Green_Python.5
- 11 mths ago
- Using YNAB
- Reported - view
Re: Automatic transfers to separate accounts @dakinemaui Thanks! That's what I suspected and I do have categories for them. So basically, I'm just moving the money I allocated to those categories from one place to another.…
- Gfamily46
- Forest_Green_Python.5
- 11 mths ago
- Using YNAB
- Reported - view
Automatic transfers to separate accounts
Hello! Okay, I've got a stumper here. So my husband and I have a main checking account through a local credit union that I use to pay our monthly expenses. His paycheck is directly deposited there.…
- Gfamily46
- Forest_Green_Python.5
- 11 mths ago
- 7 replies
- 87
- Using YNAB
Re: The Official 2020 Debt Smackdown @Faness Me too, thanks! :)
- Gfamily46
- Forest_Green_Python.5
- 1 yr ago
- Join A Challenge
- Reported - view

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