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credit card refund the next month
I've read several threads about this and still am baffled. Late last month I bought a $30 shirt, budgeted for it, paid the CC. All is good. Early this month I returned said shirt and got a $30…
- cpshaye
- cpshaye
- 3 mths ago
- 1 reply
- 48
- Credit Cards & Debt
Re: My CC is messed up again @Rachel I need help. I have been super busy and hadn't had the time to figure this out. Now as Sept is closing it's even further off.
- cpshaye
- cpshaye
- 3 mths ago
- Credit Cards & Debt
- Reported - view
Re: My CC is messed up again @WordTenor Thank you! I have paid "several times" in a month for a simple reason - we were in the middle of a home refinance, and depending on when they "take a picture" of our debt/income ratio,…
- cpshaye
- cpshaye
- 4 mths ago
- 1
- Credit Cards & Debt
- Reported - view
My CC is messed up again
Let me preface this by saying: We pay off our CC a few times a month, never any interest. And no, I didn't have a credit the previous month (learned my lesson on paying ahead);…
- cpshaye
- cpshaye
- 4 mths ago
- 23 replies
- 316
- Credit Cards & Debt
Re: Help me figure out my cc error? (probably easy one!) @Matthew OMG, I'm so stupid! Nevermind. I put the payment in the "outflow" column and it made it all wonky! It's fixed. Thanks for your quick answer!
- cpshaye
- cpshaye
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Help me figure out my cc error? (probably easy one!)
Hi. My costco card is something we pay off every month. I've been doing really good and now I've had a hiccup. What do I need to do to fix it? The categories themselves are fully budgeted for both…
- cpshaye
- cpshaye
- 7 mths ago
- 3 replies
- 51
- Credit Cards & Debt
Re: positive number on credit card Thanks everybody! I hadn't noticed it added the $123 in my TBB because my husband just got paid and there were already funds there. Great! I'm still on track!
- cpshaye
- cpshaye
- 11 mths ago
- 2
- Credit Cards & Debt
- Reported - view
Re: positive number on credit card @Vibrant I did a test transaction into a category that there's nothing budgeted for the $123. It did bring my cc to $0 on the left and the $0 in available, Great!…
- cpshaye
- cpshaye
- 11 mths ago
- Credit Cards & Debt
- Reported - view
positive number on credit card
OK, y'all have helped me get my fresh start back on track last month. All was good until right now. We got a refund from a pre-paid purchase on a cancelled cruise put back on the credit card,…
- cpshaye
- cpshaye
- 11 mths ago
- 5 replies
- 90
- 1
- Credit Cards & Debt
Re: Fresh start question @Move Light Sound Life Thank you once again. I currently have the transactions on Dec 31, and it shows a negative number in the categories for Dec. They have since been reconciled in my cc register.…
- cpshaye
- cpshaye
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Fresh start question
I did a fresh start Jan. 1. Too bad it's not easy to get the finances to cooperate! 1. On Jan 1 I had a positive balance on my cc d/t paying for a couple of things that were still "pending" at the…
- cpshaye
- cpshaye
- 1 yr ago
- 6 replies
- 172
- Credit Cards & Debt
Re: Credit Card Budget Does not appear to be updating correctly @dakinemaui OK, so bottom line is, even in my CC category I canNOT leave a month in the negative. If I do, what happens to it?
- cpshaye
- cpshaye
- 1 yr ago
- Using YNAB
- Reported - view
Re: Credit Card Budget Does not appear to be updating correctly One other question - Remember, I started this fresh start with a positive balance on this cc. I found this on another thread with the answer about a similar problem,…
- cpshaye
- cpshaye
- 1 yr ago
- Using YNAB
- Reported - view
Re: Credit Card Budget Does not appear to be updating correctly @Move Light Sound Life Why do I pay the cc ahead? Mostly habit. I hate seeing my cc balance be so high. We pay every bill we can with this card, and all of our purchases.…
- cpshaye
- cpshaye
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: Credit Card Budget Does not appear to be updating correctly @Move Light Sound Life OK... now what is the important question that will help prevent from happening again?
- cpshaye
- cpshaye
- 1 yr ago
- Using YNAB
- Reported - view
Re: Credit Card Budget Does not appear to be updating correctly @Move Light Sound Life OK... What number do I put in the "budgeted" column for my chase card? And as as @Ceeses mentioned, I do have the habit of paying what I know I owe before transactions post to…
- cpshaye
- cpshaye
- 1 yr ago
- Using YNAB
- Reported - view
Re: Credit Card Budget Does not appear to be updating correctly @Move Light Sound Life On my cc account it shows I have a 0 balance, but I have a pending $18 charge that is NOT accounted for in that account balance.…
- cpshaye
- cpshaye
- 1 yr ago
- Using YNAB
- Reported - view
Re: Credit Card Budget Does not appear to be updating correctly @Move Light Sound Life When I was doing your step 2, I have a clarification question. Currently there is only 1 "pending" item on my cc for $18. Also, my deficit on the cc that says I overspent $112.…
- cpshaye
- cpshaye
- 1 yr ago
- Using YNAB
- Reported - view
Re: Credit Card Budget Does not appear to be updating correctly @Move Light Sound Life I usually do, but was holding back until I could figure out the cc imbalance problem.
- cpshaye
- cpshaye
- 1 yr ago
- Using YNAB
- Reported - view
Re: Credit Card Budget Does not appear to be updating correctly @Vibrant I suspect this may have had an impact, but the numbers still don't add up. There was -$707.70 that hadn't cleared from my cc by the end of the year. My "starting balance" was +$577.…
- cpshaye
- cpshaye
- 1 yr ago
- Using YNAB
- Reported - view
Re: Credit Card Budget Does not appear to be updating correctly I'm super frustrated, too. I have been doing YNAB for (11? 12? years?) I should be better than this! But the cc feature is ever elusive for me, I guess, ever since I went to the online version.…
- cpshaye
- cpshaye
- 1 yr ago
- Using YNAB
- Reported - view
Re: Archived budget-make it the active one? Thank you!
- cpshaye
- cpshaye
- 2 yrs ago
- 1
- Using YNAB
- Reported - view
Archived budget-make it the active one?
I had a moment of panic and did a "fresh start" on my budget - then a moment of clarity and noticed I was fine with my old one. I've deleted the fresh start one, but my old one still says "archived",…
- cpshaye
- cpshaye
- 2 yrs ago
- 2 replies
- 106
- Using YNAB
Re: Credit Cards (again) @dakinemaui So I did categorize both inflow and outflow in same category. But that's how it was "hidden". Mom's outflows were actually also in this month.…
- cpshaye
- cpshaye
- 2 yrs ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Credit Cards (again) @monkeyhanger well, yes there was...about 50 transactions! LOL
- cpshaye
- cpshaye
- 2 yrs ago
- Credit Cards & Debt
- Reported - view

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