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Re: What if I have *too much* money?! @Blue Harvest There's no reason why you can't start investing in a SIPP (Self Invested Personal Pension). True it's locked in and you can't touch it until you retire (earliest you can access this…
- Richard Holland
- dickydutch
- 9 days ago
- Saving
- Reported - view
Re: Why does Credit Card Auto-payment need to be categorized? If both the checking account and credit card account are on-budget, then you'll need to change the payee for the autopay to be Transfer To: Credit Card - this will then correctly post without…
- Richard Holland
- dickydutch
- 9 days ago
- Credit Cards
- Reported - view
Re: Unable to select correct account in a transaction @Nicole I've had this happen too, on Chrome on a Mac. Reloading the YNAB page fixes it - so must be down to some scripts failing that the YNAB page runs when it's been running for a long time.…
- Richard Holland
- dickydutch
- 2 wk ago
- Accounts & Transactions
- Reported - view
Re: Debt payoff tracking app for variable rate loan? @Slate Blue Storm Put in a starting rate that is slightly above the historical averages then. You can always tweak the rate if it ever goes above what you've entered into undebt.it .…
- Richard Holland
- dickydutch
- 1 mth ago
- 1
- Managing Debt
- Reported - view
Re: Just installed Catalina... @ms1 If you're looking for the cheapest option, use VirtualBox - it's free, and will happily run Windows 10 as a VM.
- Richard Holland
- dickydutch
- 1 mth ago
- Money & Relationships
- Reported - view
Re: Debt payoff tracking app for variable rate loan? @Slate Blue Storm So if you're actively trying to get the debt cleared, it won't do you any harm to set something like undebt.it up with the maximum the interest rate could be.…
- Richard Holland
- dickydutch
- 1 mth ago
- 2
- Managing Debt
- Reported - view
Re: But I havnt paid it off yet! Are you in the UK? There are some very useful clauses in UK credit card agreements. One is you can ask the card issuer to issue a chargeback to Amazon for the failure to deliver if Amazon won't give…
- Richard Holland
- dickydutch
- 1 mth ago
- Managing Debt
- Reported - view
Consolidation loans are not always bad
Just thought I'd post a positive story here about how new debt isn't always bad debt. I had about £21k owing on 6 credit cards. I was paying £1,100 a month to pay those off - using undebt.…
- Richard Holland
- dickydutch
- 2 mths ago
- 2 replies
- 98
- 7
- Managing Debt

Richard Holland

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