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Re: The Official 2021 Debt Smackdown Catching up again with the spreadsheet. Had some unexpected expenses… doesn’t that always seem to be the way? Luckily I was able to pick up some extra shifts at work… it just means that OT which was…
- zoebby
- Zoe
- 5 mths ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown Catching up again… March was a big month, then things slowed down in April and May. I’ve started a new job, and school has been kicking my butt. I will be taking two whole weeks off to visit with…
- zoebby
- Zoe
- 8 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown I feel like such a slacker! Here is my January and February update... January was a good month. December's was a good month for me income-wise, since I was still working 3 jobs and received holiday…
- zoebby
- Zoe
- 10 mths ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown Just grabbed line 124. Goal this year is $17,000. I would like to have my husband's car loan paid down by $12-14k by the August if possible, since I would really like to refinance the loan.…
- zoebby
- Zoe
- 1 yr ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Final check in for 2020... I did it!!! I submitted the final payment to my last private student loan today!!! Wooot! That means I have paid off over 20K of debt in 2020. I'm so proud.…
- zoebby
- Zoe
- 1 yr ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Waited until the very end of the November to post this update, so I could get the most accurate numbers. I did it y’all! I have officially surpassed my payoff goal for the year,…
- zoebby
- Zoe
- 1 yr ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Oh boy, October! This year has been such a drag. 🤣 but I paid off a student loan today! Posting my update for the month earlier than usual, because I don’t foresee making any additional debt…
- zoebby
- Zoe
- 1 yr ago
- 11
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown September update. I paid off one of my private student loans!! And it was with a lender I really didn’t like, so bonus win there, since I won’t have to deal with that bank anymore.…
- zoebby
- Zoe
- 1 yr ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown August turned into a better month than originally anticipated. My husband and I were fortunate enough to have a windfall this month. It will cover his (very high) student loan payments for the next…
- zoebby
- Zoe
- 1 yr ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown July check in... I managed to make a significant dent in my debts! Paid off a credit card, wooot! Just one more card to go (which has 0% interest until next year),…
- zoebby
- Zoe
- 1 yr ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Well... hi everyone. It's been a while. Just updated the spreadsheet for the first time since January. I quit my second job in the beginning of March, took a quick trip back east for a wedding,…
- zoebby
- Zoe
- 1 yr ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown January check in… I paid down $1,311 of my debt! Not a bad start to the year. It is a 3-check month for my second job, but I don't get paid until Friday so that money will all go toward February’s…
- zoebby
- Zoe
- 1 yr ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Line 95 claimed. I can't believe this is the third year I'm doing this challenge. I’m ready to knock out my credit card debt (just two cards left) and hopefully both of my private student loans…
- zoebby
- Zoe
- 2 yrs ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown December check in… I missed my goal for the year by about $350...Believe me, I have looked over my budget COUNTLESS times trying to figure out how I could juggle things around to just throw enough…
- zoebby
- Zoe
- 2 yrs ago
- 9
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown November update… I can’t seem to catch a break. Remember my job that I said I wasn’t sure was going to stick? Welp, I ended up quitting at the end of October after having an ethical disagreement…
- zoebby
- Zoe
- 2 yrs ago
- 10
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown WOW has it been a year for me. Last check in was February, but even though I have been neglecting my posts here, I have not been neglecting my debt payments!…
- zoebby
- Zoe
- 2 yrs ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown February check in… 2019 is shaping up to be just as challenging for debt payment as 2018 was. Mostly made minimum payments, since I’m still working on replenishing my emergency fund.…
- zoebby
- Zoe
- 2 yrs ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown Back for another year of this challenge. I snagged line 140 of the spreadsheet. I started off 2019 with $45,414.70 in debt , a mix of student loans, a personal loan, auto loan, and credit cards.…
- zoebby
- Zoe
- 2 yrs ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2018 Debt Smackdown Final check in... I paid off $8,853.50 in 2018!! I didn't hit my goal ($14,400) but I made a lot of progress. Goal for 2019 is to pay off about $15K of debt....…
- zoebby
- Zoe
- 3 yrs ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2018 Debt Smackdown November was a bit of a rough month for me, which was expected. It was my first month in almost 2 years where I only had paychecks from a single job. Thanks to my full month’s buffer,…
- zoebby
- Zoe
- 3 yrs ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2018 Debt Smackdown Ups and downs of October… I got married, yay! DH and I are still trying to decide how to allocate the gift money we received. We really want to take a honeymoon,…
- zoebby
- Zoe
- 3 yrs ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2018 Debt Smackdown So, the rest of the summer hasn’t been great for me. I’m getting married next month (yay!) but I have acquired some new consumer debt and all of my “extra” money that WOULD have been going towards…
- zoebby
- Zoe
- 3 yrs ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2018 Debt Smackdown June wasn’t a bad month for me. I got some overtime pay for premium shifts in May so I had a little extra money to throw towards my debt this month. And I stayed on budget for my shopping allowance…
- zoebby
- Zoe
- 3 yrs ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2018 Debt Smackdown Checking in for... well, all year. Haven't checked in since my original post... but I have been tracking my debt payments in my own spreadsheet, as well as updating the shared spreadsheet.…
- zoebby
- Zoe
- 3 yrs ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2018 Debt Smackdown Total debt: $54,700 (mix of credit cards, personal loan, and student loans) Goal: Pay down $15,000 (which would pay off 3 credit cards and the personal loan) Stretch Goal: $22,000 Method:…
- zoebby
- Zoe
- 4 yrs ago
- 3
- Join A Challenge
- Reported - view

zoebby

Zoe

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