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Re: Credit Card Payment @Vibrant Yes, I reconcile them several times per month to make sure that my balance is the same as what my cc account shows online. I didn't always check to make sure that the cc payment category…
- chicagouser
- chicagouser
- 9 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit Card Payment @Navy Blue Pegasus I agree - I need to check this more closely for every CC every month. We use a handful of credit cards (to maximize points) and since I *think* that all of our spending is…
- chicagouser
- chicagouser
- 9 mths ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Credit Card Payment I found it! It was operator error. :-) The error actually occurred in January. It was tricky because there was a transaction (in subscriptions) that was only partially funded,…
- chicagouser
- chicagouser
- 9 mths ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Savings Account @Orchid Colt This is great advice (and a great explanation) from @WordTenor . YNAB can be tricky in the beginning because it is very different from the way that most people are used to budgeting.…
- chicagouser
- chicagouser
- 9 mths ago
- Setting Up Your Budget
- Reported - view
Re: Savings Account @Orchid Colt But if that account is a spending account in YNAB and your To Be Budgeted is $0, then you already have given those dollars a job.
- chicagouser
- chicagouser
- 9 mths ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Savings Account @Orchid Colt Why would you transfer from Savings to Checking in YNAB if you were not transferring in real life. If your savings account is on budget and your To Be Budgeted is $0,…
- chicagouser
- chicagouser
- 9 mths ago
- Setting Up Your Budget
- Reported - view
Re: Credit Card Payment @WordTenor The payment amount in the category matched the total balance on the card.
- chicagouser
- chicagouser
- 9 mths ago
- Credit Cards & Debt
- Reported - view
Re: Credit Card Payment @satcook When I started my new budget in January 2020, there were no charges on this card so I started with a $0 balance. The payment amount has been correct up until this month.
- chicagouser
- chicagouser
- 9 mths ago
- Credit Cards & Debt
- Reported - view
Re: Savings Account @Orchid Colt When you say that your linked Savings account is not allocated to any budget yet, do you mean that is a tracking account rather than a spending account?…
- chicagouser
- chicagouser
- 9 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Credit Card Payment @satcook The only time I ever moved money from the payment category is when I redeemed rewards. In July I used points to "pay myself back" for $149.04.…
- chicagouser
- chicagouser
- 9 mths ago
- 1
- Credit Cards & Debt
- Reported - view
Credit Card Payment
I feel like I should be able to figure this out, because I have been using YNAB for many years, but I am stumped. We have multiple credit cards on budget.…
- chicagouser
- chicagouser
- 9 mths ago
- 13 replies
- 151
- Credit Cards & Debt
- Answered
- Answered
Re: Account Balance Doesn't Equal Money in Budgetted Categories @Khaki Trombone If you want to predict the cashflow in your checking account, use scheduled transactions for all of your upcoming payments and inflows.…
- chicagouser
- chicagouser
- 9 mths ago
- 1
- Saving & Investing
- Reported - view
Re: Not sure how to enter this transaction for Amazon Gift Card Thank you! Somehow I did not notice that when I created the transfer to the GC category it added $40 to TBB. I moved that $40 to the Amazon CC payment and everything is in order.…
- chicagouser
- chicagouser
- 1 yr ago
- Using YNAB
- Reported - view
Not sure how to enter this transaction for Amazon Gift Card
I purchased a $40 gift card on Amazon (using my Amazon cc) in order to get a $10 bonus from Amazon. I have a "gift card" account that I use to keep track of various gift cards,…
- chicagouser
- chicagouser
- 1 yr ago
- 4 replies
- 83
- Using YNAB
Re: Refund to credit card - How to do it? Does the category balance for your CC payment match the Account balance of your credit card?
- chicagouser
- chicagouser
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: Refund to credit card - How to do it? When you entered the starting balance for the CC, the balance was added to the budget category for the CC payment. Now you need to move $42.23 from the amount budgeted to the CC payment to "To Be…
- chicagouser
- chicagouser
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Removing tags from multiple transactions at once
I swear that I used to be able to search for all my transactions with a green flag, highlight them, and then clear the flag from all of them at once. I flag my debit card transactions each month to…
- chicagouser
- chicagouser
- 1 yr ago
- 2 replies
- 98
- Using YNAB
Re: blank bar in middle of budget, left side of budget falls out of the window @Ivory Storm Did you have to remove the toolkit to get rid of it? I am experiencing the same thing.
- chicagouser
- chicagouser
- 1 yr ago
- Using YNAB
- Reported - view
Best videos to introduce teens to YNAB?
I am going to try to help my daughter and one of her friends get started with YNAB this summer, before they leave for college. My daughter has heard me talk about YNAB for years,…
- chicagouser
- chicagouser
- 1 yr ago
- 2 replies
- 184
- Parenting
How to easily find overspent categories?
After entering in my latest transactions from Amazon, at the top of the screen in the Amazon account, it shows that I have $24 of overspending in June.…
- chicagouser
- chicagouser
- 1 yr ago
- 2 replies
- 102
- 1
- Using YNAB
Re: Budget payment for Amazon Credit Card is about $10 too high @dakinemaui Sorry, I did not explain that very well. I meant that I never manually adjusted the amount after my initial budget setup.
- chicagouser
- chicagouser
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: Budget payment for Amazon Credit Card is about $10 too high Grrr... now I found a similar problem in my Target account, except in the opposite direction. The amount budgeted for payment is $134.25, but the working balance on the account is $155.81.…
- chicagouser
- chicagouser
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Budget payment for Amazon Credit Card is about $10 too high
I can't figure out why the amount budgeted to pay my Amazon card is about $10 higher than the amount owed. I don't have any recent returns or credits, all of my purchases are always fully funded.…
- chicagouser
- chicagouser
- 1 yr ago
- 9 replies
- 75
- Credit Cards & Debt
- Answered
- Answered
Re: Dealing with Amex Rewards @dakinemaui I normally do the opposite (or at least that was how I did it in YNAB4). I categorize it to Free Money (cc rewards, interest, bank bonuses etc) At the end of the month I sweep everything…
- chicagouser
- chicagouser
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: Dealing with Amex Rewards Thanks @Nicole and @dakinemaui . I decided to focus on "mirroring what happened in the real world." So I left the $84.91 credit categorized to Free Money .…
- chicagouser
- chicagouser
- 1 yr ago
- 2
- Credit Cards & Debt
- Reported - view

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