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Re: Not quite conceptualizing the benefit of the new goals OK, I completed the October rollover and this is where I landed: Got rid of all of my goals except for those related to a specific date. I'm using only one "Spending Goal - By Date" for Christmas…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 5 mths ago
- 1
- Method & Budgeting
- Reported - view
Re: Not quite conceptualizing the benefit of the new goals Thanks, @dakinemaui This is very interesting. I might try budgeting without goals at all. Might be a whole lot easier, more consistent with Rule 3, and as you say, less nagging.
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 5 mths ago
- Method & Budgeting
- Reported - view
Re: Not quite conceptualizing the benefit of the new goals @dakinemaui Well it looks to me from your explanation that YNAB is doing its own sweeping behind the scenes instead of letting me do it. I don't really get why YNAB makes us start fresh at the…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 5 mths ago
- Method & Budgeting
- Reported - view
Re: Not quite conceptualizing the benefit of the new goals @dakinemaui I'm a little lost when I read your explanation of sweeping and the comments below. I'm assuming that sweeping happens ON the first of each month,…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 5 mths ago
- Method & Budgeting
- Reported - view
Re: Citi Cards - Connection Blocked @Nicole Whatever you did worked. Thanks!
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 6 mths ago
- Bank Importing
- Reported - view
Re: Citi Cards - Connection Blocked @Faness There is no alert on my Citibank web app. I have not been able to connect for the past 9 days. The YNAB status page says "Prolonged Maintenance Errors.…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 6 mths ago
- Bank Importing
- Reported - view
Re: 2019: The Official Savings Challenge I just realized that the best way to cut expenses and downsize for retirement is to increase savings - an inspiring rather than depressing goal. Found the 2019 Challenge and joined in today.…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 1 yr ago
- 5
- Community Challenges
- Reported - view
Why approve a scheduled transaction?
What is the purpose of approving a scheduled transaction if it has not yet imported from the bank? If I mark it approved, I have no way of seeing which transactions have not yet imported.
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 1 yr ago
- 3 replies
- 146
- Accounts & Transactions
Re: Fresh Start, but no starting balance? It seems there is a change since @Faness responded below. First you have to Unlink each account. Then you link it and today's balance will immediately import.
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 1 yr ago
- 3
- Getting Started
- Reported - view
Re: How can I use YNAB productively whilst paying off the Credit Card Float? I see an elephant in the room: The YNAB credit card payment method stumps even the very smartest newbies. All of our most brilliant users and the YNAB staff are turning themselves inside out to…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 1 yr ago
- 2
- Credit Cards
- Reported - view
Re: Negatives in Budget Amounts Thanks @Faness at YNAB It seems to me that you have a deep understanding of nYNAB and I really appreciate that and want to learn. I can't stop thinking about this and what's going wrong.…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 2 yrs ago
- Method & Budgeting
- Reported - view
Re: Negatives in Budget Amounts I think maybe my problem with negative numbers is that I am so used to traditional budgets being Budget-Actual-Difference. The budget column is either a positive number or zero.…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 2 yrs ago
- Method & Budgeting
- Reported - view
Re: Negatives in Budget Amounts Thanks for your detailed explanations, @Patzer and @Jeff Reetz . I reread them several times and can't figure out what you are saying at all. I never had trouble with these things in YNAB4.…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 2 yrs ago
- 1
- Method & Budgeting
- Reported - view
Re: Budget Using Only One Month's Income I, too am a YNAB4 user from the past and was very active on the forum. I decided to try nYNAB for 2018. This is my first month rolling over. I just can't get my head around how to do it,…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 2 yrs ago
- 6
- Method & Budgeting
- Reported - view
Re: Negatives in Budget Amounts @Jeff Reetz So basically you and @Faness at YNAB are saying, "Don't worry about negative numbers in your Budgeted amounts." This is my first month rolling over into a new budget.…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 2 yrs ago
- 1
- Method & Budgeting
- Reported - view
Re: Negatives in Budget Amounts So how do I think about this negative number in my Budget column? For example, last month I had $811 in my Buffer category available to move to other categories this month.…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 2 yrs ago
- Method & Budgeting
- Reported - view
Re: How to budget a transfer Thanks @TryingToGetAhead ! I think this problem is unique to us sole proprietors who must keep business separate from personal spending. I took your advice above and set up a weekly scheduled…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 2 yrs ago
- Method & Budgeting
- Reported - view
Re: How to budget a transfer More details: I have Business and Personal category groups on my budget. Their Available category balances match the current balances in my Business and Personal checking accounts.
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 2 yrs ago
- Method & Budgeting
- Reported - view
How to budget a transfer
I would like to budget for regular transfers between 2 on-budget accounts. Is that possible? How would I set them up? Thanks!
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 2 yrs ago
- 3 replies
- 303
- Method & Budgeting
- Answered
- Answered
Re: future transactions and working balance OK so I know this is very unYNAB, but there is an easy fix to this problem: Open a separate checking account for all your fixed expenses that you can predict in advance.…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 2 yrs ago
- Accounts & Transactions
- Reported - view
Re: Transfers between two budgets - business and personal Thanks, @James I, too, have a sole proprietorship and just one tax return. I don't have to do invoicing, inventory, etc. so my business bookkeeping is fairly simple.…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 2 yrs ago
- 1
- Method & Budgeting
- Reported - view
Re: Transfers between two budgets - business and personal OK, I am answering my own question after doing some testing. Putting accounts from other budgets in Tracking just creates a huge complication as all the transactions will download, uncategorized.…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 2 yrs ago
- Method & Budgeting
- Reported - view
Re: Transfers between two budgets - business and personal Thanks so much for these detailed answers @James and @AJEE I goofed and should have said that I am using direct download from the bank. If you put any bank account in Tracking,…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 2 yrs ago
- Method & Budgeting
- Reported - view
Transfers between two budgets - business and personal
How do I track transfers between my business and personal accounts when they are all at the same bank and I have two separate budgets ? For example, I budget for "paying myself" with transfers from…
- Granny Bogle
- Aspiring Retiree
- Grannybogle
- 2 yrs ago
- 7 replies
- 1,527
- Method & Budgeting
- Answered
- Answered

Granny Bogle

Grannybogle

Aspiring Retiree

USA

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Thanks to John Bogle, I invest in stocks, but I don't gamble on them. https://www.marketwatch.com/story/7-timeless-investing-lessons-from-vanguard-founder-john-bogle-2017-06-06