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Re: Catching Up after 5 months? @dakinemaui So what happens to all your goals?
- Granny Bogle
- Still Workin'
- Grannybogle
- 2 mths ago
- Setting Up Your Budget
- Reported - view
Re: Catching Up after 5 months? If you have put a lot of work and planning into your goals that have dates attached to them, you might want to rethink the fresh start idea. When I get behind, as I am now, here's what I do:…
- Granny Bogle
- Still Workin'
- Grannybogle
- 2 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Dark Mode, Color Changes and Sidebar Options - Oh My! This problem has been fixed by YNAB. The master category rows are now a different color. But the emojis are fun!
- Granny Bogle
- Still Workin'
- Grannybogle
- 6 mths ago
- Announcements
- Reported - view
Re: Dark Mode, Color Changes and Sidebar Options - Oh My! While we're waiting for further improvements, here is my workaround for the category group contrast problem. On Windows 10, you can insert emojis by clicking on them in the Touch Keyboard option in…
- Granny Bogle
- Still Workin'
- Grannybogle
- 7 mths ago
- 1
- Announcements
- Reported - view
Re: Goals just got better (Summer 2020 edition) @Matthew But isn't this a spending goal?
- Granny Bogle
- Still Workin'
- Grannybogle
- 8 mths ago
- Announcements
- Reported - view
Re: Goals just got better (Summer 2020 edition) @dakinemaui That's it! It's unclear how to set a category goal if you have to search support documents to find out what happens at rollover time. I'm thinking this thread is going to become a lot…
- Granny Bogle
- Still Workin'
- Grannybogle
- 8 mths ago
- Announcements
- Reported - view
Re: Goals just got better (Summer 2020 edition) Same as the last major change in goal types - I am completely confused and frustrated. I'm not so sure it is dementia LOL For example: "Monthly Savings Builder" is also for spending on variable…
- Granny Bogle
- Still Workin'
- Grannybogle
- 8 mths ago
- 2
- Announcements
- Reported - view
Re: Not quite conceptualizing the benefit of the new goals OK, I completed the October rollover and this is where I landed: Got rid of all of my goals except for those related to a specific date. I'm using only one "Spending Goal - By Date" for Christmas…
- Granny Bogle
- Still Workin'
- Grannybogle
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Not quite conceptualizing the benefit of the new goals Thanks, @dakinemaui This is very interesting. I might try budgeting without goals at all. Might be a whole lot easier, more consistent with Rule 3, and as you say, less nagging.
- Granny Bogle
- Still Workin'
- Grannybogle
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: Not quite conceptualizing the benefit of the new goals @dakinemaui Well it looks to me from your explanation that YNAB is doing its own sweeping behind the scenes instead of letting me do it. I don't really get why YNAB makes us start fresh at the…
- Granny Bogle
- Still Workin'
- Grannybogle
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: Not quite conceptualizing the benefit of the new goals @dakinemaui I'm a little lost when I read your explanation of sweeping and the comments below. I'm assuming that sweeping happens ON the first of each month,…
- Granny Bogle
- Still Workin'
- Grannybogle
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: 2019: The Official Savings Challenge I just realized that the best way to cut expenses and downsize for retirement is to increase savings - an inspiring rather than depressing goal. Found the 2019 Challenge and joined in today.…
- Granny Bogle
- Still Workin'
- Grannybogle
- 2 yrs ago
- 5
- Join A Challenge
- Reported - view
Why approve a scheduled transaction?
What is the purpose of approving a scheduled transaction if it has not yet imported from the bank? If I mark it approved, I have no way of seeing which transactions have not yet imported.
- Granny Bogle
- Still Workin'
- Grannybogle
- 2 yrs ago
- 3 replies
- 160
- Using YNAB
Re: Fresh Start, but no starting balance? It seems there is a change since @Faness responded below. First you have to Unlink each account. Then you link it and today's balance will immediately import.
- Granny Bogle
- Still Workin'
- Grannybogle
- 2 yrs ago
- 3
- Using YNAB
- Reported - view
Re: How can I use YNAB productively whilst paying off the Credit Card Float? I see an elephant in the room: The YNAB credit card payment method stumps even the very smartest newbies. All of our most brilliant users and the YNAB staff are turning themselves inside out to…
- Granny Bogle
- Still Workin'
- Grannybogle
- 2 yrs ago
- 2
- Credit Cards & Debt
- Reported - view
Re: Negatives in Budget Amounts Thanks @Faness at YNAB It seems to me that you have a deep understanding of nYNAB and I really appreciate that and want to learn. I can't stop thinking about this and what's going wrong.…
- Granny Bogle
- Still Workin'
- Grannybogle
- 3 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Negatives in Budget Amounts I think maybe my problem with negative numbers is that I am so used to traditional budgets being Budget-Actual-Difference. The budget column is either a positive number or zero.…
- Granny Bogle
- Still Workin'
- Grannybogle
- 3 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Negatives in Budget Amounts Thanks for your detailed explanations, @Patzer and @Jeff Reetz . I reread them several times and can't figure out what you are saying at all. I never had trouble with these things in YNAB4.…
- Granny Bogle
- Still Workin'
- Grannybogle
- 3 yrs ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Budget Using Only One Month's Income I, too am a YNAB4 user from the past and was very active on the forum. I decided to try nYNAB for 2018. This is my first month rolling over. I just can't get my head around how to do it,…
- Granny Bogle
- Still Workin'
- Grannybogle
- 3 yrs ago
- 6
- Setting Up Your Budget
- Reported - view
Re: Negatives in Budget Amounts @Jeff Reetz So basically you and @Faness at YNAB are saying, "Don't worry about negative numbers in your Budgeted amounts." This is my first month rolling over into a new budget.…
- Granny Bogle
- Still Workin'
- Grannybogle
- 3 yrs ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Negatives in Budget Amounts So how do I think about this negative number in my Budget column? For example, last month I had $811 in my Buffer category available to move to other categories this month.…
- Granny Bogle
- Still Workin'
- Grannybogle
- 3 yrs ago
- Setting Up Your Budget
- Reported - view
Re: How to budget a transfer Thanks @TryingToGetAhead ! I think this problem is unique to us sole proprietors who must keep business separate from personal spending. I took your advice above and set up a weekly scheduled…
- Granny Bogle
- Still Workin'
- Grannybogle
- 3 yrs ago
- Setting Up Your Budget
- Reported - view
Re: How to budget a transfer More details: I have Business and Personal category groups on my budget. Their Available category balances match the current balances in my Business and Personal checking accounts.
- Granny Bogle
- Still Workin'
- Grannybogle
- 3 yrs ago
- Setting Up Your Budget
- Reported - view
How to budget a transfer
I would like to budget for regular transfers between 2 on-budget accounts. Is that possible? How would I set them up? Thanks!
- Granny Bogle
- Still Workin'
- Grannybogle
- 3 yrs ago
- 3 replies
- 305
- Setting Up Your Budget
- Answered
- Answered
Re: future transactions and working balance OK so I know this is very unYNAB, but there is an easy fix to this problem: Open a separate checking account for all your fixed expenses that you can predict in advance.…
- Granny Bogle
- Still Workin'
- Grannybogle
- 3 yrs ago
- Using YNAB
- Reported - view

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Granny Bogle

Grannybogle

Still Workin'

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Thanks to John Bogle, I invest in stocks, but I don't gamble on them. https://www.marketwatch.com/story/7-timeless-investing-lessons-from-vanguard-founder-john-bogle-2017-06-06