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Re: Calling all long term users... Would you recommend the long haul? I started using YNAB in 2012. Prior to that, I was a 14-year plus Quicken user, and I've also tried things like Mint, etc, over the years. I've fallen off of the YNAB wagon a few times,…
- Karen Harris
- Karana
- 2 yrs ago
- 1
- Setting Up Your Budget
- Reported - view
Re: The Official 2019 Debt Smackdown @Nicole Yep! Trying hard not to beat myself up because honestly, we have made more progress than I thought we would, and it's only June! We are on track to hit and possibly exceed our stretch goal…
- Karen Harris
- Karana
- 2 yrs ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Gray Router I know that feeling. We've had more money to throw at debt this year than we ever have before, but I've been where you are. Keep going! You are still making progress!
- Karen Harris
- Karana
- 2 yrs ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown I paid $236.08 towards eliminating our debt this month. My goal is $7500 for the year. I am currently at $5765.05 paid, which puts me at 76.87% complete.…
- Karen Harris
- Karana
- 2 yrs ago
- 7
- Join A Challenge
- Reported - view
Re: Age of Money 2019 Goal: 45 December 31st: 24 January 31st: 11 February 28th: 18 March 31st: 18 April 30th: 24 May 31st: 37 I'm staring at the amount of money in our bank account and am basically confused as to how it…
- Karen Harris
- Karana
- 2 yrs ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Hot Pink Yeti 🎉Way to go!
- Karen Harris
- Karana
- 2 yrs ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Hot Pink Yeti Thank you so much! When I set this goal, I honestly thought it would be a stretch, but we just keep finding ways to put a little more to debt.…
- Karen Harris
- Karana
- 2 yrs ago
- 5
- Join A Challenge
- Reported - view
Re: Age of Money 2019 Goal: 45 December 31st: 24 January 31st: 11 February 28th: 18 March 31st: 18 April 30th: 24 We experienced a rather large jump this month, but that was because we received a rather large unexpected…
- Karen Harris
- Karana
- 2 yrs ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown I paid $772.99 towards eliminating our debt this month. My goal is $7500 for the year. I am currently at $5528.97 paid, which puts me at 73.72% complete. April was a good month. 🙂
- Karen Harris
- Karana
- 2 yrs ago
- 7
- Join A Challenge
- Reported - view
Re: Age of Money 2019 @Superbone Ah, good point about the 60 days... that makes a lot more sense when it comes to using your credit card regularly. I think you are right about the old YNAB Rule...…
- Karen Harris
- Karana
- 2 yrs ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Sea Green Lightning Many banks and credit unions in the U.S. have notaries available free of charge, if you have an account with the bank. Is that an option for you?
- Karen Harris
- Karana
- 2 yrs ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown I paid $455.60 towards eliminating our debt this month. My goal is $7500 for the year. I am currently at $4755.98 paid, which puts me at 63.41% complete.…
- Karen Harris
- Karana
- 2 yrs ago
- 10
- Join A Challenge
- Reported - view
Re: Age of Money 2019 Goal: 45 December 31st: 24 January 31st: 11 February 28th: 18 March 31st: 18 For a few days this month, our AOM was sitting around 26 - which was a bit exciting and disturbing and maddening.…
- Karen Harris
- Karana
- 2 yrs ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown Our goal is to pay off $7500.00 by the end of the year. January: $3539.48 February: $760.90 We are still (more than) on track. I'm kind-of in shock. I'm happy about our progress, but also nervous.…
- Karen Harris
- Karana
- 2 yrs ago
- 4
- Join A Challenge
- Reported - view
Re: Age of Money 2019 Goal: 45 December 31st: 24 January 31st: 11 February 28th: 18 It looks like our AOM grew a lot this month, but it's a little deceiving. My husband received a bonus,…
- Karen Harris
- Karana
- 2 yrs ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @SiruhTheSantas You still made progress, so I count that as a win!
- Karen Harris
- Karana
- 2 yrs ago
- 1
- Join A Challenge
- Reported - view
Re: Confused by colors Ha ha! Just tried it. Yep. I'm wrong. Well hey, at least I learned something new!
- Karen Harris
- Karana
- 2 yrs ago
- 3
- Using YNAB
- Reported - view
Re: Confused by colors @mamster Oh. I thought that the Target Balance turned Orange if you didn't have what your goal was in there. So if you were trying to keep $300 in there at all times, if you dropped below $300,…
- Karen Harris
- Karana
- 2 yrs ago
- 1
- Using YNAB
- Reported - view
Re: The Official 2019 Debt Smackdown @Kicking_horse Can you try right-clicking on the link and 'copying' the link, and then pasting it into another window? I'm not sure why it isn't opening for you.…
- Karen Harris
- Karana
- 2 yrs ago
- 1
- Join A Challenge
- Reported - view
Re: Confused by colors You already had $128.43 left over from January sitting in the account. You didn't budget it. You only budgeted $172.00. So you still need to budget $128.00 to reach your $300.00 monthly goal.…
- Karen Harris
- Karana
- 2 yrs ago
- 1
- Using YNAB
- Reported - view
Re: The Official 2019 Debt Smackdown @Cornflower Blue Projector Debt is debt. I vote yes! :)
- Karen Harris
- Karana
- 2 yrs ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Cornflower Blue Projector Scroll back up to the top and read the first post. Under "How it Works", STEP 4 has a link to the spreadsheet. The text is in blue.…
- Karen Harris
- Karana
- 2 yrs ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown Well, when I joined, I said that our goal was to pay off $7500.00 by the end of the year. We, unbelievably managed to pay off $3539.48 during the month of January.…
- Karen Harris
- Karana
- 2 yrs ago
- 9
- Join A Challenge
- Reported - view
Re: Age of Money 2019 Goal: 45 December 31st: 24 January 31st: 11 Yep, AOM took a huge hit this month because of the sheer amount we decided to send to debt. I realize that our debt goals may keep our AOM from growing…
- Karen Harris
- Karana
- 2 yrs ago
- 4
- Join A Challenge
- Reported - view
Re: Age of Money 2019 @Moohouse Oh, you are absolutely right. The fact that we want to pay down a lot of debt will certainly have an affect on the AoM. The way our budget is currently set up (but always a work in…
- Karen Harris
- Karana
- 2 yrs ago
- Join A Challenge
- Reported - view

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