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Re: 2020: The Official YNAB Savings Challenge 2020 is going to be difficult, but exciting... Goals: 3000$ tuition fund bc my funding got suddenly cut; 1000$ surgery fund: I am waiting on 2 surgeries this year (hysterectomy + mastectomy),…
- Lev
- vagabond_collarbone
- 1 yr ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Here's hoping? CC debt: 6670.78 Goal 1: 1500$ (Annual income: ~17 000$, so 1500$ would still be almost a tenth of my annual income!)
- Lev
- vagabond_collarbone
- 1 yr ago
- 4
- Join A Challenge
- Reported - view
Re: Need help figuring priorities out? @Green Wizard Things have been a swirl, financially! I did quite a bit of overtime; had to pay for a suit for my friend's wedding; was cut from my job almost two weeks ago, with a severance pay;…
- Lev
- vagabond_collarbone
- 1 yr ago
- 2
- Saving & Investing
- Reported - view
Need help figuring priorities out?
Hey guys, I'm a 20yo student. I'm currently working full time, but come fall I'll be part time and my income will drop. I will save on some stuff once the semester is here (groceries will be easier,…
- Lev
- vagabond_collarbone
- 1 yr ago
- 7 replies
- 181
- Saving & Investing
Re: Need Help Trying to Save our Marriage with Separate Accounts and YNAB @Cup Cake hmmm. My personal go-to would be to assume the worst (~7.5k joint expenses) and budgeting for that (~3.75k). The money stays budgeted on your "joint expenses line",…
- Lev
- vagabond_collarbone
- 1 yr ago
- 2
- Money & Relationships
- Reported - view
Re: Need Help Trying to Save our Marriage with Separate Accounts and YNAB Bearing in mind I do not share my finances, here's what I would do if I were you: Create two budgets. One is joint, one is your own. Link your personal accounts to your personal budget.…
- Lev
- vagabond_collarbone
- 1 yr ago
- 2
- Money & Relationships
- Reported - view
Re: What did you do to improve your finances today? I finally looked the truth in the face. Having 0 budgeted in categories I know I'll spend in anyway - ordering food at work, dates, even groceries - only meant I would wave my hands at it and spend…
- Lev
- vagabond_collarbone
- 1 yr ago
- 5
- YNAB Wins
- Reported - view
Re: The Official 2019 Debt Smackdown May check in: 171.31$ paid down It's a big oof of a month...
- Lev
- vagabond_collarbone
- 1 yr ago
- 6
- Join A Challenge
- Reported - view
Re: What did you do to improve your finances today? I low key threatened my online therapy company (not the counselor directly, just the company that handles everything) to quit because I cannot afford therapy...…
- Lev
- vagabond_collarbone
- 1 yr ago
- 7
- YNAB Wins
- Reported - view
Re: When will YNAB be ready for advanced users? All these seem so important! #1 especially - I budget bills coming in on the first mid-month ish for the next month... and after that everything is off.…
- Lev
- vagabond_collarbone
- 1 yr ago
- Using YNAB
- Reported - view
Re: Age of Money 2019 @Simeon said: Joined! I would really like to see the number climb over 15 - 20 would be great. I get paid every two weeks, so this would mean I would have saved an entire paycheck!…
- Lev
- vagabond_collarbone
- 1 yr ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown Claiming line 275 <3 I'm making a 2000$ goal which, honestly, idk if it's conservative or over-shooting... we'll see, I guess.
- Lev
- vagabond_collarbone
- 1 yr ago
- 5
- Join A Challenge
- Reported - view
Re: What did you do to improve your finances today? I looked it up and it turns out getting my driving license back if I cancel it is actually fairly simple! Since I don't drive, I am canceling the license and happily saving ~85$/yr!
- Lev
- vagabond_collarbone
- 1 yr ago
- 6
- YNAB Wins
- Reported - view
Re: What did you do to improve your finances today? @Technicolor Cheetah Huh! That sounds really good!
- Lev
- vagabond_collarbone
- 2 yrs ago
- YNAB Wins
- Reported - view
Re: What did you do to improve your finances today? Small win I'm very proud of: I did groceries yesterday and made a crockpot dinner... and today, I managed to convince myself to eat that rather than ordering in onion rings!…
- Lev
- vagabond_collarbone
- 2 yrs ago
- 5
- YNAB Wins
- Reported - view
Re: Age of Money 2019 Joined! I would really like to see the number climb over 15 - 20 would be great. I get paid every two weeks, so this would mean I would have saved an entire paycheck! Then we can start talking!
- Lev
- vagabond_collarbone
- 2 yrs ago
- 1
- Join A Challenge
- Reported - view
Debt & tithing
Hi YNAB! Using this program has been a true blessing. It really does just click with my brain! It's essentially all I've been doing for so long on paper napkins, backs of flash cards,…
- Lev
- vagabond_collarbone
- 2 yrs ago
- 7 replies
- 339
- Credit Cards & Debt

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