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Re: The Official 2020 Debt Smackdown The last update for the year and I made a lot of progress this year even though I didn't hit my goal (only $984.51 shy). My car loan is now a faded memory and the mortgage is a bit smaller.…
- Madkat-Z
- madkatz
- 4 mths ago
- 7
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Re: The Official 2020 Debt Smackdown Another month, another mortgage payment is made. Nothing more to report. Seeya in November! Car Loan:$7,313.03/$7,313.03 Mortgage: $5,268.45/$7,200.00 Total: $12,959.55/$14,513.03
- Madkat-Z
- madkatz
- 7 mths ago
- 4
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Re: 2020: The Official YNAB Savings Challenge September check-in. Hit my overall goal amount! Retirement: $4,500.00/$6,000.00 Next Home: $6,246.41/$3,000.00 Investments:$4,825.00/$4,800.00 E-Fund: $1,166.27/$1,200.00 Total: $16,737.68/$15,000.…
- Madkat-Z
- madkatz
- 7 mths ago
- 4
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Re: The Official 2020 Debt Smackdown Looking like I won't hit my debt payment goal this year, but it's ok. My Savings goal is about to knock itself out of the park. 🎉 Car Loan:$7,313.03/$7,313.03 Mortgage: $4,985.60/$7,200.…
- Madkat-Z
- madkatz
- 8 mths ago
- 3
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Re: 2020: The Official YNAB Savings Challenge August check-in. Coming into the home stretch on the overall goal amount! 🚀 Retirement: $4,000.00/$6,000.00 Next Home: $4,996.41/$3,000.00 Investments: $4,320.00/$4,800.00 E-Fund: $1,066.27/$1,200.…
- Madkat-Z
- madkatz
- 8 mths ago
- 2
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Re: 2020: The Official YNAB Savings Challenge The first of the month is here and the final numbers for July are in! Happy to keep chugging along instead of having to roll with the punches. Retirement: $3500.00/$6,000.00 Next Home: $3,789.…
- Madkat-Z
- madkatz
- 9 mths ago
- 2
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Re: The Official 2020 Debt Smackdown Uneventful month in the debt payoff area. Made my mortgage payment and carried on. 👍 Car Loan:$7,313.03/$7,313.03 Mortgage: $4,601.62/$7,200.00 Total: $11,914.65/$14,513.03
- Madkat-Z
- madkatz
- 10 mths ago
- 5
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Re: 2020: The Official YNAB Savings Challenge The first of the month is here and the final numbers for June are in! Not much else to report. Retirement: $3000.00/$6,000.00 Next Home: $2,582.35/$3,000.00 Investments: $3,300.00/$4,800.…
- Madkat-Z
- madkatz
- 10 mths ago
- 1
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Re: The Official 2020 Debt Smackdown Slower Progress this month on the Debt Payoff. With some further re-evaluation of future plans, I decided it was better to put more money towards the next house fund instead of paying down the…
- Madkat-Z
- madkatz
- 11 mths ago
- 3
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Re: 2020: The Official YNAB Savings Challenge The first of the month is here and the final numbers for March are in! Retirement: $2,500.00/$6,000.00 Next Home: $1,365.00/$3,000.00 Investments: $2,770.00/$4,800.00 E-Fund: $766.27/$1,200.…
- Madkat-Z
- madkatz
- 11 mths ago
- 1
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Re: The Official 2020 Debt Smackdown @Powder Blue Lightning Keep in mind that even though your taking money from your emergency fund it's preventing you from taking on more debt you may have otherwise taken on.…
- Madkat-Z
- madkatz
- 1 yr ago
- 5
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Re: The Official 2020 Debt Smackdown May is here and time for some good news! I did some math and it ended up being more beneficial for me to take what I had in my downpayment fund and just pay off the car loan.…
- Madkat-Z
- madkatz
- 1 yr ago
- 7
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Re: 2020: The Official YNAB Savings Challenge Last day of April and time to report in. Sadly my savings got hit this month, though the numbers here don't really show the whole story since it came from the money I had saved up from the previous…
- Madkat-Z
- madkatz
- 1 yr ago
- 1
- Join A Challenge
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Re: The Official 2020 Debt Smackdown April Update! Thankful to still be getting a paycheck and I can keep progressing through my plan to nuke my car loan. This month also marks paying off a total of $20,…
- Madkat-Z
- madkatz
- 1 yr ago
- 5
- Join A Challenge
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Re: 2020: The Official YNAB Savings Challenge End of another month and eek has the world changed since I last posted. Threw a bit of extra money into the investment accounts to take advantage of the downturn and also sent some extra money to…
- Madkat-Z
- madkatz
- 1 yr ago
- 2
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Re: The Official 2020 Debt Smackdown March update and my tax refund came just in time! Most of it went to the car, but I did throw some at the mortgage as well leading to a nice bump in my progress.…
- Madkat-Z
- madkatz
- 1 yr ago
- 8
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Re: 2020: The Official YNAB Savings Challenge First of the month and the final numbers are in for February. Retirement: $1000.00/$6,000.00 Next Home: $170.00/$3,000.00 Investments: $1010.00/$4,800.00 E-Fund: $274.29/$1,200.00 Total: $2,454.…
- Madkat-Z
- madkatz
- 1 yr ago
- 2
- Join A Challenge
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Re: The Official 2020 Debt Smackdown So I just realized I never actually posted my update in January...oops. It looks like I will need to readjust my goals already. My car loan was slightly off and it looks like I'll be able to keep up…
- Madkat-Z
- madkatz
- 1 yr ago
- 4
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Re: 2020: The Official YNAB Savings Challenge First update of 2020. Off to a good start. I can't wait for my car loan to be gone because seeing that $1000 going to that every month really angers me when I think about all the other stuff I could…
- Madkat-Z
- madkatz
- 1 yr ago
- 3
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- Reported - view
Re: The Official 2020 Debt Smackdown @Faness I have Shield. My fiance has Sword though, so we got our bases completely covered. I am working on the battle tower and I'm really bad at it. 😵
- Madkat-Z
- madkatz
- 1 yr ago
- Join A Challenge
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Re: The Official 2020 Debt Smackdown A bit late for my January check-in, but took some much needed time off to just chill and play Diablo 3 and Pokemon Sword and Shield. Then I went back to work to insanity.…
- Madkat-Z
- madkatz
- 1 yr ago
- 7
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- Reported - view
Re: The Official 2020 Debt Smackdown @J. Wellington Wimpy I wish that was the case.😂 I have a long way to go still. That is just the chunk I want to nuke this year. 😎
- Madkat-Z
- madkatz
- 1 yr ago
- 3
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Re: 2020: The Official YNAB Savings Challenge Line Claimed 🍷 This year I'm setting the bar a bit lower *shakes fist at car loan*. I do have stretch goals in mind if I do reach some things early. My car fund has been replaced by my next home…
- Madkat-Z
- madkatz
- 1 yr ago
- 2
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- Reported - view
Re: The Official 2020 Debt Smackdown Line Claimed. 🍷 This year with the car loan looming over my head its time to nuke that from orbit. Goal is to have it gone in 8 months. I'm going to tone down my Mortgage payoff goal a tad,…
- Madkat-Z
- madkatz
- 1 yr ago
- 9
- Join A Challenge
- Reported - view
Re: 2019: The Official Savings Challenge Its the end of the year and time for my last Savings Challenge Update. Added another $1,137.48 to the pot and even had a little to add to the Next New Car fund! Yes,…
- Madkat-Z
- madkatz
- 1 yr ago
- 3
- Join A Challenge
- Reported - view

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