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Re: Age of Money - Twenty-twenty! July 1st AOM: 34! (Up from 19 on June 1st) I am in the midst of selling my house and getting ready to move into a new place. Lots of little and big spending that I hadn't really planned for.…
- Peripherie
- Tomato_Captain.11
- 13 days ago
- 1
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! End of May/Beginning of June: My AOM seems to surge in the middle of the month and then dip at the end. It is frustrating as I get to 30 and then drop back.…
- Peripherie
- Tomato_Captain.11
- 1 mth ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown May Update: Paid $545 to my debts. Phone installment plan - PIF! 🤩 I am one step closer to unlocking my phone and ditching ATT for Mint Mobile and saving even more.…
- Peripherie
- Tomato_Captain.11
- 1 mth ago
- 6
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Veronica That's how I have felt about paying off my phone installment plan. I could have paid it off a week ago but I waited - wondering if that money would be better saved or put in another…
- Peripherie
- Tomato_Captain.11
- 1 mth ago
- 3
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Corruptress Lol! Thank goodness I am not the only one. I have shared YNAB with my family and a few friends and I get the same look. "O-kay...." :D Good luck on your financial journey!…
- Peripherie
- Tomato_Captain.11
- 1 mth ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @NamastScrooge I'm working to save up the money I need to pay off my phone as well. I know that some may say, because it has no interest, to just pay off the installments over time.…
- Peripherie
- Tomato_Captain.11
- 1 mth ago
- 2
- Community Challenges
- Reported - view
Re: Are categories are account-agnostic? Thanks for bringing up this question. I have recently had similar thoughts when I linked a savings CU account that I put money in pre-tax from my paycheck.…
- Peripherie
- Tomato_Captain.11
- 1 mth ago
- Tips & Tricks
- Reported - view
Re: Living on the Float I know that for some people they prefer paying through credit cards and paying it off each month - and that isn't necessarily a bad thing. To me though,…
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- 1
- YNAB Wins
- Reported - view
Re: What did you do to improve your finances today? @Faness I think I undersold it, honestly. But that is okay, it has just been sitting around for years. I have a 'back-up phone' that I may try to list on the high end.…
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- 2
- YNAB Wins
- Reported - view
Re: What did you do to improve your finances today? @Peripherie I sold something! An old iPad that worked but couldn't update beyond a certain iOS so none of the apps I wanted would work. I got $40.00 cash for it.…
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- 5
- YNAB Wins
- Reported - view
Re: What did you do to improve your finances today? @Good Intentions I am trying to sell some things too. I started using the LetGo app. It has only been a few days so I think I have to wait a while for any offers.…
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- 2
- YNAB Wins
- Reported - view
Re: What did you do to improve your finances today? Deposited 5 dollars in cash I found in a pocket instead of splurging/spending it on something silly. Once in YNAB, I put it in my INM category. Now I am $5 closer to a whole month being funded in…
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- 7
- YNAB Wins
- Reported - view
Re: Reconcile early, reconcile often I reconcile every morning. I generally look forward to it. I also manually enter transactions and check my bank accounts by just having two desktop windows open.…
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- 2
- Tips & Tricks
- Reported - view
Re: What did you do to improve your finances today? @Vibrant Heh, that last part has happened to me before. I just didn't feel like cooking and waited too long. :P
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- YNAB Wins
- Reported - view
Re: The Official 2020 Debt Smackdown @Magenta Horn Congrats! Every extra payment that you have do really helps and I know it is a good feeling!
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- Community Challenges
- Reported - view
Re: What did you do to improve your finances today? @Vibrant I am not sure where you are located but have you had any trouble with delivery times and product quality? That has been the biggest issue with HF recently.…
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- YNAB Wins
- Reported - view
Re: Cheap but Decent Phone Plans @Alemap Awesome! Is that only if we both choose a 12 month subscription?
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- Tips & Tricks
- Reported - view
Re: What did you do to improve your finances today? Had my last Hello Fresh box. I know that delivery meal services aren't the best option for most, but for me (who only eats a bit at a meal and is cooking for one) it has done great things for my…
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- 5
- YNAB Wins
- Reported - view
Re: Cheap but Decent Phone Plans @Alemap How does the referral discount work? What do both you and the person who uses the link get?
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- Tips & Tricks
- Reported - view
Re: Cheap but Decent Phone Plans Thanks for these great replies. All this thinking on switching my phone plan has me starting to think of my next cut back (I have already cut back my vet prepaid plan and cable).…
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- Tips & Tricks
- Reported - view
Re: Cheap but Decent Phone Plans @Superbone - @Alemap uses it and has shared positive experiences with it. I am getting closer and closer to switching over (as soon as I pay off my phone).
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- 1
- Tips & Tricks
- Reported - view
Re: What did you do to improve your finances today? My gas bill was half what I had budgeted for! For variable bills, I always look back at past months and try to err on the high side when budgeting. Yay extra money to budget!…
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- 4
- YNAB Wins
- Reported - view
Re: Cheap but Decent Phone Plans @Melissa @Alemap I also thought about maybe paying a year in advance after the first 3-month trial (if I do go with Mint Mobile). I still have a $300 phone installment payment with ATT that I have…
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- Tips & Tricks
- Reported - view
Re: Cheap but Decent Phone Plans @Black cat Thanks! I'll have to look into my youtube settings for video quality. I don't care if it is super hi-def. I think that for a while during the stay-at-home time I didn't connect my phone…
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- Tips & Tricks
- Reported - view
Re: Cheap but Decent Phone Plans @Alemap On Mint Mobile do you have access to any network-based hot-spots or network community wifi locations? (I'm not sure if I am asking that correctly.)
- Peripherie
- Tomato_Captain.11
- 2 mths ago
- Tips & Tricks
- Reported - view

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