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Re: Credit Card Refunds/Cash Back While on the CC Float Refunds for things you've returned or gotten some type of credit for should go back to the category that the original purchase was made. As you saw, this won't change your budget or TBB amount.…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 7 days ago
- Credit Cards
- Reported - view
Re: Categorizing an travel insurance claim @Matthew said: YNAB's reports will tell you that you've spent nothing on Vacation since starting your budget, which doesn't seem very useful. I like this line of reasoning - especially since it is a…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 9 days ago
- Accounts & Transactions
- Reported - view
Categorizing an travel insurance claim
I recently received some money from a travel insurance claim. How would you categorize it? Option 1: Inflow: To be bugeted since I can spend it on anything I want.…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 10 days ago
- 3 replies
- 33
- Accounts & Transactions
Combining multiple transactions into one
I made a purchase for a airline tickets that I entere manually on my credit card as 1 tranaction for the full amount. When I imported, 4 separate transactions were on my credit card.…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 10 days ago
- 1 reply
- 30
- Accounts & Transactions
Re: Is zero based not for me? @Cheese429 said: If I am robbing"vacation" (longer term) in January to pay for overspending in "Shoes" (immediate) I am having trouble keeping track of the fact that I need to slow down on shoes and…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 2 wk ago
- 2
- Method & Budgeting
- Reported - view
Re: Goal Adjustments @MXMOM Yup, that what I do as well. Set it as a Spending Goal, let the surplus roll over and just "top it off" instead of letting the surplus build.
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 2 wk ago
- 1
- Method & Budgeting
- Reported - view
Re: Is zero based not for me? @Cheese429 You should play around with time based goals and break out your road trip as a separate category. Make the gas for the roadtrip part of that category - not your daily routine gas.…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 2 wk ago
- Method & Budgeting
- Reported - view
Took a big hit at the casino - roll with it
Wanted to share this experience as example of the Roll with it approach of YNAB. Due to poor judgement on our part, we lost more money than we intended at a casino this weekend.…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 2 wk ago
- 2 replies
- 92
- 4
- YNAB Wins
Re: Is zero based not for me? @Slate Blue Disk I just started using YNAB at the beginning of January and my electric bills are also high right now because it is winter. I recommend you not have a negative balance on your…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 2 wk ago
- 6
- Method & Budgeting
- Reported - view
Re: Is zero based not for me? Congratulations on building enough buffer to be a month ahead! I used to think that carrying over overspending as negative balance would be useful. After six weeks of intense YNABing and my first…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 2 wk ago
- 13
- Method & Budgeting
- Reported - view
Re: Help - loan repaid as cash! You could record an inflow into your cash account with the loans and expense category - guess at the date. Then record cash outflows for what you spent the cash on.
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 2 wk ago
- Method & Budgeting
- Reported - view
Re: "To be Budgeted" amount of the previous month changes after adding transactions Many have given suggestion on how you should use the software properly to avoid this and to get the most value out of YNAB. Regardless, what you did left me with questions.…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 2 wk ago
- 1
- Method & Budgeting
- Reported - view
Re: How to deal with money owed. @FirIslander Set up a tracking asset account like "Loaned Out". Tracking asset accounts are not part of you To Be Budgeted total. Create a transaction as follows in one of your cash accounts.…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 3 wk ago
- 1
- Method & Budgeting
- Reported - view
Re: Happy with your budget categories? Please share! Been using YNAB for on emonth now and probably futzed around with my categories every other day for the first two weeks. This has been stable for me since...…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 3 wk ago
- 1
- Tips & Tricks
- Reported - view
Re: How to deal with money owed. For long term paybacks like this, I like to create a separate asset tracking account. From my experimentation so far, asset tracking accounts aren't included in your "to Be Budgeted" total.
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 3 wk ago
- Method & Budgeting
- Reported - view
Re: Loans to other people @dakinemaui Thanks for the tip!
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 3 wk ago
- 1
- Money & Relationships
- Reported - view
Re: Loans to other people The problem I saw just using a job reimburesment category and a "loan out to others" is that the balance is lost when rolling over to a new month. (Today is Feb 1).…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 3 wk ago
- Money & Relationships
- Reported - view
Re: Negative "to be budgeted" every month? @Beige Cartridge said: I do increase budget value to match spending. I also decrease budgeted amounts where I underspent. This is the wrong way to do it.…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 4 wk ago
- 2
- App Functions
- Reported - view
Re: Avid Longtime YNAB user but still NEED forecasting.... I use the target savings goal for forecasting. I keep a category grouping called "Saved Up Expenses" with future expenses that I need to save up for each month.…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 4 wk ago
- 1
- Method & Budgeting
- Reported - view
Re: SURVEY PLEASE: Build savings or payoff debt in 2020? Make sure you have a good emergency fund then pay off debt. The exception would be if the debt has a very high interest rate (>8% ?), then pay that off first.…
- Daily Impressions
- YNABer since Jan 2020
- daily_impressions
- 4 wk ago
- Managing Debt
- Reported - view

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YNABer since Jan 2020

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