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Re: Help setting up/configuring a (floating) Credit Card @dakinemaui Thanks a lot for everything, and merry Christmas! I think I finally got it. I re-read the documentation again, and while being a long time YNAB user,…
- pablox
- PaBLoX
- 7 mths ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card @WordTenor 800M short is the difference between the statement and "available" right? @dakinemaui you are awesome and you have been a great help understanding this.…
- pablox
- PaBLoX
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card @WordTenor right now is ~617M
- pablox
- PaBLoX
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card @Bruce I'm not sure, but maybe it's because my immediate obligations are all paid with actual cash (rent, bills, school). Groceries is the only "important" thing that I pay with the card so yes,…
- pablox
- PaBLoX
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card @dakinemaui yes, I understand. I have been using YNAB intuitively in the linked approach. I manage important things with cash (that I pay them), and I cover last month CC statement with the rest.…
- pablox
- PaBLoX
- 7 mths ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card @dakinemaui I got the statement today and its ~1 400 000. I have every other category correctly funded and I have left 230 000 on the TBB. CC Payment says ~ 617 000 (on green) and it's considering…
- pablox
- PaBLoX
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card @dakinemaui well actually because I managed to plan everything and what's left my plan was going to start getting ahead of my debt. Ok, I understand now, that if I move the TBB to budgeted,…
- pablox
- PaBLoX
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card @WordTenor what do you mean by "card category balance"? The working balance? By the time is due (Dec 10th), I have cash since I got my paycheck recently (in fact,…
- pablox
- PaBLoX
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card @dakinemaui I'll put an example since I'm getting the statement today: Billed: 1 000 000 TBB: 375 000 (I already planned the whole month) CA: ~ 900 000 My next pacycheck:…
- pablox
- PaBLoX
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card @dakinemaui yep, all TBB are green and on zero :)
- pablox
- PaBLoX
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card @dakinemaui said: That's true (as long as funds are available in the spending category), but that only keeps the float from increasing further. The ONLY way to reduce the float -- make progress --…
- pablox
- PaBLoX
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card AFAIK, the payments goes up every time a record a transaction on YNAB, so it's okay to have "0" budgeted there, that's why the payment goes up every month. Since the statement is on 22.…
- pablox
- PaBLoX
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card @dakinemaui oh, okay I won't take that into account. About using the CC, I like to use it because of the rewards, so I don't plan to stop using it (obviously I don't want to be living on the float…
- pablox
- PaBLoX
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card @dakinemaui but I'm not having a negative TBB (I corrected it), I'm not overspending either. As you can see I end with a green 0 every month. I understand that the money in my CA it's not "real"…
- pablox
- PaBLoX
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card You know, I took another look and I just realized that in fact I started with a negative balance by mistake, and I wasn't taking into consideration that when opened YNAB I did have more money that…
- pablox
- PaBLoX
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Re: Help setting up/configuring a (floating) Credit Card You know, this is very confusing. Because I don't get it how is that I float more than a month. My monthly income is around $ 2 500 000 (every 4 months I get some bonus income,…
- pablox
- PaBLoX
- 7 mths ago
- Credit Cards & Debt
- Reported - view
Help setting up/configuring a (floating) Credit Card
Here be dragons; this is a loong post. It helped me a lot to organize my thoughts around how I'm using YNAB, and therefore I decided to keep it that way.…
- pablox
- PaBLoX
- 7 mths ago
- 40 replies
- 284
- 1
- Credit Cards & Debt
- Answered
- Answered
Re: How to deal with the payment from my previous month? (pre-ynab) @dakinemaui I understand. I don't redeem purchase rewards (not that way at least), but thanks for the heads up.
- pablox
- PaBLoX
- 1 yr ago
- Dealing with Debt
- Reported - view
Re: How to deal with the payment from my previous month? (pre-ynab) @Superbone yes! This was to understand. I have been using YNAB intermitently, and somehow I get confused about changes. Thanks a lot :)
- pablox
- PaBLoX
- 1 yr ago
- 1
- Dealing with Debt
- Reported - view
Re: How to deal with the payment from my previous month? (pre-ynab) @dakinemaui it turns out I was confused about how budget/payments screen works. When I was taking pictures to explain myself, I realized that when budgeting against categories that had expenses on…
- pablox
- PaBLoX
- 1 yr ago
- Dealing with Debt
- Reported - view
Re: How to deal with the payment from my previous month? (pre-ynab) @dakinemaui I understand that conceptually. The problem is that my "card payment" for july it's going to appear "higher" than what I'm actually gonna pay. Anyway, after this chat.…
- pablox
- PaBLoX
- 1 yr ago
- Dealing with Debt
- Reported - view
Re: How to deal with the payment from my previous month? (pre-ynab) @satcook I'm paying my "old debt", and it stacks with the money I budget it for this month.
- pablox
- PaBLoX
- 1 yr ago
- Dealing with Debt
- Reported - view
Re: How to deal with the payment from my previous month? (pre-ynab) Thanks, I understand that, it mess up with the credit card payments section... that's why I don't understand :/
- pablox
- PaBLoX
- 1 yr ago
- Dealing with Debt
- Reported - view
How to deal with the payment from my previous month? (pre-ynab)
Hi! I re-started using YNAB again, and I would like to budget from this month on. Since I have to pay the CC (today, but for the previous month) it feels awkward to have in my "credit cards…
- pablox
- PaBLoX
- 1 yr ago
- 16 replies
- 167
- Dealing with Debt

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