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Re: Seeking advice: where to focus debt paydown? @Ynaber27 Unfortunately, when my car breaks down, it will need an engine replacement and new catalytic converters...that's about $5k. So my thought is to drive it until that happens, sell the tires,…
- ddreger
- ddreger
- 3 wk ago
- Dealing with Debt
- Reported - view
Re: Seeking advice: where to focus debt paydown? @Ynaber27 I don't use those credit cards, except to take advantage of 0% offers. The CC I use regularly is paid off in full, monthly. Unfortunately, things like door dash aren't an option in my…
- ddreger
- ddreger
- 3 wk ago
- Dealing with Debt
- Reported - view
Re: Seeking advice: where to focus debt paydown? @nolesrule There is no minimum payment on the LOC, apart from paying interest on the current balance every month. I don't get hit with back interest, but the regular CC interest rate kicks in at the…
- ddreger
- ddreger
- 3 wk ago
- Dealing with Debt
- Reported - view
Re: Seeking advice: where to focus debt paydown? @nolesrule your assumption about not having cash on hand for the next car is accurate. ;) Car loan = $302/month 2 Credit cards have a minimum payment per month in order to keep the 0% offer active.…
- ddreger
- ddreger
- 3 wk ago
- Dealing with Debt
- Reported - view
Seeking advice: where to focus debt paydown?
Hello all, I've got about $44k in personal debt (car loan, LOC, 0% credit card). (The 0% credit card debt is obviously a short-term offer, and the line of credit is there to "rescue" me from high…
- ddreger
- ddreger
- 3 wk ago
- 8 replies
- 108
- Dealing with Debt
shifted $ around and now budget is wonky!
Please help me see what I'm doing wrong! I shifted money from a Line of Credit (tracking account) into a credit card (budget account) to pay it off. Yes, I know, I still owe the $,…
- ddreger
- ddreger
- 3 mths ago
- 3 replies
- 67
- Credit Cards & Debt
- Answered
- Answered
Re: Paid off first credit card! Congratulations!
- ddreger
- ddreger
- 3 yrs ago
- YNAB Wins
- Reported - view
Re: I paid off my mortgage! Congratulations! That's no small achievement!
- ddreger
- ddreger
- 3 yrs ago
- 1
- YNAB Wins
- Reported - view

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