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Re: The Official 2020 Debt Smackdown It's been a while since I've checked in. Like many, the pandemic has thrown us for a loop. We decided to officially cancel our trip to Disneyland this year.…
- PeculiarBella
- peculiarbella
- 4 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown March check-in Put $279.80 toward our credit card debt this month. I debated not doing that considering the condition of the world right now, but I think it will still pay off in the long run. $5473.…
- PeculiarBella
- peculiarbella
- 8 mths ago
- 5
- Join A Challenge
- Reported - view
Re: Struggling with managing payroll change... @dakinemaui Would you suggest this method for those that are already on a bi-weekly pay schedule? I never thought of needing to break-up the way our money comes in because it's actually different…
- PeculiarBella
- peculiarbella
- 8 mths ago
- Tips & Tricks
- Reported - view
Re: “Inflow: To Be Budgeted” trans’n doesn’t increase “To Be Budgeted” amount @Beige Boat I use the desktop app. In the right-hand column when you click on the category it comes up and there's an option to reset available amount to 0.…
- PeculiarBella
- peculiarbella
- 9 mths ago
- Setting Up Your Budget
- Reported - view
Re: “Inflow: To Be Budgeted” trans’n doesn’t increase “To Be Budgeted” amount @Beige Boat When I use rewards on my credit card, I reset my available balance on my credit card to 0 which moves the amount to TBB and then I put the total amount balance back to the credit card…
- PeculiarBella
- peculiarbella
- 9 mths ago
- Setting Up Your Budget
- Reported - view
Re: Credit Card Budget? Have you used the card this month for other purchases? If you have budgeted for that money in other categories, it will transfer the money to your credit card payment.…
- PeculiarBella
- peculiarbella
- 9 mths ago
- Credit Cards & Debt
- Reported - view
Re: The Official 2020 Debt Smackdown February Check-In #2 Our tax return came!!!!! I fully funded our savings goal for our upcoming vacation after stealing from it earlier this month. Paid off two cards and made my snowball payment to…
- PeculiarBella
- peculiarbella
- 9 mths ago
- 8
- Join A Challenge
- Reported - view
Re: I keep making goals, but never have money to fund them Thanks to everyone for helping me work out my thoughts! We are 100% on the credit card float. I'm hoping to take a big step off of it with our tax return and then continue to chip away at the debt…
- PeculiarBella
- peculiarbella
- 9 mths ago
- 6
- Saving & Investing
- Reported - view
Re: I keep making goals, but never have money to fund them WordTenor said: It sounds like you either need to ratchet down your goal target It's not so much that each individual goal is inconceivable, but rather the combination of all of them that it.…
- PeculiarBella
- peculiarbella
- 9 mths ago
- 1
- Saving & Investing
- Reported - view
Re: I keep making goals, but never have money to fund them @dakinemaui This sounds very interesting. However, we haven't been using YNAB for a whole year yet... I think I understand what you're suggesting... but
- PeculiarBella
- peculiarbella
- 9 mths ago
- Saving & Investing
- Reported - view
I keep making goals, but never have money to fund them
I know that a big YNAB rule is to Embrace Your True Expenses. So I've added several future funding goals into YNAB--Christmas, Vacation, down payment on a house, new tires, car maintenance, etc.…
- PeculiarBella
- peculiarbella
- 9 mths ago
- 22 replies
- 434
- Saving & Investing
Re: How do I know where the extra dollars are in my budget? @dakinemaui So since I've started to give money to categories in March, should I in fact move that money to a "next month's budget" category that will roll over and then do my budget all at once on…
- PeculiarBella
- peculiarbella
- 9 mths ago
- Setting Up Your Budget
- Reported - view
How do I know where the extra dollars are in my budget?
I have been mulling over this question for a while and I'm not quite sure how to ask it. The question is really two parts: 1) How do you "prioritize" your dollars? For example,…
- PeculiarBella
- peculiarbella
- 9 mths ago
- 7 replies
- 135
- Setting Up Your Budget
Re: The Official 2020 Debt Smackdown @xgirlmama I am in the US. We LOVE Dollar Tree! Sometimes too much. My husband and I joke that our joint hobby is shopping. Thrift stores, Ross, Dollar Tree. We love a good bargain.…
- PeculiarBella
- peculiarbella
- 9 mths ago
- 2
- Join A Challenge
- Reported - view
Re: Divorced & Moving On Towards Financial Independence @PhysicsGal I did! Much needed and I'm a strong advocate for seeking therapy. I'm grateful for what I went through, it makes me realize how lucky I am to have found my husband and not take him for…
- PeculiarBella
- peculiarbella
- 9 mths ago
- 1
- Money & Relationships
- Reported - view
Re: The Official 2020 Debt Smackdown Oh man, this is exciting! I just did the math between last month and where my credit cards stand today and since my last check-in, I have paid $508.17 towards our overall debt!!! Yeah-boi! Well,…
- PeculiarBella
- peculiarbella
- 9 mths ago
- 2
- Join A Challenge
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything Wow, this thread! I find it very interesting how different people view YNAB. I've noticed a few points come up that I have to admit I'm a little confused about.…
- PeculiarBella
- peculiarbella
- 9 mths ago
- 4
- Using YNAB
- Reported - view
Re: Divorced & Moving On Towards Financial Independence My divorce was final January 2015. After 3 1/2 emotional abuse, I finally got him to accept the divorce by making it his idea. Your typical story of two immature young adults that thought marriage…
- PeculiarBella
- peculiarbella
- 9 mths ago
- 4
- Money & Relationships
- Reported - view
Re: The Official 2020 Debt Smackdown @Cyan Koala said: because he doesn't really WANT to know 😂 I feel the same way about mine sometimes. I LOVE him. Don't get me wrong, he's absolutely the best,…
- PeculiarBella
- peculiarbella
- 10 mths ago
- 5
- Join A Challenge
- Reported - view
Re: What did you do to improve your finances today? Still on the hunt for a solid side hustle to help pay off our debt. Looked into donating plasma today, but since I just had a baby in October I have 3 more months until I'm eligible.…
- PeculiarBella
- peculiarbella
- 10 mths ago
- 6
- YNAB Wins
- Reported - view
Re: The Official 2020 Debt Smackdown @farfromtheusual That's an interesting way of doing it. How do you start? This month I am short on my payment, would I take the amount I have and create a separate account? Also,…
- PeculiarBella
- peculiarbella
- 10 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Last year... well, minimum payments were made, a baby was had, and more debt accrued. This year, I'm going to focus solely on our credit card debt and once that is done away with,…
- PeculiarBella
- peculiarbella
- 10 mths ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown August/Sept check-in Added more to our debt this month. I'm surprised our credit card company hasn't called to make sure our card wasn't stolen considering the Amazon spending spree we've been on…
- PeculiarBella
- peculiarbella
- 1 yr ago
- 2
- Join A Challenge
- Reported - view
Re: Age of Money 2019 AoM for August ended with 29 days, however overspent by approx. $600 on the credit card due to paying for an upcoming vacation, unanticipated school expenses etc.…
- PeculiarBella
- peculiarbella
- 1 yr ago
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @MXMOM You're welcome to check out my journal entry to get a better understanding of our current situation. The majority of that is student loan debt and yes based on current payments.…
- PeculiarBella
- peculiarbella
- 1 yr ago
- 3
- Join A Challenge
- Reported - view

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