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Re: Age of Money - Twenty-twenty! Numbers are still getting better :) AoM: 154 days DoB: 258 days
- GalleYNAB
- galleynab
- 1 yr ago
- 2
- Join A Challenge
- Reported - view
Re: Age of Money - Twenty-twenty! I'm up to 107 days AOM now :)
- GalleYNAB
- galleynab
- 1 yr ago
- 2
- Join A Challenge
- Reported - view
Re: How do you "Sweep" under spent categories at the end of the month? @JeremyB said: How do you actually "sweep" the category from one to another in the software? Just click on the $ Amount in the Available column. This opens a popup window with a textbox Move:…
- GalleYNAB
- galleynab
- 1 yr ago
- Using YNAB
- Reported - view
Re: How do you "Sweep" under spent categories at the end of the month? @JeremyB said: Will the $50 rolled over from January automatically make the February Budgeted amount show $100 (Jan $50 + Feb $50)? Yes, when you don't use (all of) the money and you add another $50…
- GalleYNAB
- galleynab
- 1 yr ago
- Using YNAB
- Reported - view
Re: Tracking Paid Item @zyonuf79 Oh gotcha - misunderstanding. Can't you use the Memo field for it? Like an emoji or specific text?
- GalleYNAB
- galleynab
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: Inflow on categories/debt from friends I've created another category like "Misc. Spendings" where I do sth like this with the money me and my spend for ourselves on our Joint Credit Cards. If my wife or I buy sth for ourselves I book it…
- GalleYNAB
- galleynab
- 1 yr ago
- Using YNAB
- Reported - view
Re: Tracking Paid Item Hi, you can add a transaction into YNAB with a future date. You will see it at the top of the Account Screen but slightly greyed out and it won't affect your balance until the date that it is due!
- GalleYNAB
- galleynab
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: YNAB + undebt.it Users Community @Boy Do INAB Did you see that there is a 33% ($4) Promo going on until 01/31/2020? I signed up today and activated the free 30 day trial but I'm tempted to test it out for the year.…
- GalleYNAB
- galleynab
- 1 yr ago
- 3
- Dealing with Debt
- Reported - view
Re: Should we move our savings to break the paycheck to paycheck cycle? @dakinemaui said: You can probably transfer even more I moved all the savings (>80%) except the "Travel Savings" because we have some out-of-state weddings coming up and I don't want to transfer…
- GalleYNAB
- galleynab
- 1 yr ago
- Saving & Investing
- Reported - view
Re: Should we move our savings to break the paycheck to paycheck cycle? @dakinemaui said: The rest can be in an account that pays a higher interest rate (also desirable). That's why I just opened a Discover Savings account last week and transferred all the "long term…
- GalleYNAB
- galleynab
- 1 yr ago
- Saving & Investing
- Reported - view
Re: Should we move our savings to break the paycheck to paycheck cycle? Just my personal/own opinion: If I would have a lot of high-interest (credit card) debt, I would probably use some of the savings to pay that off. If it's just to break the paycheck to paycheck…
- GalleYNAB
- galleynab
- 1 yr ago
- 1
- Saving & Investing
- Reported - view
Re: YNAB + undebt.it Users Community I just had a look to undebt.it - looks nice and could be another tool for a brighter future :) BUT I have a question: I have a car loan and pay $500 per month.…
- GalleYNAB
- galleynab
- 1 yr ago
- Dealing with Debt
- Reported - view
Re: Deleting unused category You could also HIDE the category, then there is no need to re-categorize anything.
- GalleYNAB
- galleynab
- 1 yr ago
- 2
- Using YNAB
- Reported - view
Re: Age of Money - Twenty-twenty! First entry EVER in the AoM Challenge after starting YNAB 1.5 weeks ago...
- GalleYNAB
- galleynab
- 1 yr ago
- Join A Challenge
- Reported - view
Re: Home Maintenance Budget @Nicole said: we budget for those separately in our Wish Farm. I heard "Wish Farm" a few times since I started YNAB (last week) but just read about it (thanks for the link).…
- GalleYNAB
- galleynab
- 1 yr ago
- 1
- Saving & Investing
- Reported - view
Re: Credit Karma Saving Account @Faness I like Credit Karma. I use it to keep an eye of our Credit Score (although they use a different Algorithm?!?!) and did our 2018 taxes for free with them.
- GalleYNAB
- galleynab
- 1 yr ago
- 2
- Tips & Tricks
- Reported - view
Re: Using budget goals with bi-monthly paychecks @GlossyGot said: I have to manually look at the goal to see that it's $100, divide by 2, and budget that amount. There is an open request for the YNAB Toolkit.…
- GalleYNAB
- galleynab
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: Home Maintenance Budget @jenmas Perfect, so I will be on track at the end of the year ;)
- GalleYNAB
- galleynab
- 1 yr ago
- Saving & Investing
- Reported - view
Re: Home Maintenance Budget It's definitely hard to say and depends on what kind of home you have... Right now I have approx. $400 set aside (just started using YNAB last week) and planned to add $150/month - then we will see..…
- GalleYNAB
- galleynab
- 1 yr ago
- 1
- Saving & Investing
- Reported - view
Re: 2020: The Official YNAB Savings Challenge ID 56 is mine :) My goal is set to $8,430 right now for different savings (Emergency, Gifts, Medical).
- GalleYNAB
- galleynab
- 1 yr ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Decided to join the challenge :) But with a quite conservative goal for now - I just started using YNAB last week and need to get the "big picture" first! I've decided to pay off $19,…
- GalleYNAB
- galleynab
- 1 yr ago
- 6
- Join A Challenge
- Reported - view
Re: Debt payoff via credit report You can get all three major reports via https://www.annualcreditreport.com/index.action It's free once a year!
- GalleYNAB
- galleynab
- 1 yr ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Credit Karma Saving Account I thought about the same but finally opened one with Discover (we already have the Credit Card, too) with 1.7% APY. Yeah it takes about 2 days before the money arrives and another 2-3 days to…
- GalleYNAB
- galleynab
- 1 yr ago
- 1
- Tips & Tricks
- Reported - view
Re: Age of Money - Twenty-twenty! I guess line 36 is mine :) Just started with YNAB last week and will where it leads me! Will post my AoM on the 15th!
- GalleYNAB
- galleynab
- 1 yr ago
- Join A Challenge
- Reported - view
Re: Newbie - Still Confused If YNAB imports all those already paid transactions, then just click on "Reject" and they will be deleted! If you already Accepted those transactions, then just go ahead and delete them!
- GalleYNAB
- galleynab
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view

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