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For the newbies (which I still am)
There are those on this forum that know I've posted a lot, and I've had my struggles. Still struggling. But I just want to put out there---even if you are not anywhere close to getting this whole…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- 5 replies
- 200
- 10
- YNAB Wins
Re: What am I missing? @monkeyhanger The "Ben" account is yellow with the credit card symbol, and the credit card is overspent by that amount. I'm sure it's a mess. This is my second month,…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: What am I missing? @monkeyhanger I think I've written things like you can read my mind and muddled two things together. Sigh. I do that sometimes...The card in the screen shot is covered, funds are there.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: What am I missing? @monkeyhanger Thanks for the help! Yeah, I'm not floating in the real sense, just that right now I technically don't have the cash to cover the categories at this moment.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: What am I missing? @monkeyhanger We are pulling from another fund to cover the overspending. We had to pay for two college tuitions on top of paying for the vehicle repairs.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: What am I missing? @monkeyhanger Yeah, this month we are floating some credit card stuff.. $3700 in vehicle repairs will mess with you....
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: What am I missing? @monkeyhanger everything is reconciled. I do that every Friday.
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: What am I missing? @monkeyhanger UGH...I thought I had already moved the cash back reward. I truly feel like I have absolutely no idea how much money I really have to budget.. It's all make believe money.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: What am I missing? @monkeyhanger OMG,, $44.46 is the cash back amount that I had applied to a former bill... It never goes away! I am not a stupid person, but the cash back thing is a major PITA!!!!!
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: What am I missing? @monkeyhanger I have the electricity bill set up to be paid automatically on my DiscoverIT. So my electric company charges my Discover the amount owed each month. October it was for 127.78.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: What am I missing? @monkeyhanger 127.78 was my electric bill last month, which I paid in full from my checking account. 105.40 is my electric bill this month, which I budgeted for. It should be simple, but it's not.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: What am I missing? @monkeyhanger But I don't. Actually, in this picture I have nothing budgeted.. But once I budget the $105.40, then I end up with even more!
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: What am I missing? @satcook That's just confusing to me. Why is it there if it doesn't matter? And why the $149.86...It should be $105.40. I'm not sure I'll get this.
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Credit Cards & Debt
- Reported - view
What am I missing?
I don't understand this at all....DiscoverIT card. Paid in full last month. Budgeted this month electric bill for this month, so no float. Where is the $22.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- 30 replies
- 302
- Credit Cards & Debt
Re: Starting new budget Did these transactions happen before the start date of your new budget? If so, don't enter them.
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: This newbie is COMPLETELY overwhelmed @Nicole HA! Nope! Right now I've spent all day trying to set the numbers. I deleted the scheduled transactions, because they were showing up on my credit card (albeit shaded) and confusing the hell…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- 1
- Tips & Tricks
- Reported - view
Re: This newbie is COMPLETELY overwhelmed @Vibrant actually, I think I've got the concept. What I struggle with is the execution. I'm awful with numbers. I was so proud of myself for setting up scheduled payments.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: To Link Accounts or Not to Link I fought entering it manually for a while. Then I had a holiday weekend where between the Visa delay, and my own banks delay of a stupid amount of days,…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- 2
- Tips & Tricks
- Reported - view
Re: This newbie is COMPLETELY overwhelmed @dakinemaui Great article, makes sense, and yet this is what I struggle with the most. Yes, I have all my accounts listed, but I really only want to budget from my checking account.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- 3
- Tips & Tricks
- Reported - view
Re: How do you keep holiday gifts a surprise? @Khaki Storm In my case, yes, I'm the only one entering. I show the hubby the budget every week for us to discuss, but he's not going to long in and enter anything.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Tips & Tricks
- Reported - view
How do you keep holiday gifts a surprise?
This is for some fun, some strategy. What are your tricks to keep the budget up to date, yet keep the holiday gifts a surprise? Granted, I can't seem to get my family to figure out how to order from…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- 11 replies
- 177
- Tips & Tricks
Re: Is this breaking a rule? Y'all are right...I'm making it more complicated. Story of my life. 🤦‍♀️
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: Is this breaking a rule? @Superbone Because my brain is weird? I'm in my first month. I'm still wrapping my head around this. This is more so I can keep track of whom I bought for, what I bought them, etc.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: Is this breaking a rule? Of course...all the actual transactions are in my budget.. I'm using the tracking account to micro manage Christmas money.
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Is this breaking a rule?
I decided to set up a tracking account for Christmas. New to YNAB. I have not budgeted for Christmas this year (other than taking out of savings). I want to be able to budget for next year.…
- Momofboysx3
- I'm going to master budgeting, even if it kills me!
- Steel_Blue_Mainframe.11
- 1 yr ago
- 9 replies
- 145
- Setting Up Your Budget

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