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For the newbies (which I still am)
There are those on this forum that know I've posted a lot, and I've had my struggles. Still struggling. But I just want to put out there---even if you are not anywhere close to getting this whole…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
5
replies
200
10
YNAB Wins
Re: What am I missing?
@monkeyhanger The "Ben" account is yellow with the credit card symbol, and the credit card is overspent by that amount. I'm sure it's a mess. This is my second month,…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Credit Cards & Debt
Reported - view
Re: What am I missing?
@monkeyhanger I think I've written things like you can read my mind and muddled two things together. Sigh. I do that sometimes...The card in the screen shot is covered, funds are there.…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Credit Cards & Debt
Reported - view
Re: What am I missing?
@monkeyhanger Thanks for the help! Yeah, I'm not floating in the real sense, just that right now I technically don't have the cash to cover the categories at this moment.…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Credit Cards & Debt
Reported - view
Re: What am I missing?
@monkeyhanger We are pulling from another fund to cover the overspending. We had to pay for two college tuitions on top of paying for the vehicle repairs.…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Credit Cards & Debt
Reported - view
Re: What am I missing?
@monkeyhanger Yeah, this month we are floating some credit card stuff.. $3700 in vehicle repairs will mess with you....
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Credit Cards & Debt
Reported - view
Re: What am I missing?
@monkeyhanger everything is reconciled. I do that every Friday.
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Credit Cards & Debt
Reported - view
Re: What am I missing?
@monkeyhanger UGH...I thought I had already moved the cash back reward. I truly feel like I have absolutely no idea how much money I really have to budget.. It's all make believe money.…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Credit Cards & Debt
Reported - view
Re: What am I missing?
@monkeyhanger OMG,, $44.46 is the cash back amount that I had applied to a former bill... It never goes away! I am not a stupid person, but the cash back thing is a major PITA!!!!!
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Credit Cards & Debt
Reported - view
Re: What am I missing?
@monkeyhanger I have the electricity bill set up to be paid automatically on my DiscoverIT. So my electric company charges my Discover the amount owed each month. October it was for 127.78.…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Credit Cards & Debt
Reported - view
Re: What am I missing?
@monkeyhanger 127.78 was my electric bill last month, which I paid in full from my checking account. 105.40 is my electric bill this month, which I budgeted for. It should be simple, but it's not.…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Credit Cards & Debt
Reported - view
Re: What am I missing?
@monkeyhanger But I don't. Actually, in this picture I have nothing budgeted.. But once I budget the $105.40, then I end up with even more!
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Credit Cards & Debt
Reported - view
Re: What am I missing?
@satcook That's just confusing to me. Why is it there if it doesn't matter? And why the $149.86...It should be $105.40. I'm not sure I'll get this.
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Credit Cards & Debt
Reported - view
What am I missing?
I don't understand this at all....DiscoverIT card. Paid in full last month. Budgeted this month electric bill for this month, so no float. Where is the $22.…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
30
replies
302
Credit Cards & Debt
Re: Starting new budget
Did these transactions happen before the start date of your new budget? If so, don't enter them.
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Setting Up Your Budget
Reported - view
Re: This newbie is COMPLETELY overwhelmed
@Nicole HA! Nope! Right now I've spent all day trying to set the numbers. I deleted the scheduled transactions, because they were showing up on my credit card (albeit shaded) and confusing the hell…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
1
Tips & Tricks
Reported - view
Re: This newbie is COMPLETELY overwhelmed
@Vibrant actually, I think I've got the concept. What I struggle with is the execution. I'm awful with numbers. I was so proud of myself for setting up scheduled payments.…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Tips & Tricks
Reported - view
Re: To Link Accounts or Not to Link
I fought entering it manually for a while. Then I had a holiday weekend where between the Visa delay, and my own banks delay of a stupid amount of days,…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
2
Tips & Tricks
Reported - view
Re: This newbie is COMPLETELY overwhelmed
@dakinemaui Great article, makes sense, and yet this is what I struggle with the most. Yes, I have all my accounts listed, but I really only want to budget from my checking account.…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
3
Tips & Tricks
Reported - view
Re: How do you keep holiday gifts a surprise?
@Khaki Storm In my case, yes, I'm the only one entering. I show the hubby the budget every week for us to discuss, but he's not going to long in and enter anything.…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Tips & Tricks
Reported - view
How do you keep holiday gifts a surprise?
This is for some fun, some strategy. What are your tricks to keep the budget up to date, yet keep the holiday gifts a surprise? Granted, I can't seem to get my family to figure out how to order from…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
11
replies
177
Tips & Tricks
Re: Is this breaking a rule?
Y'all are right...I'm making it more complicated. Story of my life. 🤦♀️
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Setting Up Your Budget
Reported - view
Re: Is this breaking a rule?
@Superbone Because my brain is weird? I'm in my first month. I'm still wrapping my head around this. This is more so I can keep track of whom I bought for, what I bought them, etc.…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Setting Up Your Budget
Reported - view
Re: Is this breaking a rule?
Of course...all the actual transactions are in my budget.. I'm using the tracking account to micro manage Christmas money.
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
Setting Up Your Budget
Reported - view
Is this breaking a rule?
I decided to set up a tracking account for Christmas. New to YNAB. I have not budgeted for Christmas this year (other than taking out of savings). I want to be able to budget for next year.…
Momofboysx3
I'm going to master budgeting, even if it kills me!
Steel_Blue_Mainframe.11
1 yr ago
9
replies
145
Setting Up Your Budget
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Steel_Blue_Mainframe.11
I'm going to master budgeting, even if it kills me!
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