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Re: The Official 2021 Debt Smackdown
@farfromtheusual I live in Canada so owning a home doesn't impact our taxes like in the states. On the brightside my monthly mortgage payments which include property taxes are about $300 less then…
Ivory Wildebeest
Ivory_Wildebeest.5
2 mths ago
3
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Re: The Official 2021 Debt Smackdown
Year #3 doing this. Re-adjusted my goal as I underestimated the cost of owning a home. This year I hope to pay of $8000 of debt on my two lines of credit: $45, 526.00 in a student line of credit @ 2.…
Ivory Wildebeest
Ivory_Wildebeest.5
2 mths ago
4
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Re: The Official 2020 Debt Smackdown
@Ivory Wildebeest Just to make myself feel better, since April 2020 (when I restarted YNAB) my net worth has increased by almost $11,000 or 53.6%. I say I am happy with this.
Ivory Wildebeest
Ivory_Wildebeest.5
2 mths ago
2
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Re: The Official 2020 Debt Smackdown
Been a while since I have posted. I didn't reach my goal of paying of $10,000 of my debt this year, but I think I did well considering I cash flowed a new-to-me car since my old one would not pass…
Ivory Wildebeest
Ivory_Wildebeest.5
2 mths ago
7
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Re: The Official 2020 Debt Smackdown
@farfromtheusual Bonus is that if I do have to wait a little while between cars, I am walking distance from work and stores.. just would be annoying on the cold wintery days or when it is raining.
Ivory Wildebeest
Ivory_Wildebeest.5
9 mths ago
1
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Re: The Official 2020 Debt Smackdown
@farfromtheusual Thanks.. I have been trying to figure out what to do.. thankfully I have a little bit of time (fingers crossed).
Ivory Wildebeest
Ivory_Wildebeest.5
9 mths ago
1
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Re: The Official 2020 Debt Smackdown
@Sweet Tangerine I am pretty secure jobwise (hopefully didn't jinx it). I still have time to decide what to do. My wise old neighbour said the same thing about motivated sellers,…
Ivory Wildebeest
Ivory_Wildebeest.5
9 mths ago
2
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Re: The Official 2020 Debt Smackdown
@farfromtheusual I owe: $6,672 @5.99% (258.55/mth) which will be paid off Sept 2022 (this was consildation of a high-interest student loan and unexpected house repairs when I bought my house).…
Ivory Wildebeest
Ivory_Wildebeest.5
9 mths ago
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Re: The Official 2020 Debt Smackdown
Need some advice. I started saving for a new to me car (only got $100) and just found out that my 13 yr old car (270,000k) won't pass MVI come August (no big surprise,…
Ivory Wildebeest
Ivory_Wildebeest.5
9 mths ago
1
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Re: The Official 2020 Debt Smackdown
I am slowly paying down my debt (Student LOC and AMEX Loan), I have got about $56,000 left to pay which is not bad since I have almost $100,000 off in debt since I started this journey 6.…
Ivory Wildebeest
Ivory_Wildebeest.5
10 mths ago
6
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Re: The Official 2020 Debt Smackdown
I have been not following or updating like I did last years, but considering I am housebound (probably like a majority of us) at the moment, I decided to update and post a quick update.…
Ivory Wildebeest
Ivory_Wildebeest.5
11 mths ago
5
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Re: The Official 2020 Debt Smackdown
@imaginaryannie I am also trying to "actual" use YNAB as well and I am on day 4 of no spending :) small steps.
Ivory Wildebeest
Ivory_Wildebeest.5
1 yr ago
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Re: The Official 2020 Debt Smackdown
Did last years (2019) challenge and loved seeing if I could get to my goal. I have the following debt: Student Line of Credit: $50,096.95 Amex Loan: $7,816.44 Mortgage: $75,620.…
Ivory Wildebeest
Ivory_Wildebeest.5
1 yr ago
9
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Re: The Official 2019 Debt Smackdown
@The Goat Queen join the club.. bought a house and thought I had budgetted for everything and then found out I had to insulate the basement once the waterproofing was done ($3500) and then…
Ivory Wildebeest
Ivory_Wildebeest.5
1 yr ago
3
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Re: The Official 2019 Debt Smackdown
@MXMOM Putting the time in doing it. Plus last time, my phone was capable with the app, but my new phone is. I am going to try and stick with it. I am usually a pen and paper girl....
Ivory Wildebeest
Ivory_Wildebeest.5
1 yr ago
1
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Re: The Official 2019 Debt Smackdown
I just started re-using YNAB as I have never been able to really get into the hang of things (I think this is try 5??). Hopefully this time it works. Still slowly paying down my student loans,…
Ivory Wildebeest
Ivory_Wildebeest.5
1 yr ago
6
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Re: The Official 2019 Debt Smackdown
I want to pay down $10,000 of the $61,808.31 that I owe on two student loans.
Ivory Wildebeest
Ivory_Wildebeest.5
2 yrs ago
4
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Ivory Wildebeest
Ivory_Wildebeest.5
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