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Re: The Official 2021 Debt Smackdown @farfromtheusual I live in Canada so owning a home doesn't impact our taxes like in the states. On the brightside my monthly mortgage payments which include property taxes are about $300 less then…
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 5 mths ago
- 3
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Re: The Official 2021 Debt Smackdown Year #3 doing this. Re-adjusted my goal as I underestimated the cost of owning a home. This year I hope to pay of $8000 of debt on my two lines of credit: $45, 526.00 in a student line of credit @ 2.…
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 5 mths ago
- 4
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Re: The Official 2020 Debt Smackdown @Ivory Wildebeest Just to make myself feel better, since April 2020 (when I restarted YNAB) my net worth has increased by almost $11,000 or 53.6%. I say I am happy with this.
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 5 mths ago
- 2
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Re: The Official 2020 Debt Smackdown Been a while since I have posted. I didn't reach my goal of paying of $10,000 of my debt this year, but I think I did well considering I cash flowed a new-to-me car since my old one would not pass…
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 5 mths ago
- 7
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Re: The Official 2020 Debt Smackdown @farfromtheusual Bonus is that if I do have to wait a little while between cars, I am walking distance from work and stores.. just would be annoying on the cold wintery days or when it is raining.
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 1 yr ago
- 1
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Re: The Official 2020 Debt Smackdown @farfromtheusual Thanks.. I have been trying to figure out what to do.. thankfully I have a little bit of time (fingers crossed).
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 1 yr ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Sweet Tangerine I am pretty secure jobwise (hopefully didn't jinx it). I still have time to decide what to do. My wise old neighbour said the same thing about motivated sellers,…
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 1 yr ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @farfromtheusual I owe: $6,672 @5.99% (258.55/mth) which will be paid off Sept 2022 (this was consildation of a high-interest student loan and unexpected house repairs when I bought my house).…
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 1 yr ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Need some advice. I started saving for a new to me car (only got $100) and just found out that my 13 yr old car (270,000k) won't pass MVI come August (no big surprise,…
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 1 yr ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown I am slowly paying down my debt (Student LOC and AMEX Loan), I have got about $56,000 left to pay which is not bad since I have almost $100,000 off in debt since I started this journey 6.…
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 1 yr ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown I have been not following or updating like I did last years, but considering I am housebound (probably like a majority of us) at the moment, I decided to update and post a quick update.…
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 1 yr ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @imaginaryannie I am also trying to "actual" use YNAB as well and I am on day 4 of no spending :) small steps.
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 1 yr ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Did last years (2019) challenge and loved seeing if I could get to my goal. I have the following debt: Student Line of Credit: $50,096.95 Amex Loan: $7,816.44 Mortgage: $75,620.…
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 1 yr ago
- 9
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- Reported - view
Re: The Official 2019 Debt Smackdown @The Goat Queen join the club.. bought a house and thought I had budgetted for everything and then found out I had to insulate the basement once the waterproofing was done ($3500) and then…
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 1 yr ago
- 3
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- Reported - view
Re: The Official 2019 Debt Smackdown @MXMOM Putting the time in doing it. Plus last time, my phone was capable with the app, but my new phone is. I am going to try and stick with it. I am usually a pen and paper girl....
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 1 yr ago
- 1
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- Reported - view
Re: The Official 2019 Debt Smackdown I just started re-using YNAB as I have never been able to really get into the hang of things (I think this is try 5??). Hopefully this time it works. Still slowly paying down my student loans,…
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 1 yr ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown I want to pay down $10,000 of the $61,808.31 that I owe on two student loans.
- Ivory Wildebeest
- Ivory_Wildebeest.5
- 2 yrs ago
- 4
- Join A Challenge
- Reported - view

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