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Re: The Official 2020 Debt Smackdown Hi All, Check-in for 2020 so far; Coronavirus will hit us hard this coming month, I can't see too much progress made, to be honest. January Check in Starting balance | Ending balance €2542.…
- Keith
- kilohotel
- 9 mths ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Hey Guys, First one of this year, Goal is to pay off 10K for this year and get these balances right down! January Check in Starting balance | Ending balance €2,542.74 Credit Card €2377.04 (165.…
- Keith
- kilohotel
- 11 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Hot Pink General its a pain to have debt no matter the number! Go get it and have a great and successful challenge this year! Make 2020 great!
- Keith
- kilohotel
- 1 yr ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @internettie go get that debt !! Doesn’t matter if it is $1 more than the minimum payment, it’s still progress. Thanks for sharing your prospective on this it has made me re think a few things and I…
- Keith
- kilohotel
- 1 yr ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Tomato Moose Ah nothing worse than that feeling, I fell off the YNAB bandwagon so much that the bandwagon doesn’t even bother coming to my town any more 😊 however don’t let feelings like that…
- Keith
- kilohotel
- 1 yr ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Ruth Elizabeth great goal! You can do this 🤛🏽
- Keith
- kilohotel
- 1 yr ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Turquoise Porpoise As long as your making more than 0 extra payments even if it is £1 more than the minimum you are making progress! Every penny is better than nothing.
- Keith
- kilohotel
- 1 yr ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Line claimed! I want to try get €10K paid off, just like my 2019 goal. I have 2 debts to focus on this year, credit card (€2,500) and personal loan (€7,…
- Keith
- kilohotel
- 1 yr ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @farfromtheusual thanks very much! Yeah it is very expensive and to get that goal nearly done with saving for the house and it’s not just the deposit it’s all the home furnishings when it is a new…
- Keith
- kilohotel
- 1 yr ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown SO I have slightly neglected this forum in regards to this challenge, Oooppss. However, I have an update to my check ins' I struggled with the Credit card as a I had acquired a new home and mortgage…
- Keith
- kilohotel
- 1 yr ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @internettie Don’t be discouraged by the spending, it happens. I had to use my credit card for the past 2 months with unexpected spending. I think I spent too much time focusing on the paying down…
- Keith
- kilohotel
- 1 yr ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @farfromtheusual Thanks! I will hold my breath for September I will imagine the numbers will be smaller but we will see!
- Keith
- kilohotel
- 1 yr ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown July's Check in (bit late, but better late than never!) Starting balance | Ending balance €1818.37 Credit Card €2,221.81 (+403.44) €14999.09 Bank Personal Loan €14550.07 (-449.02) €1986.…
- Keith
- kilohotel
- 1 yr ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown June's Check in Starting balance | Ending balance €1,957.69 Credit Card €1818.37 (-139.32) €15,466.05 Bank Personal Loan €14999.09 (-466.96) €3,169.34 Credit Union Personal Loan €1986.64 (-1182.…
- Keith
- kilohotel
- 1 yr ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown May's Check in Starting balance | Ending balance €2,008.21 Credit Card €1,957.69 (-50.52) €15,910.37 Bank Personal Loan €15,466.05 (-443.95) €3,352.60 Credit Union Personal Loan €3,169.34 (-183.…
- Keith
- kilohotel
- 1 yr ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @Lees75 sorry to hear, look at least you checked in and made the effort, you haven’t fallen off the bandwagon just dealt with the situation you had as best as you can!
- Keith
- kilohotel
- 1 yr ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown May Check-in I Paid €778.12 towards my credit card & Personal Loans... Around 30% complete for my 10 K goal :)
- Keith
- kilohotel
- 1 yr ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown @rnjenren1 oh I know the feeling, I just had the similar experience with March, it just slipped and fell down and bounced on every step on the way down...…
- Keith
- kilohotel
- 1 yr ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2019 Debt Smackdown March Check in - €648 was all I could manage for March. Added to the document.
- Keith
- kilohotel
- 1 yr ago
- 3
- Join A Challenge
- Reported - view
Re: Using Credit Card to pay a tracking account @ DnA No problem, Truth be told I did not even notice ;-)
- Keith
- kilohotel
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: Using Credit Card to pay a tracking account @ DnA Just tracking the balance as I pay it off, I found it handy in the budget as it is on the top of the budget. I suppose I could re-do the account as an off-budget account,…
- Keith
- kilohotel
- 1 yr ago
- Credit Cards & Debt
- Reported - view
Re: Using Credit Card to pay a tracking account @adriana01 yes there is money assigned to it in the budget and when I do a transfer it states I do not need to catagorise it.
- Keith
- kilohotel
- 1 yr ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Using Credit Card to pay a tracking account @DnA Apologies! My mistake it is not a “Tracking” account it is a budget account under “Line of Credit” account type...
- Keith
- kilohotel
- 1 yr ago
- 1
- Credit Cards & Debt
- Reported - view
Using Credit Card to pay a tracking account
Hi all! Looking for a bit of help on this, Basically I have a loan account on YNAB and is on the budget and being tracked, I want to pay that loan monthly amount with my Credit Card solely for the…
- Keith
- kilohotel
- 1 yr ago
- 9 replies
- 92
- Credit Cards & Debt
- Answered
- Answered
Re: The Official 2019 Debt Smackdown @ Veronica at YNAB Thanks, Veronica! Great to be here.
- Keith
- kilohotel
- 1 yr ago
- Join A Challenge
- Reported - view

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Keith

kilohotel

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