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Re: What banks support automatic imports?
Capital One works perfectly after the latest changes. I don't even have to authorize a zillion times a day now.
LoaferDude
furious_falcon
2 mths ago
1
Using YNAB
Reported - view
Re: Divorced & Moving On Towards Financial Independence
TL;DR: I am not sure what the financial hit is going to be and how I plan to recover, since it is still in the process of happening. I realized I never answered the original question in my entire…
LoaferDude
furious_falcon
2 mths ago
Money & Relationships
Reported - view
Re: Issues Linking Citi Credit Cards
@YNAB_User 5150 Then the only thing I could advise would be to unlink and relink your Citi accounts. It could also be something temporary going on in the backend and may sort itself out. :)
LoaferDude
furious_falcon
2 mths ago
1
Using YNAB
Reported - view
Re: Issues Linking Citi Credit Cards
@YNAB_User 5150 This happened to me when I tried to authenticate my credentials via the iOS app when they rolled this out. My reason was that my password manager was inserting an old password and I…
LoaferDude
furious_falcon
2 mths ago
Using YNAB
Reported - view
Re: Need History of ALL budget moves and assignments
@dakinemaui Oh haha! Actually "loafer" means someone who roams a lot aimlessly, as used in my native language's local lingo. :) Since I like to travel ,…
LoaferDude
furious_falcon
4 mths ago
Using YNAB
Reported - view
Re: Need History of ALL budget moves and assignments
I had to go back and look up my grammar basics and linguistic basics twice to actually get that. One of the many things I learnt today, or re-learnt. 😊 Invite more linguists to parties I say!
LoaferDude
furious_falcon
4 mths ago
1
Using YNAB
Reported - view
Re: Need History of ALL budget moves and assignments
I did not envision this going down this path. 😂
LoaferDude
furious_falcon
4 mths ago
2
Using YNAB
Reported - view
Re: Need History of ALL budget moves and assignments
@Superbone “A Complete Idiot’s || Guide to YNAB” or “A Complete || Idiot’s Guide to YNAB”? Which would you prefer? 😂
LoaferDude
furious_falcon
4 mths ago
1
Using YNAB
Reported - view
Re: Need History of ALL budget moves and assignments
@Superbone I was thinking about that exact title!!! Or YNAB for Idiots? 😋
LoaferDude
furious_falcon
4 mths ago
1
Using YNAB
Reported - view
Re: Need History of ALL budget moves and assignments
@dakinemaui Let me find something appropriate for that I had in mind. Here we go: “Getting your sh*t together requires a level of honesty you cannot even imagine.…
LoaferDude
furious_falcon
4 mths ago
1
Using YNAB
Reported - view
Re: Need History of ALL budget moves and assignments
I have a suggestion. Maybe @WordTenor , @Superbone , @dakinemaui , @nolesrule , @Move Light Sound Life , @jenmas should get together and write a YNAB book?…
LoaferDude
furious_falcon
4 mths ago
1
Using YNAB
Reported - view
Re: Need advice with financial planning.
@Orchid Leopard I was told by the folks at Empower Retirement, who handle the 457(b) for my school, that it was 20% + 10%, the 20 being the usual fed bracket plus state taxes and the extra 10% was…
LoaferDude
furious_falcon
6 mths ago
Saving & Investing
Reported - view
Re: Dark Mode, Color Changes and Sidebar Options - Oh My!
@Mario P. Well. you still technically can. Just use this Chrome extension called Dark Reader, which is totally fabulous, if I may add. It basically adds dark mode to all your web pages and is…
LoaferDude
furious_falcon
7 mths ago
1
Announcements
Reported - view
Re: Need advice with financial planning.
@Superbone This is going to take me a bit of time to digest all this information, look up relevant reading material and understand this. Thank you all for everything. You folks are the best. :)
LoaferDude
furious_falcon
8 mths ago
1
Saving & Investing
Reported - view
Re: Need advice with financial planning.
@Superbone Thank you. :)
LoaferDude
furious_falcon
8 mths ago
1
Saving & Investing
Reported - view
Re: Need advice with financial planning.
@WordTenor Got it. Will do that. Thanks for the comprehensive breakdown and explanation. :)
LoaferDude
furious_falcon
8 mths ago
Saving & Investing
Reported - view
Re: Need advice with financial planning.
@Superbone Thank you. I actually got confused with what @WordTenor said because I misread it. I thought s/he was talking about the 457(b), but they were actually referring to my income replacement…
LoaferDude
furious_falcon
8 mths ago
Saving & Investing
Reported - view
Re: Need advice with financial planning.
@Superbone I have made some staggeringly bad decisions when I moved here for grad school initially in 2008, but for the most part, seeing some sensible people around me drilled a good bit of…
LoaferDude
furious_falcon
8 mths ago
1
Saving & Investing
Reported - view
Re: Need advice with financial planning.
@dakinemaui Thank you for that information. I read through the article and it was super helpful explaining things to a newbie. I am going to do some more reading up based on your points.…
LoaferDude
furious_falcon
8 mths ago
1
Saving & Investing
Reported - view
Re: Need advice with financial planning.
@jenmas Oh no. I just made an observation about it. So the backstory to this Roth is that I worked for a year and a half in-between my Masters and my Ph.…
LoaferDude
furious_falcon
8 mths ago
Saving & Investing
Reported - view
Re: Need advice with financial planning.
@Superbone Hahaha, yes. Point taken. I am not putting all my eggs into that basket. From the snapshot I provided now, it looks that way, but the idea is to bring it down to your levels after a…
LoaferDude
furious_falcon
8 mths ago
Saving & Investing
Reported - view
Re: Need advice with financial planning.
@WordTenor said: I'm agreed with @Superbone that you should roll over the 457(b). You *should* be able to do a Roth conversion on it. Pay cash for the taxes on that conversion.…
LoaferDude
furious_falcon
8 mths ago
Saving & Investing
Reported - view
Re: Need advice with financial planning.
@WordTenor said: That you have an "investment advisor" who is suggesting offshore funds and not balking at the fact that you've got a significant portion of your net worth tied up in crypto is a red…
LoaferDude
furious_falcon
8 mths ago
Saving & Investing
Reported - view
Re: Need advice with financial planning.
@Superbone Ah my bad. I misunderstood. I will read the book(s) you suggested and more importantly, look deeper into the investment options there. I just picked the default ones when I was signed up…
LoaferDude
furious_falcon
8 mths ago
Saving & Investing
Reported - view
Re: Need advice with financial planning.
@dakinemaui Yes, that makes a lot of sense. The home buying part is what I am very apprehensive about, for the lack of a better word. I am forever reminding myself that just because I have home…
LoaferDude
furious_falcon
8 mths ago
Saving & Investing
Reported - view
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furious_falcon
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