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Re: Handling a cash refund on a credit card charge. @dakinemaui And yes, up until now I did not need a cash account because I used to withdraw money only when I needed it and used it immediately for whatever category I wanted to use it for.…
- LoaferDude
- furious_falcon
- 2 wk ago
- 1
- Credit Cards
- Reported - view
Re: Handling a cash refund on a credit card charge. @dakinemaui Ah yes. Put like that, it makes a lot of sense. It is not just moving money between categories and the cash flow, it is also how you think about your money here.…
- LoaferDude
- furious_falcon
- 2 wk ago
- 1
- Credit Cards
- Reported - view
Re: Handling a cash refund on a credit card charge. @dakinemaui Oh damn, I was thinking of this the wrong way. I thought since I was moving 29 USD into Dining Out, now I should eventually have 25 USD (from what was remaining) plus the 29 USD that I…
- LoaferDude
- furious_falcon
- 2 wk ago
- Credit Cards
- Reported - view
Re: Handling a cash refund on a credit card charge. @dakinemaui Ah yes. A better handle on things. I am just experimenting with both the methods you suggested to understand the difference and how they work.…
- LoaferDude
- furious_falcon
- 2 wk ago
- Credit Cards
- Reported - view
Re: Handling a cash refund on a credit card charge. @dakinemaui Damn! That was extremely stupid of me. I was clearly overthinking things here. Now I feel very silly. :) Thank you for clearing that up.
- LoaferDude
- furious_falcon
- 2 wk ago
- 1
- Credit Cards
- Reported - view
Re: Handling a cash refund on a credit card charge. @dakinemaui I actually would like to ask for some further clarification. I just did what you suggested. And now, there is an inflow into my Clothing category for 29 USD (which is your Step #1).…
- LoaferDude
- furious_falcon
- 2 wk ago
- Credit Cards
- Reported - view
Re: Handling a cash refund on a credit card charge. @dakinemaui Got it. This seems like a clear-cut approach. Of course, creating a cash account, now that I see how it would make some things easier, does make a lot of sense.…
- LoaferDude
- furious_falcon
- 2 wk ago
- 1
- Credit Cards
- Reported - view
Re: Handling a cash refund on a credit card charge. @dakinemaui Sure, that answers half the question. I do understand allocating it back to the same category, but since I have cash now, how do I make the budget reflect this without adding a new cash…
- LoaferDude
- furious_falcon
- 2 wk ago
- Credit Cards
- Reported - view
Re: Handling a cash refund on a credit card charge. @dakinemaui I would do the same thing, except I am racking my brains how to do that without a cash account. Since I do not use cash frequently.
- LoaferDude
- furious_falcon
- 2 wk ago
- Credit Cards
- Reported - view
Re: Handling a cash refund on a credit card charge. @monkeyhanger I don't use cash for the most part. If I ever have to, it is just the required amount coming out a certain category as a cash withdrawal. That's it.
- LoaferDude
- furious_falcon
- 2 wk ago
- Credit Cards
- Reported - view
Handling a cash refund on a credit card charge.
Hi everyone, I did try looking for some answers, but did not find any suitable ones. So here goes. I have some clothing purchases from REI on my credit card, which I had to return.…
- LoaferDude
- furious_falcon
- 2 wk ago
- 22 replies
- 69
- Credit Cards
- Answered
- Answered
Re: Understanding the AoM, specifically with regards to me. @nolesrule Danke schon. Much clearer now. :)
- LoaferDude
- furious_falcon
- 10 mths ago
- Method & Budgeting
- Reported - view
Re: Understanding the AoM, specifically with regards to me. @mhornak @nolesrule @jenmas Thank you all for your inputs. That makes things a lot easier. Ignore AoM and focus on your budget. As far as my budget goes, I believe I am budgeted into next month,…
- LoaferDude
- furious_falcon
- 10 mths ago
- Method & Budgeting
- Reported - view
Understanding the AoM, specifically with regards to me.
I would personally like to understand the AoM metric. I have been doing my research about what it is and what it means, starting with this https://www.youneedabudget.…
- LoaferDude
- furious_falcon
- 10 mths ago
- 12 replies
- 200
- Method & Budgeting
- Answered
- Answered
Re: Notes Section I think it is more of an issue with the Android app. I don't see it on the iOS app. My line breaks are consistent with the web app on both my iPhone and iPad.
- LoaferDude
- furious_falcon
- 10 mths ago
- Getting Started
- Reported - view
Re: Advice requested on how to tackle an upcoming student loan. @adriana01 Ah, I was not aware of not receiving any tax benefits on a private loan. Something that I learnt today. I am already budgeting (or I should say planning) on how to pay that loan off soon.…
- LoaferDude
- furious_falcon
- 11 mths ago
- Managing Debt
- Reported - view
Re: Advice requested on how to tackle an upcoming student loan. @Ben Khaki Storm She tried for the past 5-6 months. The problem is legal. She is not authorized to work in the U.S right now. And that will not be possible unless she has a temporary work…
- LoaferDude
- furious_falcon
- 11 mths ago
- Managing Debt
- Reported - view
Re: Advice requested on how to tackle an upcoming student loan. @adriana01 Thanks for the input. Unfortunately, as international students, we are not eligible for federal loans. We can only take private loans out with an eligible co-signer who is either a…
- LoaferDude
- furious_falcon
- 11 mths ago
- Managing Debt
- Reported - view
Re: Advice requested on how to tackle an upcoming student loan. @Faness She is joining this August. It is a one-year program and the more you delay, the more expensive it gets. Unfortunately, the grad school financial setup is not as conducive for international…
- LoaferDude
- furious_falcon
- 11 mths ago
- Managing Debt
- Reported - view
Re: Advice requested on how to tackle an upcoming student loan. @Ben Khaki Storm That is unfortunately not going to happen because she is an international student and is not authorized to work in the US unless she gets her work permit,…
- LoaferDude
- furious_falcon
- 11 mths ago
- Managing Debt
- Reported - view
Advice requested on how to tackle an upcoming student loan.
Hi YNABers, Just to give some background. I am a student in grad school, close to finishing up and luckily, I do not have any student debt. I do have some CC debt,…
- LoaferDude
- furious_falcon
- 11 mths ago
- 14 replies
- 106
- Managing Debt
Re: The Official 2019 Debt Smackdown @farfromtheusual I have been using CreditKarma for a long time now. They were and are great. Came out as a really good alternative back in the day when you depended on AnnualCreditReport.…
- LoaferDude
- furious_falcon
- 11 mths ago
- 4
- Community Challenges
- Reported - view
Re: The Official 2019 Debt Smackdown I want to pay off my entire CC debt of 6636 USD this year. I am not paying any interest right now because they are running a 0% promotion, one till Nov 2019 and another till July 2020,…
- LoaferDude
- furious_falcon
- 11 mths ago
- 8
- Community Challenges
- Reported - view

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