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Re: Let’s 34-Day Reset together: Fall 2021 Style! What a great timing! I was thinking of doing this exact thing and I'm glad that I can do it with other people to keep motivated. We have birthday season upon us,…
- Gironaso
- gironaso
- 1 mth ago
- 1
- Join A Challenge
- Reported - view
Re: Recurring Budgeting Amounts just to add...If the transaction is something that you do every day, you can also just duplicate it from the accounts screen.
- Gironaso
- gironaso
- 5 mths ago
- Setting Up Your Budget
- Reported - view
Re: Recurring Budgeting Amounts Whenever you input a transaction, right under the calendar, you should see a button that says Repeat. The drop down menu offers different options, I usually setup my autopay or similar transactions…
- Gironaso
- gironaso
- 5 mths ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Building credit with spouse using credit card(s) @Silver Guitar Also, once you add each other to your credit cards simply request a new card from the company. They will send one to each of you with your name on it,…
- Gironaso
- gironaso
- 5 mths ago
- 1
- Money & Relationships
- Reported - view
Re: Building credit with spouse using credit card(s) @Silver Guitar That's so odd. How long ago did you add her to the card? Does the card report to the bureaus each month or every quarter? It took a bit of time for my fiancé to see her score change,…
- Gironaso
- gironaso
- 5 mths ago
- 1
- Money & Relationships
- Reported - view
Re: Building credit with spouse using credit card(s) I believe that having anyone as an authorized user actually affects their credit report and score. I have my brother and fiance and there score reflects my long history of credit card usage and…
- Gironaso
- gironaso
- 5 mths ago
- 2
- Money & Relationships
- Reported - view
Re: Bill credit Yes, I paid $82.50 with debit card and they gave me an $80 one time credit on my bill.
- Gironaso
- gironaso
- 8 mths ago
- Credit Cards & Debt
- Reported - view
Bill credit
I recently traded in a phone and T-Mobile gave me an $80 credit to my T-mobile account, not my checking account. I usually pay around $40 per month for my phone and would like to continue budgeting…
- Gironaso
- gironaso
- 8 mths ago
- 2 replies
- 142
- Credit Cards & Debt
Re: The 34 Day Reset!! After a very stressful day, we caved in to Panda Express. I have to tell you that it made us feel awful this morning. Our bodies are not used to eating greasy food.…
- Gironaso
- gironaso
- 8 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown January Update: Got my monthly salary on the 20th. I used to budget on a "monthly" basis reflected upon my paycheck so YNAB was a bit of a learning curve, mostly a mindset shift.…
- Gironaso
- gironaso
- 9 mths ago
- 3
- Join A Challenge
- Reported - view
Re: The 34 Day Reset!! When is the last day, 34, of the challenge?
- Gironaso
- gironaso
- 9 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The 34 Day Reset!! So far so good. Spent some money on a necessary basking light for my bearded dragon $10, but will get a refund for the previous one I bought from Petco(which ended up dying in 1 week).…
- Gironaso
- gironaso
- 9 mths ago
- 4
- Join A Challenge
- Reported - view
Re: Trying Out the YNAB Buffer I'm a new YNAB user compared to you guys. Thank you for the pleasant read and helping me understand. I like the idea of creating a "bucket" in order to organize/redirect next month's income without…
- Gironaso
- gironaso
- 9 mths ago
- 5
- Tips & Tricks
- Reported - view
Re: The 34 Day Reset!! @Violet Yeti Thank you! Its very simple, we just created a table template and we would make a "Grocery" day where we searched Youtube for different recipes based on a Mediterranean diet.…
- Gironaso
- gironaso
- 9 mths ago
- 3
- Join A Challenge
- Reported - view
Re: The 34 Day Reset!! @Faness Thank you! Yes, we order from our regional market HEB, but Walmart also has grocery pickup. I have found that it keeps us more organized and we are usually pretty good about editing any…
- Gironaso
- gironaso
- 9 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The 34 Day Reset!! @Purple Foal Yes, pretty much you cut out sugars and whatnot for a month and then reintroduce certain foods one at a time. Its supposed to show how your body handles certain foods,…
- Gironaso
- gironaso
- 9 mths ago
- 1
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge @Gironaso Editing: 1. Emergency Fund $100 per month / $1,200 for the year. Starting Balance:$0 2. Wedding $57 per month/ $1,400 for the year: Starting Balance: $780, left: $620 3.…
- Gironaso
- gironaso
- 9 mths ago
- Join A Challenge
- Reported - view
Re: YNAB + undebt.it Users Community I just created my account with undebt.it after reading this post and it shows that my personal loan (credit card payoff loan) and my car, both loans taken out on October 2020, will be paid by 2023!…
- Gironaso
- gironaso
- 9 mths ago
- 1
- Dealing with Debt
- Reported - view
Re: The 34 Day Reset!! @Purple Foal are you doing a Whole 30 round?
- Gironaso
- gironaso
- 9 mths ago
- Join A Challenge
- Reported - view
Re: The 34 Day Reset!! @Violet Yeti Yes I think it really helps us out by minimizing food waste. The only meals that we actually change are on Saturday and Sunday dinner. All of the weekday meals are "easy" with very…
- Gironaso
- gironaso
- 9 mths ago
- 4
- Join A Challenge
- Reported - view
Re: REtirement HELP @nolesrule Okay thanks, so the 15% is after taxes? I'm required to put in 7.5% every paycheck before taxes for the pension fund so that's usually around $450 or so a month.…
- Gironaso
- gironaso
- 9 mths ago
- Saving & Investing
- Reported - view
Re: REtirement HELP @nolesrule Thank you for your response! That is actually what we are currently saving a month around $2,200. As far as retirement, that is the only pension that I will receive once I retire.…
- Gironaso
- gironaso
- 9 mths ago
- Saving & Investing
- Reported - view
REtirement HELP
I am currently 27 years and my fiance is 32 years. We both used to work at a state job with 401 (a) funds, however, we have different balances. My balance is around $440 and her balance is around…
- Gironaso
- gironaso
- 9 mths ago
- 9 replies
- 407
- Saving & Investing
Re: The 34 Day Reset!! Just scheduled our first grocery run during this challenge, we usually order on Thursday and Pickup on Saturdays. I did add somethings that were not "essential" but overall kept it under $100 for…
- Gironaso
- gironaso
- 9 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The 34 Day Reset!! I am starting with a fresh budget for 2021 and inputting my transactions manually & automatically. I have added a new category title 34 Day Reset Challenge and moved around as much money as I could…
- Gironaso
- gironaso
- 9 mths ago
- 3
- Join A Challenge
- Reported - view

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