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Re: Savings rates @Navy Blue Foal said: I recent;y noticed my online savings account yield has fallen from 2% APY when I opened it to 1.7% APY. My checking account however is still at 2% APY [...…
- Moohouse
- Software developer
- Moohouse
- 2 days ago
- Saving
- Reported - view
Re: Age of Money 2019 @RIP_MSMoney Basically - yes. If over time your account balances keep growing then so will your AoM. Paying off the mortgage will as far as I'm aware decrease your AoM now (spending large amounts of…
- Moohouse
- Software developer
- Moohouse
- 6 days ago
- Community Challenges
- Reported - view
Re: Age of Money 2019 November's AoM 404 (+3), DoB 553 (+13 since September, didn't record last month) Readjusted my 2019 AoM goal as the coming (planned) huge expenses will happen some time next year.
- Moohouse
- Software developer
- Moohouse
- 6 days ago
- Community Challenges
- Reported - view
Re: Positive Credit Card Balance inflating TBB? @monkeyhanger I pay the statement balance on the due date (and never before even if I can as I don't love the banks that much) and have no issues with that,…
- Moohouse
- Software developer
- Moohouse
- 3 wk ago
- Credit Cards
- Reported - view
Re: Positive Credit Card Balance inflating TBB? @dakinemaui Then don't keep it minimized, I never told you to. 🙂 It offers ME no useful information as anything there I have use for is displayed elsewhere.…
- Moohouse
- Software developer
- Moohouse
- 3 wk ago
- Credit Cards
- Reported - view
Re: Positive Credit Card Balance inflating TBB? @jenmas If the credit card cycle doesn't start at 1st of the month (mine's 5th-5th next month), the credit card helper doesn't even work (unless something changed recently).…
- Moohouse
- Software developer
- Moohouse
- 3 wk ago
- Credit Cards
- Reported - view
Re: Savings Account vs Budgeting in The Future? Are they the same thing? @Tif_Ann I think you're doing the sensible thing. Actually budgeting in future months makes no sense at all to me, but funding next month with this month's income makes a lot of sense.…
- Moohouse
- Software developer
- Moohouse
- 4 wk ago
- 5
- Saving
- Reported - view
Re: Age Of Money Questions @dakinemaui I would guess that most people don't have that kind of money saved up for anything, and go into debt to pay very predictable but large recurring expenses like property tax.…
- Moohouse
- Software developer
- Moohouse
- 4 wk ago
- 1
- Getting Started
- Reported - view
Re: Age Of Money Questions @dakinemaui said: You can have an AoM of 200 and still be paycheck to paycheck. That just means you need your check for purchases before you are paid again.…
- Moohouse
- Software developer
- Moohouse
- 4 wk ago
- Getting Started
- Reported - view
Re: Setting Up in the Middle of the Month I see that I started 1st of the month, but I fully agree - this really doesn't matter at all. I can't really recall why I did so. As many expenses are less frequent that monthly,…
- Moohouse
- Software developer
- Moohouse
- 1 mth ago
- Getting Started
- Reported - view
Re: Age Of Money Questions @monkeyhanger I think it's kind of silly but I think it's kind of funny to track regardless. Just reached 400, which fits with the money I have on hand.…
- Moohouse
- Software developer
- Moohouse
- 1 mth ago
- 1
- Getting Started
- Reported - view
Re: Age Of Money Questions Yes, AOM will reset and all your money will be "earned" January 1st, if that's your reset date. But unless you spend all your money on new year's eve, AOM should build back up to previous levels by…
- Moohouse
- Software developer
- Moohouse
- 1 mth ago
- Getting Started
- Reported - view
Re: Age of Money 2019 I just received an invoice notification for something I ordered (and I was sure I paid for) back in July. After some fruitless searching I'm now sure I never paid at all,…
- Moohouse
- Software developer
- Moohouse
- 1 mth ago
- Community Challenges
- Reported - view
Re: Age of Money 2019 @RIP_MSMoney It all depends on how much money you "earned" 226 days ago. It seems to me that's when you started with your current budget? In that case,…
- Moohouse
- Software developer
- Moohouse
- 1 mth ago
- 1
- Community Challenges
- Reported - view
Re: Age of Money 2019 @TooClumsy It's a third party Chrome/Firefox addon. It doesn't show up in the app. Google toolkit for ynab
- Moohouse
- Software developer
- Moohouse
- 1 mth ago
- Community Challenges
- Reported - view
Re: Age of Money 2019 A new high score for me, just passed 400.
- Moohouse
- Software developer
- Moohouse
- 1 mth ago
- 4
- Community Challenges
- Reported - view
Re: Handle annual cashback reward Just put it as an inflow into the credit card account, payee something, with category set as Fuel (or whatever you like).
- Moohouse
- Software developer
- Moohouse
- 2 mths ago
- Credit Cards
- Reported - view
Re: Age of Money 2019 AoM 370 (-5), DoB 540 (+16) AoM is still feeling the aftermath of my vacationing, I guess? Haven't really spent money on much else lately. 😄 My floating mortgage interest rate keeps increasing,…
- Moohouse
- Software developer
- Moohouse
- 3 mths ago
- Community Challenges
- Reported - view
Re: Distinguishing categories with emojis @Green Nomad I haven't used emojipedia before but it seems pretty straight forward - choose a topic or type in a search word, you should get a list of matches (don't bother with the 'latest news'…
- Moohouse
- Software developer
- Moohouse
- 3 mths ago
- Tips & Tricks
- Reported - view
Re: Age of Money 2019 July AoM 375 (+2), DoB 524 (+8) Back from vacationing. Had a lot of fun, so totally worth it! 🙂 Next year I'll try spending less money. Shouldn't bee too hard ... 👍
- Moohouse
- Software developer
- Moohouse
- 4 mths ago
- Community Challenges
- Reported - view
Re: Budgeting when there is no income @iwaddo Your Savings budget category will stay at -2,000 for August, showing just how much you moved out from Savings - and your 'income' total, given that you don't have any other income in August.…
- Moohouse
- Software developer
- Moohouse
- 4 mths ago
- Method & Budgeting
- Reported - view
Re: Age of Money 2019 February AOM 388, DOB 503 March AOM 371, DOB 497 April AOM 346, DOB 506 May AOM 344, DOB 494 June AOM 373, DOB 516 A bit late as I've been vacationing. Continuing vacation next week. 🙂
- Moohouse
- Software developer
- Moohouse
- 5 mths ago
- 1
- Community Challenges
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @Superbone I didn't start YNAB to get out of debt at all. I did have some low interest debt when starting out, but I would have paid it down quickly anyway.…
- Moohouse
- Software developer
- Moohouse
- 5 mths ago
- 3
- App Functions
- Reported - view
Re: Where's the running balance column? @bevocat I don't have any of my old paper statements around, but I'm fairly sure they had a running balance column back then. It was probably dropped some years ago due to modernization and…
- Moohouse
- Software developer
- Moohouse
- 5 mths ago
- App Functions
- Reported - view
Re: Where's the running balance column? @bevocat I only vaguely remember paper checks from my childhood in the 80s as they then started being replaced by giros, ATMs, debit cards and corresponding card readers.…
- Moohouse
- Software developer
- Moohouse
- 5 mths ago
- App Functions
- Reported - view

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Moohouse

Moohouse

Software developer

Europe

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Started using YNAB4 when I landed my first (and still ongoing) job in 2013, switched to web YNAB in August 2017.