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Re: Age of Money - Twenty-twenty! November AOM 212 (-11 days) and DoB at 322 (-31 days) The AOM and DoB decline mainly stems from a new investment opportunity I signed up for which required some fresh funding. 💸
- Moohouse
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Re: Age of Money - Twenty-twenty! @ISuckatMaths, I am one of those people as I have had AOM over 300 for numerous months, and it seems I'm getting there again. The two numbers should correlate somewhat.…
- Moohouse
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- Moohouse
- 8 days ago
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Re: Age of Money - Twenty-twenty! @VoltaicShock The various settings may increase or decrease Days of Buffering depending on just how consistent your expenses happen to be over time. I keep mine at 'All' as the other settings seem…
- Moohouse
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- Moohouse
- 8 days ago
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Re: Age of Money - Twenty-twenty! AOM for October 222 so +24 since last month. My goal is now within reach. 🙂 DOB 353 so +8. Down from +10 the last two months.
- Moohouse
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- 1 mth ago
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Re: Age of Money - Twenty-twenty! AOM for September 198 so +9 since August. My goal of 250 seems closer but still far off at this rate. DOB 345 so +10. Also +10 last month. 🙂
- Moohouse
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- 2 mths ago
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Re: What good is all the numbers on the Credit Card Activity view? @dakinemaui My Quality of Life meter definitely improved since replacing my "credit card" accounts with checking accounts. 👍 And it keeps improving every time I get a direct refund to a credit card…
- Moohouse
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- Moohouse
- 2 mths ago
- 2
- Credit Cards & Debt
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Re: Age of Money - Twenty-twenty! AOM for August 189 so -4 since July. My goal seems far off for now. DOB 335 so +10 I have stopped funding my 'culture' and 'travel' categories as I don't go anywhere and haven't attended any…
- Moohouse
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- Moohouse
- 3 mths ago
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Re: Age of Money - Twenty-twenty! @Sea Green Cornet When paying down debt at an accelerated rate Age of Money or Days of Buffering shouldn't really be your priorities. Negative DoB is expected and equally a low AoM.…
- Moohouse
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- Moohouse
- 3 mths ago
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Re: Age of Money - Twenty-twenty! AOM for July 193, +14 since last month DOB 325
- Moohouse
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- Moohouse
- 4 mths ago
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Re: Age of Money - Twenty-twenty! June AOM 179, up 19 since last month. The goal starts to look possible after all. 😄
- Moohouse
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- Moohouse
- 4 mths ago
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Re: Goals just got better (Summer 2020 edition) Needed for spending monthly by the 1st (and maybe also end of month) seems to replicate what I have been doing so far with a cumbersome manual method for several of my categories.…
- Moohouse
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- Moohouse
- 5 mths ago
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Re: Age of Money - Twenty-twenty! @Superbone My AOM peaked at 404 which I thought was kinda funny. Since then I bought some stocks with a large portion of those funds, which I find to be quite interesting to track.…
- Moohouse
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- Moohouse
- 5 mths ago
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Re: Age of Money - Twenty-twenty! Another month has passed and I'm still happily employed! 🙂 AOM 160, up from 157 (+3). DoB 255, up from 230 (+25). My investments are doing good but still nowhere near my planned sell point.…
- Moohouse
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- Moohouse
- 6 mths ago
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Re: Age of Money - Twenty-twenty! I decided to invest a large part of my available funds in stocks, so AOM takes a plunge from 354 last month to 157 now (-197 days). Time will tell if this was a good idea,…
- Moohouse
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- Moohouse
- 7 mths ago
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Re: Age of Money - Twenty-twenty! @Astro_Geo I'm about 90% sure that I'm already infected with covid-19, and that it has already passed with very light symptoms. After a couple of weeks of various symptoms on the corona checklist I…
- Moohouse
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- Moohouse
- 8 mths ago
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Re: Age of Money - Twenty-twenty! @Astro_Geo I'm planning to join the Tall Ships Races 2020 regatta, which is still not postponed or canceled. But it's probably changing in some way. From the south point of Spain (Cadiz) to the…
- Moohouse
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- Moohouse
- 8 mths ago
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Re: Age of Money - Twenty-twenty! @Superbone Yeah, it's not like I even look at AoM apart from when I track it here. As long as you don't live paycheck-to-paycheck (which I haven't for years) AoM stops having an impact.…
- Moohouse
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- Moohouse
- 8 mths ago
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Re: Age of Money - Twenty-twenty! I'm still in free fall, but that's OK. Moved some money off budget into some small investments, so naturally it drops some more. 🙂 I'll sell the investments once they reach the value I want,…
- Moohouse
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- Moohouse
- 8 mths ago
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Re: Age of Money - Twenty-twenty! @Astro_Geo I suspect most of my already paid summer holiday will be spent at home because of the covid-19 lockdown. If so, I hope I'll get a refund. No matter what I end up doing it will be cheaper…
- Moohouse
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- Moohouse
- 8 mths ago
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Re: YNAB stuck loading Isn't every problem these days due to the pandemic? I'm not experiencing any issues, but login has always been pretty slow so it's hard to say if it's even slower now.
- Moohouse
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- Moohouse
- 8 mths ago
- Using YNAB
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Re: Age of Money - Twenty-twenty! I just made a (free) account with the cheapest and most popular online stock trader around here. With the world on the way down the covid drain this seems to me like a good time to do some (small…
- Moohouse
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- Moohouse
- 8 mths ago
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Re: Age of Money - Twenty-twenty! @Peripherie Age of money as a metric is pretty flawed for many reasons. When you may fully budget the month at 1st of the month (or whenever you wish to really) using money you earned previous…
- Moohouse
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- Moohouse
- 8 mths ago
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Re: Age of Money - Twenty-twenty! @ISuckatMaths Not to rain on your parade, but if you charge a considerable part of your expenses to credit cards then you should aim for 60 days age of money and not 30.…
- Moohouse
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- Moohouse
- 8 mths ago
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Re: Age of Money - Twenty-twenty! @MsTJ My income does vary quite a bit month to month, but lately I have earned more than this month. Or rather last month, as I budget last month's income this month.…
- Moohouse
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- Moohouse
- 8 mths ago
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Re: Age of Money - Twenty-twenty! AoM 374 days for February, that's 14 days down from January. When budgeting March my budget seemed a bit tighter than usual. I tried looking back quite some months,…
- Moohouse
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- Moohouse
- 8 mths ago
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Moohouse

Moohouse

Software developer

Europe

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Started using YNAB4 when I landed my first (and still ongoing) job in 2013, switched to web YNAB in August 2017.