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Re: Age of Money - Twenty-twenty! AOM for August 189 so -4 since July. My goal seems far off for now. DOB 335 so +10 I have stopped funding my 'culture' and 'travel' categories as I don't go anywhere and haven't attended any…
- Moohouse
- Software developer
- Moohouse
- 3 wk ago
- 2
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! @Sea Green Cornet When paying down debt at an accelerated rate Age of Money or Days of Buffering shouldn't really be your priorities. Negative DoB is expected and equally a low AoM.…
- Moohouse
- Software developer
- Moohouse
- 4 wk ago
- 4
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! AOM for July 193, +14 since last month DOB 325
- Moohouse
- Software developer
- Moohouse
- 1 mth ago
- 4
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! June AOM 179, up 19 since last month. The goal starts to look possible after all. 😄
- Moohouse
- Software developer
- Moohouse
- 2 mths ago
- 1
- Community Challenges
- Reported - view
Re: Goals just got better (Summer 2020 edition) Needed for spending monthly by the 1st (and maybe also end of month) seems to replicate what I have been doing so far with a cumbersome manual method for several of my categories.…
- Moohouse
- Software developer
- Moohouse
- 3 mths ago
- 1
- Announcements
- Reported - view
Re: Age of Money - Twenty-twenty! @Superbone My AOM peaked at 404 which I thought was kinda funny. Since then I bought some stocks with a large portion of those funds, which I find to be quite interesting to track.…
- Moohouse
- Software developer
- Moohouse
- 3 mths ago
- 2
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! Another month has passed and I'm still happily employed! 🙂 AOM 160, up from 157 (+3). DoB 255, up from 230 (+25). My investments are doing good but still nowhere near my planned sell point.…
- Moohouse
- Software developer
- Moohouse
- 3 mths ago
- 3
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! I decided to invest a large part of my available funds in stocks, so AOM takes a plunge from 354 last month to 157 now (-197 days). Time will tell if this was a good idea,…
- Moohouse
- Software developer
- Moohouse
- 4 mths ago
- 1
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! @Astro_Geo I'm about 90% sure that I'm already infected with covid-19, and that it has already passed with very light symptoms. After a couple of weeks of various symptoms on the corona checklist I…
- Moohouse
- Software developer
- Moohouse
- 5 mths ago
- 1
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! @Astro_Geo I'm planning to join the Tall Ships Races 2020 regatta, which is still not postponed or canceled. But it's probably changing in some way. From the south point of Spain (Cadiz) to the…
- Moohouse
- Software developer
- Moohouse
- 5 mths ago
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! @Superbone Yeah, it's not like I even look at AoM apart from when I track it here. As long as you don't live paycheck-to-paycheck (which I haven't for years) AoM stops having an impact.…
- Moohouse
- Software developer
- Moohouse
- 5 mths ago
- 2
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! I'm still in free fall, but that's OK. Moved some money off budget into some small investments, so naturally it drops some more. 🙂 I'll sell the investments once they reach the value I want,…
- Moohouse
- Software developer
- Moohouse
- 5 mths ago
- 3
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! @Astro_Geo I suspect most of my already paid summer holiday will be spent at home because of the covid-19 lockdown. If so, I hope I'll get a refund. No matter what I end up doing it will be cheaper…
- Moohouse
- Software developer
- Moohouse
- 5 mths ago
- 2
- Community Challenges
- Reported - view
Re: YNAB stuck loading Isn't every problem these days due to the pandemic? I'm not experiencing any issues, but login has always been pretty slow so it's hard to say if it's even slower now.
- Moohouse
- Software developer
- Moohouse
- 5 mths ago
- Getting Started
- Reported - view
Re: Age of Money - Twenty-twenty! I just made a (free) account with the cheapest and most popular online stock trader around here. With the world on the way down the covid drain this seems to me like a good time to do some (small…
- Moohouse
- Software developer
- Moohouse
- 6 mths ago
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! @Peripherie Age of money as a metric is pretty flawed for many reasons. When you may fully budget the month at 1st of the month (or whenever you wish to really) using money you earned previous…
- Moohouse
- Software developer
- Moohouse
- 6 mths ago
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! @ISuckatMaths Not to rain on your parade, but if you charge a considerable part of your expenses to credit cards then you should aim for 60 days age of money and not 30.…
- Moohouse
- Software developer
- Moohouse
- 6 mths ago
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! @MsTJ My income does vary quite a bit month to month, but lately I have earned more than this month. Or rather last month, as I budget last month's income this month.…
- Moohouse
- Software developer
- Moohouse
- 6 mths ago
- 1
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! AoM 374 days for February, that's 14 days down from January. When budgeting March my budget seemed a bit tighter than usual. I tried looking back quite some months,…
- Moohouse
- Software developer
- Moohouse
- 6 mths ago
- 1
- Community Challenges
- Reported - view
Re: "To be Budgeted" amount of the previous month changes after adding transactions @nolesrule Ah, yes. When you budget them in January you basically moved February money back to January, increasing January's budget. If possible I'd rather move around money in January's budget to…
- Moohouse
- Software developer
- Moohouse
- 7 mths ago
- Method & Budgeting
- Reported - view
Re: Buffering vs Zero-Based Budget @Move Light Sound Life This is true, I probably wouldn't pick buffer as my first and only saving goal. I got a bit single minded there! Still, you could raid your buffer when s*** hits the fan.…
- Moohouse
- Software developer
- Moohouse
- 7 mths ago
- Method & Budgeting
- Reported - view
Re: "To be Budgeted" amount of the previous month changes after adding transactions Maybe YNAB got confused? If there's 500 overspending in January, then 500 is deducted from February's TBB 0 budget - making it TBB -500. If you then free up 500 in February (making February's TBB 0)…
- Moohouse
- Software developer
- Moohouse
- 7 mths ago
- Method & Budgeting
- Reported - view
Re: Where's the running balance column? In case someone stumbles across this old thread: Running balance is now included in YNAB since some time ago. Can't really recall when, and I can't be bothered to look it up.…
- Moohouse
- Software developer
- Moohouse
- 7 mths ago
- 1
- App Functions
- Reported - view
Re: Buffering vs Zero-Based Budget The 'LEFTOVER' is your net income gain/loss. It will not always be positive as you sometimes have to spend (way) more than you earn that month. Hopefully,…
- Moohouse
- Software developer
- Moohouse
- 7 mths ago
- 1
- Method & Budgeting
- Reported - view
Re: Last CC paid off!! Looking for celebration.... and input Way to go! 🤸‍♂️
- Moohouse
- Software developer
- Moohouse
- 7 mths ago
- 1
- YNAB Wins
- Reported - view

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Moohouse

Moohouse

Software developer

Europe

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Started using YNAB4 when I landed my first (and still ongoing) job in 2013, switched to web YNAB in August 2017.