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Re: 2021: The Official YNAB Savings Challenge I chose to use the provider's default retirement portfolio for my employer-paid pension. This new provider supports making a custom portfolio, unlike the previous provider.…
- Moohouse
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- Moohouse
- 3 days ago
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Re: How to buffer and keep AOM > 30 on rent AOM does not work like that, and it doesn't matter which exact date your income has. I would advise against fudging transaction dates. Let's say you start February 14,…
- Moohouse
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- Moohouse
- 3 wk ago
- Setting Up Your Budget
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Re: 2021 Age Of Money Challenge Using the last or the first day of the month should not matter much for comparison. Wouldn't it at most differ by 1 AOM?
- Moohouse
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- Moohouse
- 3 wk ago
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Re: 2021: The Official YNAB Savings Challenge I started the process of transferring my active employer-paid pension. The process could take up to 30 days, so I'm not holding my breath. In the end, this move will hopefully increase my pension by…
- Moohouse
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- Moohouse
- 1 mth ago
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Re: 2021 Age Of Money Challenge I am bad at predicting the future, but I nevertheless set my goal to 280. I did get a 5% raise this year, which should assist my progress. 🙂 December 2020: 213 Goal: 280 January: 222
- Moohouse
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- Moohouse
- 1 mth ago
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Re: 2021 Age Of Money Challenge @Brandon Thomas Thank you! I have missed the AOM thread.
- Moohouse
- Software developer
- Moohouse
- 1 mth ago
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Re: 2021: The Official YNAB Savings Challenge I have been saving for retirement for a few years already, and even though I have been tracking these savings pretty closely, I have never before looked at the bigger picture.…
- Moohouse
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- Moohouse
- 1 mth ago
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Re: Age of Money - Twenty-twenty! 2020 ended AoM 213 (+1 since November) - 37 short of my revised 250 goal. Not sure what I should aim for next year. DoB 334 (+12 since November) My investments from late March-December this year…
- Moohouse
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- Moohouse
- 2 mths ago
- 2
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Re: Age of Money - Twenty-twenty! November AOM 212 (-11 days) and DoB at 322 (-31 days) The AOM and DoB decline mainly stems from a new investment opportunity I signed up for which required some fresh funding. 💸
- Moohouse
- Software developer
- Moohouse
- 3 mths ago
- 1
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Re: Age of Money - Twenty-twenty! @ISuckatMaths, I am one of those people as I have had AOM over 300 for numerous months, and it seems I'm getting there again. The two numbers should correlate somewhat.…
- Moohouse
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- Moohouse
- 3 mths ago
- Join A Challenge
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Re: Age of Money - Twenty-twenty! @VoltaicShock The various settings may increase or decrease Days of Buffering depending on just how consistent your expenses happen to be over time. I keep mine at 'All' as the other settings seem…
- Moohouse
- Software developer
- Moohouse
- 3 mths ago
- 1
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Re: Age of Money - Twenty-twenty! AOM for October 222 so +24 since last month. My goal is now within reach. 🙂 DOB 353 so +8. Down from +10 the last two months.
- Moohouse
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- Moohouse
- 4 mths ago
- 1
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Re: Age of Money - Twenty-twenty! AOM for September 198 so +9 since August. My goal of 250 seems closer but still far off at this rate. DOB 345 so +10. Also +10 last month. 🙂
- Moohouse
- Software developer
- Moohouse
- 5 mths ago
- 2
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Re: What good is all the numbers on the Credit Card Activity view? @dakinemaui My Quality of Life meter definitely improved since replacing my "credit card" accounts with checking accounts. 👍 And it keeps improving every time I get a direct refund to a credit card…
- Moohouse
- Software developer
- Moohouse
- 5 mths ago
- 2
- Credit Cards & Debt
- Reported - view
Re: Age of Money - Twenty-twenty! AOM for August 189 so -4 since July. My goal seems far off for now. DOB 335 so +10 I have stopped funding my 'culture' and 'travel' categories as I don't go anywhere and haven't attended any…
- Moohouse
- Software developer
- Moohouse
- 6 mths ago
- 2
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Re: Age of Money - Twenty-twenty! @Sea Green Cornet When paying down debt at an accelerated rate Age of Money or Days of Buffering shouldn't really be your priorities. Negative DoB is expected and equally a low AoM.…
- Moohouse
- Software developer
- Moohouse
- 6 mths ago
- 4
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Re: Age of Money - Twenty-twenty! AOM for July 193, +14 since last month DOB 325
- Moohouse
- Software developer
- Moohouse
- 7 mths ago
- 4
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Re: Age of Money - Twenty-twenty! June AOM 179, up 19 since last month. The goal starts to look possible after all. 😄
- Moohouse
- Software developer
- Moohouse
- 7 mths ago
- 1
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Re: Goals just got better (Summer 2020 edition) Needed for spending monthly by the 1st (and maybe also end of month) seems to replicate what I have been doing so far with a cumbersome manual method for several of my categories.…
- Moohouse
- Software developer
- Moohouse
- 8 mths ago
- 1
- Announcements
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Re: Age of Money - Twenty-twenty! @Superbone My AOM peaked at 404 which I thought was kinda funny. Since then I bought some stocks with a large portion of those funds, which I find to be quite interesting to track.…
- Moohouse
- Software developer
- Moohouse
- 8 mths ago
- 2
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Re: Age of Money - Twenty-twenty! Another month has passed and I'm still happily employed! 🙂 AOM 160, up from 157 (+3). DoB 255, up from 230 (+25). My investments are doing good but still nowhere near my planned sell point.…
- Moohouse
- Software developer
- Moohouse
- 9 mths ago
- 3
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Re: Age of Money - Twenty-twenty! I decided to invest a large part of my available funds in stocks, so AOM takes a plunge from 354 last month to 157 now (-197 days). Time will tell if this was a good idea,…
- Moohouse
- Software developer
- Moohouse
- 10 mths ago
- 1
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Re: Age of Money - Twenty-twenty! @Astro_Geo I'm about 90% sure that I'm already infected with covid-19, and that it has already passed with very light symptoms. After a couple of weeks of various symptoms on the corona checklist I…
- Moohouse
- Software developer
- Moohouse
- 11 mths ago
- 1
- Join A Challenge
- Reported - view
Re: Age of Money - Twenty-twenty! @Astro_Geo I'm planning to join the Tall Ships Races 2020 regatta, which is still not postponed or canceled. But it's probably changing in some way. From the south point of Spain (Cadiz) to the…
- Moohouse
- Software developer
- Moohouse
- 11 mths ago
- Join A Challenge
- Reported - view
Re: Age of Money - Twenty-twenty! @Superbone Yeah, it's not like I even look at AoM apart from when I track it here. As long as you don't live paycheck-to-paycheck (which I haven't for years) AoM stops having an impact.…
- Moohouse
- Software developer
- Moohouse
- 11 mths ago
- 2
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Moohouse

Moohouse

Software developer

Europe

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Started using YNAB4 when I landed my first (and still ongoing) job in 2013, switched to web YNAB in August 2017.