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Re: Buffering vs Zero-Based Budget @WordTenor and @dakinemaui - I am going to experiment next month with not budgeting future months as each paycheck lands, but creating a buffer "Income for Next Month" category.…
- mhornak
- technologist
- mhornak
- 1 mth ago
- Method & Budgeting
- Reported - view
Re: Buffering vs Zero-Based Budget @WordTenor - ahh, yes the red indicator in the header for Budgeted in the future. Gotcha, yeah, that really comes into play if you are adjusting budget numbers, not moving money around.…
- mhornak
- technologist
- mhornak
- 1 mth ago
- Method & Budgeting
- Reported - view
Re: Buffering vs Zero-Based Budget @nolesrule - can you explain what you mean by Stealing from the Future ? We budget all of our income at this point in future months, Feb and March are fully funded, and any income left in February,…
- mhornak
- technologist
- mhornak
- 1 mth ago
- Method & Budgeting
- Reported - view
Re: Buffering vs Zero-Based Budget Why not allocate that left over month to next month? I have never used "buffer categories" to hold next months income, I simply move to the next month and allocate the left over income to my highest…
- mhornak
- technologist
- mhornak
- 1 mth ago
- Method & Budgeting
- Reported - view
Re: Does YNAB have a "notepad?" forgot one more thing, if you use The Toolkit (I would recommend it), you can expand the size of the Notepad to your liking (small, medium, large).
- mhornak
- technologist
- mhornak
- 1 mth ago
- 2
- App Functions
- Reported - view
Re: Does YNAB have a "notepad?" Additionally there is a small notepad under each month. Click on Enter a Note... and you can add notes for the month. I use it remind me of the order of priority to fund that month when inflows…
- mhornak
- technologist
- mhornak
- 1 mth ago
- 1
- App Functions
- Reported - view
Re: Moving expenses to different categories Drag and drop it where you want it...
- mhornak
- technologist
- mhornak
- 1 mth ago
- 2
- App Functions
- Reported - view
Re: Category Distribution among Multiple Credit Cards I agree with @dakinemaui , esp. if the card is interest free. Divide the 5000 up across the grace period and just set a goal to budget that amount in Medical to cover so you don't pay any interest.…
- mhornak
- technologist
- mhornak
- 5 mths ago
- 1
- Credit Cards
- Reported - view
Re: Importing loan interest weirdness @Slate Blue Sander - joining a cult, that's a good one! 😂
- mhornak
- technologist
- mhornak
- 10 mths ago
- 1
- Bank Importing
- Reported - view
Re: Importing loan interest weirdness @Slate Blue Sander - You are set in your ways and will not be OK with their philosophy, and that is fine. They never said you are wrong and we are right, you seem to be inferring that in the post.…
- mhornak
- technologist
- mhornak
- 10 mths ago
- 1
- Bank Importing
- Reported - view
Re: Importing loan interest weirdness @Slate Blue Sander - couldn't disagree more. Where did it say you were doing it wrong? The post from @WordTenor is pointing out reasons not to track those types of things.…
- mhornak
- technologist
- mhornak
- 10 mths ago
- Bank Importing
- Reported - view
Re: Understanding the AoM, specifically with regards to me. @jenmas - Now that is something I didn't know, I thought I had read somewhere that the 2 month ahead was a YNAB "restriction/rule". I wouldn't do that either. 2 months ahead works for me...
- mhornak
- technologist
- mhornak
- 10 mths ago
- Method & Budgeting
- Reported - view
Re: Understanding the AoM, specifically with regards to me. @nolesrule - Agreed on the actionable part. My budget tells me where I am and if the plan for the moth is going as, well, planned.
- mhornak
- technologist
- mhornak
- 10 mths ago
- Method & Budgeting
- Reported - view
Re: Understanding the AoM, specifically with regards to me. @nolesrule - I have both. Funding July with May's income and off-budget accounts for Emergency/Income Replacement. Since YNAB only lets you go ahead 2 months,…
- mhornak
- technologist
- mhornak
- 10 mths ago
- Method & Budgeting
- Reported - view
Re: Understanding the AoM, specifically with regards to me. AoM doesn't tell you how far ahead you are, it's an indicator of the age of the money you are spending at this point in time. As you continue to use YNAB,…
- mhornak
- technologist
- mhornak
- 10 mths ago
- Method & Budgeting
- Reported - view
Re: Need help transitioning from Spreadsheet to YNAB I agree with @jenmas here, follow the online tutorials. One thing that has changed my life with YNAB is setting Goals . By setting goals you can budget at a higher level using the Quick Budget tools…
- mhornak
- technologist
- mhornak
- 10 mths ago
- Getting Started
- Reported - view
Re: Month-end overspending frustrations in "new" YNAB @ Tif_Ann - ah, I see now. I get what you are saying. Your category is just a bucket with no job other than to hold next months dollars. You don't have insight into what those dollars are doing for…
- mhornak
- technologist
- mhornak
- 1 yr ago
- App Functions
- Reported - view
Re: Month-end overspending frustrations in "new" YNAB @ Tif_Ann hmmm...still not seeing it. What is "Available to Budget" you are referring to? I get the clarity I need in the current month and future months without having to hold income in a category.…
- mhornak
- technologist
- mhornak
- 1 yr ago
- App Functions
- Reported - view
Re: Month-end overspending frustrations in "new" YNAB @ bevocat - I would like to understand the idea of the xtra categories, INM IMAN? Why are you not simply allocating that income to your real budget categories in the next month (or 2 months out if…
- mhornak
- technologist
- mhornak
- 1 yr ago
- App Functions
- Reported - view
Did Web Release August 23, 2018 go out yet?
Did this release refresh yet? I am still seeing the following issue: The available balance shown in the inspector for an underfunded goal had a yellow pill with a green pill inside of it! No more!…
- mhornak
- technologist
- mhornak
- 1 yr ago
- 2 replies
- 334
- App Functions
Re: Food budgeting assuming you are budgeting the entire food expense for the month up front. Make a category "Food for the Month". Make another category "Food for the Week".…
- mhornak
- technologist
- mhornak
- 1 yr ago
- 10
- Tips & Tricks
- Reported - view
Re: See a listing of actions taken within a Budget @Faness at YNAB - insight into those transactions are helpful, even if persisted for the session. I'm not sure that anybody would be hitting refresh or switching browsers while working through a…
- mhornak
- technologist
- mhornak
- 2 yrs ago
- 1
- App Functions
- Reported - view
See a listing of actions taken within a Budget
nYNAB persists all transactions and actions that affect a Budget. This is how the Undo/Redo buttons work. They "replay" the log of actions that occurred, either re-applying or removing the action.…
- mhornak
- technologist
- mhornak
- 2 yrs ago
- 37 replies
- 2,200
- 17
- App Functions
- Answered
- Answered

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