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Re: The Official 2021 Debt Smackdown I made a payment of $1,124.03 instead of my usual $500 because I finally knocked out my auto loan payment! I now own my vehicle as a result. Decided I only had that much left,…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 3 mths ago
- 6
- Join A Challenge
- Reported - view
Re: What did you do to improve your finances today? Since I had some off time today, I decided to take a closer look at my recurring subscriptions and realized I could save a whole lot more by going into the annual plan for the services I knew I was…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 5 mths ago
- 3
- YNAB Wins
- Reported - view
Re: The Official 2021 Debt Smackdown Finally updating again after not really posting for the past few months. Since I'm only paying for my auto loan and my student loans are still on pause,…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 8 mths ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown Checking in for January, although it was a lot simpler. I just paid my $500 on my auto loan (the minimum payment is usually $300 something) since my student loans are still on pause.…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 11 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown Just claimed Line 115. I paid off so much last year that I'm definitely going to keep the momentum going with this year's challenge. I'm only paying the remainder of my auto loan and my student loan…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Just got my paycheck today and decided I wanted to end 2020 on a strong note, so I cleared my final credit card balance of $1594.47. Adding that to my auto payment this month, I spent $1944.…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 9
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Forgot to check in last month, but caught up. Not a whole lot changed outside of my payments each month. I paid 850 last month and I paid another 850 this month.…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Update for August and September I didn't update like I normally did when the month rolled around because a few things came up and took most of my attention away.…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Updating a little earlier than I usually do instead of waiting until August comes. I had a lot of extra money just sitting around on payday, and it dawned on me that I had more than enough money to…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown A couple of days late, but updating for my progress throughout June. Put down 950 dollars against my debt for two credit cards and my auto loan. Student loan is still on pause due to the pandemic,…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 3
- Join A Challenge
- Reported - view
Re: What did you do to improve your finances today? I didn't do this today so much as a week and a half ago, but I finished paying off a whole credit card by just paying the remaining balance instead of waiting until the next few months for that cash…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 1
- YNAB Wins
- Reported - view
Re: The Official 2020 Debt Smackdown Paid down $1308.64 this May. I had a small enough balance on a credit card that I decided to just pay off the whole thing at once instead of waiting until later.…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 4
- Join A Challenge
- Reported - view
Re: Age of Money - Twenty-twenty! Here's mine. Truth be told, I didn't really pay very close attention to my budget the past few months because the pandemic had me working from home and enjoying the things I already have rather than…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 1
- Join A Challenge
- Reported - view
Re: What did you do to improve your finances today? My student loan autopay got automatically suspended because of the pandemic. I don't have to start paying again until September and there's going to be no interest charged in the meantime.…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 11
- YNAB Wins
- Reported - view
Re: The Official 2020 Debt Smackdown Back for my monthly check-in. Instead of my usual $1200 (and speaking of $1200, I did get the stimulus check as well) being paid against my debt each month, it's only $950 this month.…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Now that it's the new month, I'm checking in again. I stayed the course for the most part (even after getting a huge windfall like my tax return) and didn't create new debt or make any reckless…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Updating my February to March check-in. I stayed the course and didn't spend on any of my credit cards (barring the interest payments, but I can't quite help that).…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 6
- Join A Challenge
- Reported - view
Re: Age of Money - Twenty-twenty! I'm part of the debt smackdown and wanted to join this to get a little more accountability for myself to stick to YNAB. I went from 4 days last month to 26.…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Despite how I got my paycheck today, I won't update the spreadsheet just yet (waiting for March to arrive first), but I'm happy to report that I didn't use my credit cards at all this month.…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown I'm ready to throw my hat into this. I have $21,594.38 in debts that come from my auto payment and student loans, and I have $8,203.83 from things I bought on credit cards.…
- Royal Blue Cyborg
- royal_Blue_Cyborg
- 1 yr ago
- 4
- Join A Challenge
- Reported - view

Royal Blue Cyborg

royal_Blue_Cyborg

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