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Re: Stay in current home and pay off the mortgage in 5 years? Or sell current home, move, and pay off $17K credit card debt? It depends you have two options: 1) stay where you are and keep amortizing your mortgage so in 5 years you own your house free and clear. Not many people can say that.…
- Purple Vacuum
- Purple_Vacuum.2
- 2 yrs ago
- Credit Cards & Debt
- Reported - view
Any way to make target goals by date RECURRING?
Hey everyone I’m curious if when you set a goal by a target date if it’s possible to make that goal a recurring event. For example (and this could apply to a couple of different budget categories…
- Purple Vacuum
- Purple_Vacuum.2
- 2 yrs ago
- 43 replies
- 2,298
- 10
- Setting Up Your Budget
- Answered
- Answered
Re: Need History of ALL budget moves and assignments Well what I noticed is that if you use an iPhone sometimes my to be budgeted amount at the top isn’t correct and if you keep adjusting further you could wind up in trouble.…
- Purple Vacuum
- Purple_Vacuum.2
- 2 yrs ago
- 1
- Using YNAB
- Reported - view
Re: On-budget or off-budget Savings account Nolesrule and jenmas I appreciate all of the dialogue and your guidance. Hopefully I didn’t scare you off! :)
- Purple Vacuum
- Purple_Vacuum.2
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: On-budget or off-budget Savings account So one of the benefits of YNAB is the ability to really use one account for multiple purposes though? By the way the checking account I am using at the respective institution has an APY of 0.…
- Purple Vacuum
- Purple_Vacuum.2
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: On-budget or off-budget Savings account @nolesrule to put things in perspective of why anyone at this time would utilize a savings when the APY is 0.01% at most institutions. A $50,000 balance would yield a $5 return annually - hardly…
- Purple Vacuum
- Purple_Vacuum.2
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: On-budget or off-budget Savings account @jenmas okay I can respect that. I on the other hand think all signs point to a strong economy for the next couple of years and want to take advantage of that.…
- Purple Vacuum
- Purple_Vacuum.2
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: On-budget or off-budget Savings account I think what I will do to simply this whole thing is to just Combine checking and savings and just use one account since looking for “interest” is unfruitful given our current economical environment.…
- Purple Vacuum
- Purple_Vacuum.2
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: On-budget or off-budget Savings account @WordTenor are you suggesting that in order to simply it i should just keep all of my funds in my checking account and let my budget decide their purpose?
- Purple Vacuum
- Purple_Vacuum.2
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: On-budget or off-budget Savings account So when do you transfer money that you budgeted to savings, to your savings account? with regular budgeted categories when you budget money for it and spend money in that category,…
- Purple Vacuum
- Purple_Vacuum.2
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
On-budget or off-budget Savings account
Hey guys I’m torn between using an on-budget account vs an odd-budget savings. It seems like an on-budget savings account isn’t more time consuming and more potential for errors.…
- Purple Vacuum
- Purple_Vacuum.2
- 2 yrs ago
- 45 replies
- 2,830
- Setting Up Your Budget
- Answered
- Answered
Instructor said to budget using monthly funding goal?
I entered in my monthly funding goal for every category and now it seems to have messed up my budget somehow. I dont know how this monthly funding goal interacts with the budgeted column.…
- Purple Vacuum
- Purple_Vacuum.2
- 2 yrs ago
- 4 replies
- 1,711
- Tips & Tricks
Re: How do I use you YNAB if you buy everything with credit card? What happens when your credit card transactions sync into YNAB and you already manually entered in transactions?
- Purple Vacuum
- Purple_Vacuum.2
- 2 yrs ago
- Dealing with Debt
- Reported - view
How do I use you YNAB if you buy everything with credit card?
I’ve seen this question before but never a clear answer how do you use YNAB when you buy everything on credit card then pay it off those charges every month?…
- Purple Vacuum
- Purple_Vacuum.2
- 2 yrs ago
- 5 replies
- 1,387
- 1
- Dealing with Debt

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