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Re: The Official 2020 Debt Smackdown January check in Just made my first payment - and that payment completely paid off another CC! Woot! That makes THREE cards that I've completely paid off since starting YNAB a couple years ago.…
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- yesterday
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Re: The Official 2020 Debt Smackdown @Technicolor Cheetah A good idea... The one card I could (and might) pay off completely right away actually does get rewards. Not as much as my current daily card, but still.…
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- 13 days ago
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Re: The Official 2020 Debt Smackdown Happy New Year! Claimed Line 63 Payoff Goal: $3,880.57 My goal this year will wipe out two of my credit cards that don't get used so I don't have to worry about adding to them as I pay them off.…
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- 2 wk ago
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Re: The Official 2019 Debt Smackdown @farfromtheusual Yup, I'll see you back here next year too! I don't think I'll be able to do much of an actual pay down amount for my next challenge but I plan on trying to get a little down while…
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- 1 mth ago
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Re: The Official 2019 Debt Smackdown @Pay Me To Draw CONGRATS!!
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- 1 mth ago
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Re: The Official 2019 Debt Smackdown @Slate Blue Pilot I keep track of all my credit cards in a Numbers spreadsheet (I'm on a Mac.) It was really simple to create. I'll try and attach one here - there's no personal data on it or…
Attachment
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- 2 mths ago
- 3
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Re: The Official 2019 Debt Smackdown @farfromtheusual That's definitely good advice. The more I think about it, I think I'm really going to try and take it - I often fall into the trap of buying things like groceries without thinking…
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- 2 mths ago
- 3
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Re: The Official 2019 Debt Smackdown @farfromtheusual yeah, this would be how it works in an ideal world, but I still get online to my actual bank website for a variety of things and psychologically for me right now,…
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- 2 mths ago
- 3
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Re: The Official 2019 Debt Smackdown @farfromtheusual That's a good idea, thanks! I hadn't thought of it, but probably better to stick it into savings so it's not sitting in my account begging to be spent on holiday gifts lol.…
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- 2 mths ago
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Re: The Official 2019 Debt Smackdown So, I already shared a bit about this because I was so excited, but here's my FINAL official monthly checkin. 😀 November check in Starting balance from October: $178.56 Paid down this month: $178.…
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- 2 mths ago
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Re: The Official 2019 Debt Smackdown Not my official monthly check in but I just couldn't hold it in until then ... I just made my last payment on the credit card I aimed to pay off completely for this challenge!…
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- 3 mths ago
- 12
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Re: The Official 2019 Debt Smackdown October check in Starting balance from August: $401.27 Paid down this month: $222.71 New balance: $178.56 Debt Smackdown Totals: $2,042.58/$2221.14 = 91.…
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- 3 mths ago
- 9
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- Reported - view
Re: The Official 2019 Debt Smackdown September check in Starting balance from August: $519.58 Paid down this month: $118.31 New balance: $401.27 Debt Smackdown Totals: $1,819.87/$2221.14 = 81.93%
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- 3 mths ago
- 7
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Re: The Official 2019 Debt Smackdown August check in Starting balance from June: $646.99 Paid down this month: $127.41 New balance: $519.58 Debt Smackdown Totals: $1,701.56/$2221.14 = 76.61%
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- 4 mths ago
- 5
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Re: The Official 2019 Debt Smackdown July update I had some extremely extensive and unexpected car repairs that came up last month. I was initially only going to fix the worst of the worst,…
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- 5 mths ago
- 7
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Re: The Official 2019 Debt Smackdown June update Starting debt from May: $10,869.18 Paid down this month: $48.27 New debt amount: $10,820.91 Debt Smackdown Totals: $1,239.19 /$4,500.00 = 27.54% It's ... been a rough few months.…
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- 6 mths ago
- 7
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Re: The Official 2019 Debt Smackdown May update Starting debt from February: $10,956.75 Paid down this month: $87.57 New debt amount: $10,869.18 Debt Smackdown Totals: $1,190.92/$4,500.00 = 26.…
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- 7 mths ago
- 8
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- Reported - view
Re: The Official 2019 Debt Smackdown @Gold Song @The Late Heavy Bombardment WOW some people are way more detailed than I am lol. I applaud such level of planning! My financial life isn't super complicated, thankfully,…
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- 7 mths ago
- 5
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Re: The Official 2019 Debt Smackdown @farfromtheusual Sounds like you and I are in a very similar boat! Good luck to us both! We can do this. :D
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- 8 mths ago
- 2
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Re: The Official 2019 Debt Smackdown April update Starting debt from February: $10,672.82 Paid down this month: (-$283.93) New debt amount: $10,956.75 Debt Smackdown Totals: $1,103.35/$4,500.00 = 24.52% UGH. Backslid this month.…
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- 8 mths ago
- 6
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Re: The Official 2019 Debt Smackdown March update Starting debt from February: $10,734.34 Paid down this month: $61.52 New debt amount: $10,672.82 Debt Smackdown Totals: $1,387.28/$4,500.00 = 30.…
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- 9 mths ago
- 4
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- Reported - view
Re: The Official 2019 Debt Smackdown February update Starting debt from January: $10,972.54 Paid down this month: $238.20 New debt amount: $10,734.34 Debt Smackdown Totals: $1,325.76/$4,500.00 = 29.…
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- 10 mths ago
- 6
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- Reported - view
Re: The Official 2019 Debt Smackdown @Blue Robot Oh do I know that dance lol. I tango with my horrible car. Two steps forward, three (or four or five) steps back. It's all such a process and it's so hard to be positive sometimes,…
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- 10 mths ago
- 2
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Re: The Official 2019 Debt Smackdown @Blue Robot Welcome! You got this! :)
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- 10 mths ago
- 2
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Re: The Official 2019 Debt Smackdown @Pediheartrn lol I totally had to look up "sinking fund" because I've honestly never heard that term before ... only to realize that I've been using sinking funds for a while now!…
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- 11 mths ago
- 2
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- Reported - view

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