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Re: The Official 2021 Debt Smackdown
February update: Added just a bit to my overall debt this month, mostly due to the timing of payments vs statements. It should remedy itself next month.…
Orchid Display
Orchid_Display
5 days ago
4
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Re: The Official 2021 Debt Smackdown
@farfromtheusual it's so much fun and makes it very visually motivating for me. But I definitely can't take credit for it, it's one of the free charts found here - such a great resource! https:…
Orchid Display
Orchid_Display
1 mth ago
3
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Re: The Official 2021 Debt Smackdown
Alrighty, here we go! January check-in: I'm aiming to pay off at least $2500 of my roughly $16k debt this year. I've been making a serious effort to curb my online spending (amazon!!…
Orchid Display
Orchid_Display
1 mth ago
5
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Re: The Official 2021 Debt Smackdown
Claiming Line 103 My goal this year is to pay off at least $2500 in credit card debt. I am also going to really work on keeping myself more accountable on adding debt to those cards and only…
Orchid Display
Orchid_Display
1 mth ago
4
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Re: The Official 2020 Debt Smackdown
December check-in: Balance from last month: $1691.32 Paid down this month: $16.79 New balance: $1674.53 Debt Smackdown Totals: $1674.53/$3885.24 = 56.90% Another rough month after a long year of ups…
Orchid Display
Orchid_Display
2 mths ago
6
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Re: The Official 2020 Debt Smackdown
November check-in: Balance from last month: $1709.82 Paid down this month: $18.50 New balance: $1691.32 Debt Smackdown Totals: $1691.32/$3885.24 = 56.47% November was rough.…
Orchid Display
Orchid_Display
3 mths ago
3
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Re: The Official 2020 Debt Smackdown
@Faness You know it! I have really tried remembering that as a nice mantra when I start to get down on myself about what feels like so many steps backward for each step forward.…
Orchid Display
Orchid_Display
4 mths ago
2
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Re: The Official 2020 Debt Smackdown
October check-in: Balance from last month: $1812.09 Paid down this month: $102.27 New balance: $1709.82 Debt Smackdown Totals: $1709.82/$3885.24 = 55.99% 🐢
Orchid Display
Orchid_Display
4 mths ago
3
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Re: The Official 2020 Debt Smackdown
September check-in: Balance from last month: $2037.72 Paid down this month: $225.63 New balance: $1812.09 Debt Smackdown Totals: $1812.09/$3885.24 = 53.…
Orchid Display
Orchid_Display
5 mths ago
3
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Re: The Official 2020 Debt Smackdown
August check-in: Balance from last month: $2241.52 Paid down this month: $203.80 New balance: $2037.72 Debt Smackdown Totals: $2037.72/$3885.24 = 47.55% Still sort of plodding along,…
Orchid Display
Orchid_Display
6 mths ago
2
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Re: The Official 2020 Debt Smackdown
July check-in: Balance from last month: $2454.89 Paid down this month: $213.37 New balance: $2241.52 Debt Smackdown Totals: $2241.52/$3885.24 = 42.31% Another slower month, but progress. :)
Orchid Display
Orchid_Display
7 mths ago
4
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Re: The Official 2020 Debt Smackdown
June check=in: Balance from last month: $2466.00 Paid down this month: $138.89 New balance: $2327.11 Debt Smackdown Totals: $2327.11/$3885.24 = 40.10% A slower month,…
Orchid Display
Orchid_Display
8 mths ago
4
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Re: The Official 2020 Debt Smackdown
@Orchid Display oops - made my snowball payment before my automatic minimum payment and so I paid a second time lol. Here are the amended totals after that second payment went through:…
Orchid Display
Orchid_Display
9 mths ago
1
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Re: The Official 2020 Debt Smackdown
May check-in: Balance from last month: $2793.00 Paid down this month: $300.00 New balance: $2493.00 Debt Smackdown Totals: $2,493.00/$3885.24 = 35.83% Still hanging in there,…
Orchid Display
Orchid_Display
9 mths ago
2
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Re: The Official 2020 Debt Smackdown
@Sweet Tangerine Well that's outrageous, I'm so sorry. And yes, the combination I settled for this month I think will help with my peace of mind for a little while at least.…
Orchid Display
Orchid_Display
10 mths ago
3
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Re: The Official 2020 Debt Smackdown
April check-in: Balance from last month: $2953.00 Paid down this month: $160.00 New balance: $2793.00 Debt Smackdown Totals: $2,793.00/$3885.24 = 28.11% So my job and income is safe right now.…
Orchid Display
Orchid_Display
10 mths ago
7
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Re: The Official 2020 Debt Smackdown
March check-in: Balance from last month: $3293.00 Paid down this month: $340.00 New balance: $2,953.00 Debt Smackdown Totals: $2,953.00/$3885.24 = 23.99% Under 3k! Woot! 🙂
Orchid Display
Orchid_Display
11 mths ago
5
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Re: The Official 2020 Debt Smackdown
February check in I've not had the best of times lately. Some not awesome mental health feelings that trickle into everything. All that to say I didn't have as much this month to put toward my…
Orchid Display
Orchid_Display
1 yr ago
5
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Re: The Official 2020 Debt Smackdown
January check in Just made my first payment - and that payment completely paid off another CC! Woot! That makes THREE cards that I've completely paid off since starting YNAB a couple years ago.…
Orchid Display
Orchid_Display
1 yr ago
8
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Re: The Official 2020 Debt Smackdown
@Technicolor Cheetah A good idea... The one card I could (and might) pay off completely right away actually does get rewards. Not as much as my current daily card, but still.…
Orchid Display
Orchid_Display
1 yr ago
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Re: The Official 2020 Debt Smackdown
Happy New Year! Claimed Line 63 Payoff Goal: $3,880.57 My goal this year will wipe out two of my credit cards that don't get used so I don't have to worry about adding to them as I pay them off.…
Orchid Display
Orchid_Display
1 yr ago
4
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Re: The Official 2019 Debt Smackdown
@farfromtheusual Yup, I'll see you back here next year too! I don't think I'll be able to do much of an actual pay down amount for my next challenge but I plan on trying to get a little down while…
Orchid Display
Orchid_Display
1 yr ago
2
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Re: The Official 2019 Debt Smackdown
@Pay Me To Draw CONGRATS!!
Orchid Display
Orchid_Display
1 yr ago
1
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Re: The Official 2019 Debt Smackdown
@Slate Blue Pilot I keep track of all my credit cards in a Numbers spreadsheet (I'm on a Mac.) It was really simple to create. I'll try and attach one here - there's no personal data on it or…
Attachment
Orchid Display
Orchid_Display
1 yr ago
3
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Re: The Official 2019 Debt Smackdown
@farfromtheusual That's definitely good advice. The more I think about it, I think I'm really going to try and take it - I often fall into the trap of buying things like groceries without thinking…
Orchid Display
Orchid_Display
1 yr ago
3
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Reported - view
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