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Re: YNAB doesn't carry forward negative balances and this screws up everything @jenmas Good point! I don't check my balances. :) I guess I use YNAB more as a money management/review system than an envelope system, which isn't how it is intended.…
- Tomato Colt
- Tomato_Colt.3
- 3 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @dakinemaui No, not to avoid accountability, but to make it more visible that I’ve overspent. If each month I want to spend $200 on eating out, but I always spend more than that and cover it from…
- Tomato Colt
- Tomato_Colt.3
- 3 mths ago
- 1
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @Lavender Piranha I agree with all of this. I initially just wanted to carry over negative balances for reimbursements but it would also me helpful for me to see where I’m habitually overspending.…
- Tomato Colt
- Tomato_Colt.3
- 3 mths ago
- 1
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @Slate Blue Banjo I totally get what you are saying and also wish they would allow negative balances to carry forward for those of us that are fortunate enough to have enough money,…
- Tomato Colt
- Tomato_Colt.3
- 7 mths ago
- 1
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @dakinemaui Ok that makes sense! Thanks!
- Tomato Colt
- Tomato_Colt.3
- 10 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @dakinemaui Yes, I'm talking about reimbursements. I'm just not really following how the offset account will work. I've only been using YNAB 6 months or so,…
- Tomato Colt
- Tomato_Colt.3
- 10 mths ago
- 1
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @iwaddo So the money someone owes you shows up as a POSITIVE balance in the expense account rather than negative, so it will carry forward? I think I'm following and that could work for me.…
- Tomato Colt
- Tomato_Colt.3
- 10 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything I'm glad to get some ideas to work around the reimburseable expense issue but it would be WAY easier and more clear if we could just carry forward negative balances!…
- Tomato Colt
- Tomato_Colt.3
- 10 mths ago
- Using YNAB
- Reported - view
Re: YNAB doesn't carry forward negative balances and this screws up everything @Steel Blue Cleric I know this is an old thread but this is exactly the reason I found this! I see the workaround below and it's SO complicated, while carrying over a negative balance would be so…
- Tomato Colt
- Tomato_Colt.3
- 10 mths ago
- 1
- Using YNAB
- Reported - view
Re: Increase in monthly subscription cost? My free trial just ran out and I REALLY like YNAB, and I can afford to pay $84/year, but I’m not sure it’s worth that to me! It’s tough because it would easily be worth $40 or maybe $50,…
- Tomato Colt
- Tomato_Colt.3
- 1 yr ago
- 1
- Using YNAB
- Reported - view

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