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Re: YNAB method mind shift Great thread, thank you for starting this topic. I didn't get past paycheck to paycheck until 5 years in with YNAB, and I used it diligently and cut expenses a lot and then more and more.…
- Amy H
- Makingspace
- 1 yr ago
- 1
- Tips & Tricks
- Reported - view
Re: Do you combine YNAB with other money management tools? @WordTenor I agree. I didn't start using YNAB until I was 50, and like the OP, had no idea how to budget. Sethi's book helped, and doing YNAB consistently for the last 4 years has been a…
- Amy H
- Makingspace
- 1 yr ago
- 1
- Saving & Investing
- Reported - view
Re: Software as a Service / Starting to seem like a scam @Forest Green Memory Aha! Got it. I like what I have, but that's kind of my point. The YNAB folks aren't going to make everyone totally happy - I'm glad to have the software and the subscription…
- Amy H
- Makingspace
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: Software as a Service / Starting to seem like a scam @Forest Green Memory I don't know what YNAB4 is, exactly. I've only used YNAB during the time it's been what it is now. I'm really happy with it, so I'm not looking to change to a different YNAB…
- Amy H
- Makingspace
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: Software as a Service / Starting to seem like a scam As a person who had no clue of the relationship between money and stuff pre-YNAB; and as someone who tried to read and understood about 1% of the technical language in this thread,…
- Amy H
- Makingspace
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: Manual Entry - Will I get tired of it? Another manual entry fan here. I've tried using the Import feature, but I really don't like it. I don't get tired of manual entry, I really like it.
- Amy H
- Makingspace
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: Quarantine Cooking I mostly send my teens to the stores with a list. Yesterday I went and did a Mom PowerShop, and it went fine. The big long-term changes that I've made include keeping a more stocked pantry (I have…
- Amy H
- Makingspace
- 1 yr ago
- 1
- Fun Money
- Reported - view
Re: A little confused about how months work... I put it into the appropriate category but in the current month. So like right now, I have my mortgage "paid" through mid-July, but all that money is in my May Mortgage category.…
- Amy H
- Makingspace
- 1 yr ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Cheap but Decent Phone Plans I've used Page Plus for a decade. Easy to use, no complaints. It uses Verizon (or fully unlocked) phones.
- Amy H
- Makingspace
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: Consolidating categories end with less "to be budgeted" @dakinemaui Jumping in to say this explains something I had happen a couple of years ago. It's definitely weird. Thanks for explaining that it's not me!
- Amy H
- Makingspace
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Paying CC off in full mid month @Superbone I have tried over the years to understand credit card due dates and how they relate to the date I made the purchase. But each time I try to figure it out, I have to chart it out.…
- Amy H
- Makingspace
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: Paying CC off in full mid month @Matt T I do this too. I pay as soon as I can after a charge posts. Since I often have several charges in a week, I'll sometimes wait a week or two, but I pay early and often.
- Amy H
- Makingspace
- 1 yr ago
- Tips & Tricks
- Reported - view
Re: Negative "to be budgeted" every month? I had a similar issue a few months after starting with YNAB. After mucho frustration, I realized that a couple of months earlier, I had intended to indicate an amount like 10.…
- Amy H
- Makingspace
- 1 yr ago
- Using YNAB
- Reported - view
Re: How to improve my skill level in identifying my own inputting errors My heartfelt thanks to everyone for your thoughtful, detailed, and helpful responses. I look forward to re-reading them and to implementing ideas you've shared.…
- Amy H
- Makingspace
- 2 yrs ago
- 5
- Tips & Tricks
- Reported - view
Re: How to improve my skill level in identifying my own inputting errors @VickiS This is brilliant!! I'm going to try this.
- Amy H
- Makingspace
- 2 yrs ago
- Tips & Tricks
- Reported - view
Re: How to improve my skill level in identifying my own inputting errors @dakinemaui Hey dakine, shout out from the Big Island! (Also, thanks for the detailed response - much appreciated information on consistency and consolidation)
- Amy H
- Makingspace
- 2 yrs ago
- 1
- Tips & Tricks
- Reported - view
Re: How to improve my skill level in identifying my own inputting errors @Matthew Thanks for this detailed reply. I also appreciate the suggestions to consolidate accounts and review the budgeted amounts in their categories from within only one account.…
- Amy H
- Makingspace
- 2 yrs ago
- Tips & Tricks
- Reported - view
How to improve my skill level in identifying my own inputting errors
I've been using YNAB since August 2016, and it has helped me identify and start to clean up several financial messes. I use (and only know about) what true old-timers call "the new YNAB").…
- Amy H
- Makingspace
- 2 yrs ago
- 12 replies
- 153
- Tips & Tricks
Re: Bucket List - What's on yours? Live in Aotearoa/New Zealand Live in a village in England Live in Scotland Travel through Europe Move closer to family Quit my job and live off my YouTube earnings (haha since I do not yet have a…
- Amy H
- Makingspace
- 3 yrs ago
- 3
- YNAB Wins
- Reported - view
Re: The (Un)official Debt Pay-down 2018 I'm in for 2018. My debt is $120,000.00 mortgage ; $20,000.00 HELOC ; and $3000.00 credit card debt with no interest until January 2019. My goal for 2018 is: 1.…
- Amy H
- Makingspace
- 4 yrs ago
- Join A Challenge
- Reported - view
Re: The Official 2017 Debt Smackdown @Gray Motherboard (18f6a38a2323) I would like to participate for 2018 too. I am calculating debt repayment for 2018 right now, in fact.
- Amy H
- Makingspace
- 4 yrs ago
- 1
- Join A Challenge
- Reported - view

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