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Re: Goals - Best Practice @nolesrule Curious if you could describe the process you use to fund your categories without using goals. Do you take advantage of any of the quick budgeting options (budgeted last month,…
- sgarelick
- sgarelick
- 5 mths ago
- Using YNAB
- Reported - view
Re: Budget vs Actual @dakinemaui I agree with what you said, my only point was that I don't always remember the goal amount and would like to be able to do the calculation without having to look into the inspector to…
- sgarelick
- sgarelick
- 6 mths ago
- Setting Up Your Budget
- Reported - view
Re: Budget vs Actual As an example, without enabling the goal column from the toolkit (first column below), there is now way for me to know (without selecting the category and looking in the inspector to remind me what…
- sgarelick
- sgarelick
- 6 mths ago
- Setting Up Your Budget
- Reported - view
Re: Budget vs Actual @dakinemaui said: However, that result will be exactly what is already available at a glance in the Activity column. That's assuming that I remember the amount I set as my goal (without having to…
- sgarelick
- sgarelick
- 6 mths ago
- Setting Up Your Budget
- Reported - view
Reconciled transaction - Show or Hide
Sounds like a silly question but I wonder if most people show or hide their reconciled transactions. I seem to flop back and forth and was just wondering what others do
- sgarelick
- sgarelick
- 6 mths ago
- 5 replies
- 116
- Using YNAB
Re: Switching from Mvelopes! I was a long time lifetime Mvelopes subscription user and switched over to YNAB in May 2019 after the M5 debacle. Can honestly say that I LOVE LOVE LOVE YNAB and would never think of using anything…
- sgarelick
- sgarelick
- 6 mths ago
- 3
- Tips & Tricks
- Reported - view
Re: Not sure if YNAB is right for me...confused? I went from a state where I watched where my money went to a state where I tell my money where to go. Even if you're financially stable, that's an amazing position to be in.
- sgarelick
- sgarelick
- 6 mths ago
- 7
- Using YNAB
- Reported - view
Re: Setting up a budget for future months Sounds like you're trying to use YNAB for forecasting and it's not intended to be a forecasting tool. One of the main tenants in YNAB is that you only budget money you have on hand today.…
- sgarelick
- sgarelick
- 6 mths ago
- 3
- Setting Up Your Budget
- Reported - view
Re: Expand/Collapse All Category Groups @Maverick Martin Look for a setting in the budget section called "Toggle Master Categories"
- sgarelick
- sgarelick
- 6 mths ago
- Using YNAB
- Reported - view
Re: Using "Stuff I Forgot to Budget For" with Spending Goals? @dakinemaui Thanks for the explanation. I think I'll just learn to live with the Stuff I Forgot category indicating that it's underfunded (-;
- sgarelick
- sgarelick
- 6 mths ago
- Setting Up Your Budget
- Reported - view
Re: Using "Stuff I Forgot to Budget For" with Spending Goals? @dakinemaui said: just turn off the warning in the event you need to reallocate. Trying to understand what you mean by this. When I move money from Stuff I Forgot,…
- sgarelick
- sgarelick
- 6 mths ago
- Setting Up Your Budget
- Reported - view
Re: Budget: Budgeted and Available columns Zero based budgeting just refers to the fact that all your funds are allocated to categories and that your To Be Budgeted (TBB) value is 0 (i.e. you've given all you dollars a job).…
- sgarelick
- sgarelick
- 6 mths ago
- 1
- Setting Up Your Budget
- Reported - view
Re: A little bit of clarification... Future income or future spending does not affect your budget in YNAB. You can't budget your November funds until it's November and you've received them.…
- sgarelick
- sgarelick
- 7 mths ago
- Setting Up Your Budget
- Reported - view
Re: What does the import button do? @Nicole I've noticed that: I'm seeing different behaviors that I'm trying to figure out. sometimes there is no banner yet the button says there are transaction to import sometimes there is a banner…
- sgarelick
- sgarelick
- 7 mths ago
- 1
- Using YNAB
- Reported - view
Re: Loaning money to a category When I run into situations like this, I try to imagine that I'm using real paper envelopes. Assuming I don't want to use a credit card and go in debt, a real paper envelope can never have a negative…
- sgarelick
- sgarelick
- 7 mths ago
- 3
- Tips & Tricks
- Reported - view
Import questions
I have linked accounts and get imported transactions all the time. I've noticed that there is both a banner which shows me that I have transactions to import and there is also an import button.…
- sgarelick
- sgarelick
- 7 mths ago
- 2 replies
- 76
- Using YNAB
Re: Does YNAB use the "Plaid" service for transaction import? If so, are our transactions being provided to and monetized by Plaid? @LoaferDude My bad, I meant to write "I was also just switched to MX" (not Plaid). All my Capital One transactions imported correctly this morning with MX. Thanks for catching my typo.
- sgarelick
- sgarelick
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: Does YNAB use the "Plaid" service for transaction import? If so, are our transactions being provided to and monetized by Plaid? I was also just switched to Plaid and all my Capital One transactions imported without a hitch so it sounds like at least one import provider has figured out the Capital One debacle.
- sgarelick
- sgarelick
- 1 yr ago
- Using YNAB
- Reported - view
Re: How to tell difference between scheduled and imported transactions I flag/tag all my scheduled transaction with a color so I can easily tell them apart from other transaction.
- sgarelick
- sgarelick
- 1 yr ago
- 3
- Using YNAB
- Reported - view
Re: How often do you work on your budget and reconcile? Daily/Weekly/Monthly? I spend about 5 minutes every morning reconciling accounts. I use a hybrid manual and linked method in that I enter in all my transactions manually but still have linking turned on in case there are…
- sgarelick
- sgarelick
- 2 yrs ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Can we talk about the buffer? @Superbone I've been doing it slightly differently and am wondering if there's a significant difference. Set up recurring paycheck transactions in the scheduler categorized as "To be Budgeted".…
- sgarelick
- sgarelick
- 2 yrs ago
- 5
- Tips & Tricks
- Reported - view
Re: Has anyonefigured out good approach to FSA and Dependent Care accounts in YNAB? It’s income but can’t be moved around so they are tricky. @starlady09 I also try to keep things simple and budget for the expense using my regular income. When I get the FSA Reimbursement, I treat it as extra found money and budget the money directly to my…
- sgarelick
- sgarelick
- 2 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Budgeting Income @Eric Poulin At the end of the month, I sweep any leftover money out of categories like this so the balance becomes zero before I fund for the next month.…
- sgarelick
- sgarelick
- 2 yrs ago
- Using YNAB
- Reported - view
Re: When will YNAB be ready for advanced users? @bobbucy Out of curiosity, is there a particular reason you don't leave the toolkit turned on? The main reason I could think of is that if there is some problem,…
- sgarelick
- sgarelick
- 2 yrs ago
- Using YNAB
- Reported - view
Re: Inspector: Total Activity Use? @Rick If I understand it, the argument is that when using a CC, no money has really left your budget. The money does not leave until you pay the CC. Seems to me that if YNAB renamed the field it…
- sgarelick
- sgarelick
- 2 yrs ago
- Using YNAB
- Reported - view

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sgarelick

Olney, MD

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