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Re: Switching from Mvelopes! I was a long time lifetime Mvelopes subscription user and switched over to YNAB in May 2019 after the M5 debacle. Can honestly say that I LOVE LOVE LOVE YNAB and would never think of using anything…
- sgarelick
- sgarelick
- 12 hrs ago
- 1
- Tips & Tricks
- Reported - view
Re: Not sure if YNAB is right for me...confused? I went from a state where I watched where my money went to a state where I tell my money where to go. Even if you're financially stable, that's an amazing position to be in.
- sgarelick
- sgarelick
- 14 hrs ago
- 6
- Using YNAB
- Reported - view
Re: Setting up a budget for future months Sounds like you're trying to use YNAB for forecasting and it's not intended to be a forecasting tool. One of the main tenants in YNAB is that you only budget money you have on hand today.…
- sgarelick
- sgarelick
- 21 hrs ago
- 3
- Setting Up Your Budget
- Reported - view
Re: Expand/Collapse All Category Groups @Maverick Martin Look for a setting in the budget section called "Toggle Master Categories"
- sgarelick
- sgarelick
- yesterday
- Using YNAB
- Reported - view
Re: Using "Stuff I Forgot to Budget For" with Spending Goals? @dakinemaui Thanks for the explanation. I think I'll just learn to live with the Stuff I Forgot category indicating that it's underfunded (-;
- sgarelick
- sgarelick
- 2 wk ago
- Setting Up Your Budget
- Reported - view
Re: Using "Stuff I Forgot to Budget For" with Spending Goals? @dakinemaui said: just turn off the warning in the event you need to reallocate. Trying to understand what you mean by this. When I move money from Stuff I Forgot,…
- sgarelick
- sgarelick
- 2 wk ago
- Setting Up Your Budget
- Reported - view
Re: Budget: Budgeted and Available columns Zero based budgeting just refers to the fact that all your funds are allocated to categories and that your To Be Budgeted (TBB) value is 0 (i.e. you've given all you dollars a job).…
- sgarelick
- sgarelick
- 2 wk ago
- 1
- Setting Up Your Budget
- Reported - view
Re: A little bit of clarification... Future income or future spending does not affect your budget in YNAB. You can't budget your November funds until it's November and you've received them.…
- sgarelick
- sgarelick
- 3 wk ago
- Setting Up Your Budget
- Reported - view
Re: What does the import button do? @Nicole I've noticed that: I'm seeing different behaviors that I'm trying to figure out. sometimes there is no banner yet the button says there are transaction to import sometimes there is a banner…
- sgarelick
- sgarelick
- 3 wk ago
- Using YNAB
- Reported - view
Re: Loaning money to a category When I run into situations like this, I try to imagine that I'm using real paper envelopes. Assuming I don't want to use a credit card and go in debt, a real paper envelope can never have a negative…
- sgarelick
- sgarelick
- 4 wk ago
- 3
- Tips & Tricks
- Reported - view
Import questions
I have linked accounts and get imported transactions all the time. I've noticed that there is both a banner which shows me that I have transactions to import and there is also an import button.…
- sgarelick
- sgarelick
- 1 mth ago
- 2 replies
- 69
- Using YNAB
Re: Does YNAB use the "Plaid" service for transaction import? If so, are our transactions being provided to and monetized by Plaid? @LoaferDude My bad, I meant to write "I was also just switched to MX" (not Plaid). All my Capital One transactions imported correctly this morning with MX. Thanks for catching my typo.
- sgarelick
- sgarelick
- 7 mths ago
- 1
- Using YNAB
- Reported - view
Re: Does YNAB use the "Plaid" service for transaction import? If so, are our transactions being provided to and monetized by Plaid? I was also just switched to Plaid and all my Capital One transactions imported without a hitch so it sounds like at least one import provider has figured out the Capital One debacle.
- sgarelick
- sgarelick
- 7 mths ago
- Using YNAB
- Reported - view
Re: How to tell difference between scheduled and imported transactions I flag/tag all my scheduled transaction with a color so I can easily tell them apart from other transaction.
- sgarelick
- sgarelick
- 1 yr ago
- 3
- Using YNAB
- Reported - view
Re: How often do you work on your budget and reconcile? Daily/Weekly/Monthly? I spend about 5 minutes every morning reconciling accounts. I use a hybrid manual and linked method in that I enter in all my transactions manually but still have linking turned on in case there are…
- sgarelick
- sgarelick
- 1 yr ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Can we talk about the buffer? @Superbone I've been doing it slightly differently and am wondering if there's a significant difference. Set up recurring paycheck transactions in the scheduler categorized as "To be Budgeted".…
- sgarelick
- sgarelick
- 1 yr ago
- 5
- Tips & Tricks
- Reported - view
Re: Has anyonefigured out good approach to FSA and Dependent Care accounts in YNAB? It’s income but can’t be moved around so they are tricky. @starlady09 I also try to keep things simple and budget for the expense using my regular income. When I get the FSA Reimbursement, I treat it as extra found money and budget the money directly to my…
- sgarelick
- sgarelick
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Re: Budgeting Income @Eric Poulin At the end of the month, I sweep any leftover money out of categories like this so the balance becomes zero before I fund for the next month.…
- sgarelick
- sgarelick
- 1 yr ago
- Using YNAB
- Reported - view
Re: When will YNAB be ready for advanced users? @bobbucy Out of curiosity, is there a particular reason you don't leave the toolkit turned on? The main reason I could think of is that if there is some problem,…
- sgarelick
- sgarelick
- 1 yr ago
- Using YNAB
- Reported - view
Re: Inspector: Total Activity Use? @Rick If I understand it, the argument is that when using a CC, no money has really left your budget. The money does not leave until you pay the CC. Seems to me that if YNAB renamed the field it…
- sgarelick
- sgarelick
- 1 yr ago
- Using YNAB
- Reported - view
Re: Inspector: Total Activity Use? I think I read it's only showing cash activity and some have suggested that it should be relabeled.
- sgarelick
- sgarelick
- 1 yr ago
- 1
- Using YNAB
- Reported - view
Re: When will YNAB be ready for advanced users? How many of you advanced users are using the toolkit to compensate for some of these issues?
- sgarelick
- sgarelick
- 1 yr ago
- 3
- Using YNAB
- Reported - view
Re: New Month, Total Budgeted: $0? @Rick So you had a lump sum in TBB and the you selected all the categories you wanted to fund and clicked the Underfunded link?
- sgarelick
- sgarelick
- 1 yr ago
- Using YNAB
- Reported - view
Re: New Month, Total Budgeted: $0? @sgarelick If you follow what I suggested above, even the categories that have funds in them when you switched over to June would go back to TBB. You'd have to move the remaining TBB dollars left…
- sgarelick
- sgarelick
- 1 yr ago
- Using YNAB
- Reported - view
Re: New Month, Total Budgeted: $0? @Rick I think the easiest thing to do would be to select all the categories you funded and click the link to make the Available amount 0; that way all the funds will move back to TBB and then you…
- sgarelick
- sgarelick
- 1 yr ago
- Using YNAB
- Reported - view

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sgarelick

sgarelick

Olney, MD

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