How to enable Javascript

Latest Posts

Re: Pet healthcare expenses @dkvet I guess waste of money was a poor choice of words. They told me we would end up spending more money for pet insurance than we would ever likely get out of it.…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 54 min ago
- Method & Budgeting
- Reported - view
Re: Pet healthcare expenses We have a vet category, although that is mainly used for well visits and vaccinations for our cats. When one of our cats needed emergency care in the past we have pulled from our emergency fund.…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 3 days ago
- 1
- Method & Budgeting
- Reported - view
Re: Success Stories: Budgeting with Someone Else @Cadet Blue Boa That sounds like a really creative approach to budgeting together without jeopardizing your relationship.
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 3 wk ago
- YNAB Wins
- Reported - view
Re: March is Get Off the Credit Card Float month We used our tax return money last year to pay off the last of our credit cards. Since then we've only used cards for pre-budgeted purchases. We pay off the balances on the cards as soon as we make…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 3 wk ago
- 4
- Managing Debt
- Reported - view
Re: The Official 2020 Debt Smackdown @Ruth Elizabeth I'm threading my updates so they're easier to find in the future. We have all our March payments budgeted but haven't made any yet. It looks like we may need to reduce the size of…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 1 mth ago
- 4
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @Ruth Elizabeth We have $1598.27 budgeted for March for savings. $307.93 saved for short term goals such as summer activities, birthdays, and Christmas. $790.…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 1 mth ago
- 2
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! @Ruth Elizabeth Age of money and days buffering for the February End of Month Check-In. The next month is going to be hectic on the finances (we're closing on a house on the 13th of March).…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 1 mth ago
- Community Challenges
- Reported - view
Re: Record loans while they are growing? Looking back, I wish I had been more on top of the amount I borrowed and how much I owed while I was in school. Maybe seeing the balance would have motivated me to make payments while I was still…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 1 mth ago
- Managing Debt
- Reported - view
Re: The Official 2020 Debt Smackdown @Orchid Guitar I really like the Forks over Knives meal plan for whole food plant based. It's an annual subscription, I would wait for a sale. You can specify any allergies and you can adjust…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 1 mth ago
- 1
- Community Challenges
- Reported - view
Re: YNAB podcast - Student Loan Syndrome: an Interview with Ryan Law Thanks for posting this! I am currently reading the book. I need any and all advise to pay off my student loans!
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 1 mth ago
- Student Life
- Reported - view
Re: Sharing a budget with my partner @Powder Blue Pony Usually she sees me on the laptop looking at the budget and wants to see her budget. She looks over the household budget with me and then I'll switch over to hers.…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 1 mth ago
- 1
- Money & Relationships
- Reported - view
Re: Sharing a budget with my partner @Powder Blue Pony My eight year old has a budget on our account and she likes to add categories during her quiet time on the weekends. I've never considered what would happen if she switched over to…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 1 mth ago
- Money & Relationships
- Reported - view
Re: The Official 2020 Debt Smackdown February check-in: $1190.56 paid towards debt. $372.99 towards my federal student loans. Balance is $118,783.90. $600.00 towards my private student loans. Balance is $2841.47. $217.…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 1 mth ago
- 7
- Community Challenges
- Reported - view
Re: Amazon Anonymous, Anyone? @smella Thanks for bumping this! We're moving into a new home next month and I know the temptation will be to just order everything rather than waiting to make sure it's actually needed.
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 1 mth ago
- Community Challenges
- Reported - view
Re: Success Stories: Budgeting with Someone Else My husband was not very excited about budgeting when we first started. One of the first things he told me when we started dating was that he has always wanted to travel to Japan.…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 1 mth ago
- 5
- YNAB Wins
- Reported - view
Re: The Official 2020 Debt Smackdown @BritishMuseum Thank you!
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 1 mth ago
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Faness The drop-down menu on the debt thermometer tab only has the first 30 or so users, it doesn't have the full list. The other tab, the YTD Debt Progress Chart has the first 180 or so.…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 1 mth ago
- Community Challenges
- Reported - view
Re: 2020: The Official YNAB Savings Challenge We started 2020 with the goal of increasing our emergency fund to $7,000 and to save $10,000 for a down payment for a home. We have had some adjustments,…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 2 mths ago
- 3
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @madwhit I read 130 books last year! I also enjoy using Goodreads to track all of my reading. I usually pick a topic to focus my reading. Last year my goal was to read at least a hundred books…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 2 mths ago
- 3
- Community Challenges
- Reported - view
Re: Age of Money - Twenty-twenty! Age of money and days buffering for the January End of the Month Check-In. We're down a couple of days from December, but that's okay.
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 2 mths ago
- 1
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @MXMOM That makes sense. That's my concern, that I will make these early, extra payments and then end up needing the money for some reason.
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 2 mths ago
- 2
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown When y'all have extra money in January, do you use it to fund debt payments in February? Do you budget extra payments a month early or do you use any extra money at the end of the month for that…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 2 mths ago
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Faness It is very high for a student loan. Due to health reasons I missed a semester of my undergrad and lost scholarships and grants because of it. When I came back to school I needed to take…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 2 mths ago
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown January check-in: We paid $1,190.56 on three different student loans, $600 towards the highest priority loan with the largest interest rate. We should have that one paid off by August.…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 2 mths ago
- 4
- Community Challenges
- Reported - view
Re: Homeschooling @Khaki Storm Yes, I like having options for education. We're trying to keep all of them open for us going forward. Our adoption worker asked us the other day what services from the school we would…
- Ruth Elizabeth
- Soil Scientist
- Sapric_Histisols
- 2 mths ago
- Parenting
- Reported - view

1 2 Next

Ruth Elizabeth

Sapric_Histisols

Soil Scientist

North Dakota

87
201
0

Follow

I'm passionate about soil, feminism, and making the world a better place.