YNAB
.
FORUM
How to enable Javascript
Sign Up
Login
Home
Latest Posts
Re: The Official 2020 Debt Smackdown
@Ruth Elizabeth July update: Private loan and husband's federal loans both paid in full! Still making payments towards my federal loan that is in the PSLF program.
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
7 mths ago
4
Join A Challenge
Reported - view
Re: The Official 2020 Debt Smackdown
@Ruth Elizabeth During May we used the payment we would have made for my federal loans towards my private loan again, which means we were able to make an extra payment of $372.99.…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
10 mths ago
2
Join A Challenge
Reported - view
Re: How do I set up a budget for each of my kids on YNAB
We have created separate budgets for each child under our sign-in information. If you look in the upper left corner under the budget screen where it says My Budget you'll see a drop down menu.…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
10 mths ago
1
Parenting
Reported - view
Re: Age of Money - Twenty-twenty!
@Ruth Elizabeth April Age of Money and Days of Buffering:
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
11 mths ago
1
Join A Challenge
Reported - view
Re: Age of Money - Twenty-twenty!
@Ruth Elizabeth March Age of Money and Days of Buffering:
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
11 mths ago
1
Join A Challenge
Reported - view
Re: 2020: The Official YNAB Savings Challenge
@Ruth Elizabeth $1961.81 budgeted in May for savings. $341.97 saved for short term goals. $766.39 saved for long term goals. $600.00 saved for house expenses. $253.45 saved for wish farm.
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
11 mths ago
1
Join A Challenge
Reported - view
Re: The Official 2020 Debt Smackdown
@Ruth Elizabeth We made some changes to our payment plan since my federal loan is in forbearance and not accruing interest right now. Also, this time still counts towards payments made for federal…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
11 mths ago
1
Join A Challenge
Reported - view
Re: 2020: The Official YNAB Savings Challenge
@Ruth Elizabeth We have budgeted $1704.88 for April for savings. $282.45 saved for short term goals such as summer activities (although right now I'm thinking our summer activities will be sitting…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
1
Join A Challenge
Reported - view
Re: The Official 2020 Debt Smackdown
@Ruth Elizabeth This check-in is a little late since we wanted to make sure everything was stable with jobs before we sent extra payments towards debt. March check-in: We paid $1,190.…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
3
Join A Challenge
Reported - view
Re: Pet healthcare expenses
@dkvet I guess waste of money was a poor choice of words. They told me we would end up spending more money for pet insurance than we would ever likely get out of it.…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
3
Setting Up Your Budget
Reported - view
Re: Pet healthcare expenses
We have a vet category, although that is mainly used for well visits and vaccinations for our cats. When one of our cats needed emergency care in the past we have pulled from our emergency fund.…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
1
Setting Up Your Budget
Reported - view
Re: Success Stories: Budgeting with Someone Else
@Cadet Blue Boa That sounds like a really creative approach to budgeting together without jeopardizing your relationship.
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
YNAB Wins
Reported - view
Re: March is Get Off the Credit Card Float month
We used our tax return money last year to pay off the last of our credit cards. Since then we've only used cards for pre-budgeted purchases. We pay off the balances on the cards as soon as we make…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
5
Dealing with Debt
Reported - view
Re: The Official 2020 Debt Smackdown
@Ruth Elizabeth I'm threading my updates so they're easier to find in the future. We have all our March payments budgeted but haven't made any yet. It looks like we may need to reduce the size of…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
4
Join A Challenge
Reported - view
Re: 2020: The Official YNAB Savings Challenge
@Ruth Elizabeth We have $1598.27 budgeted for March for savings. $307.93 saved for short term goals such as summer activities, birthdays, and Christmas. $790.…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
2
Join A Challenge
Reported - view
Re: Age of Money - Twenty-twenty!
@Ruth Elizabeth Age of money and days buffering for the February End of Month Check-In. The next month is going to be hectic on the finances (we're closing on a house on the 13th of March).…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
Join A Challenge
Reported - view
Re: Record loans while they are growing?
Looking back, I wish I had been more on top of the amount I borrowed and how much I owed while I was in school. Maybe seeing the balance would have motivated me to make payments while I was still…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
Dealing with Debt
Reported - view
Re: The Official 2020 Debt Smackdown
@Orchid Guitar I really like the Forks over Knives meal plan for whole food plant based. It's an annual subscription, I would wait for a sale. You can specify any allergies and you can adjust…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
1
Join A Challenge
Reported - view
Re: YNAB podcast - Student Loan Syndrome: an Interview with Ryan Law
Thanks for posting this! I am currently reading the book. I need any and all advise to pay off my student loans!
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
Tips & Tricks
Reported - view
Re: Sharing a budget with my partner
@Powder Blue Pony Usually she sees me on the laptop looking at the budget and wants to see her budget. She looks over the household budget with me and then I'll switch over to hers.…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
1
Money & Relationships
Reported - view
Re: Sharing a budget with my partner
@Powder Blue Pony My eight year old has a budget on our account and she likes to add categories during her quiet time on the weekends. I've never considered what would happen if she switched over to…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
Money & Relationships
Reported - view
Re: The Official 2020 Debt Smackdown
February check-in: $1190.56 paid towards debt. $372.99 towards my federal student loans. Balance is $118,783.90. $600.00 towards my private student loans. Balance is $2841.47. $217.…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
7
Join A Challenge
Reported - view
Re: Amazon Anonymous, Anyone?
@smella Thanks for bumping this! We're moving into a new home next month and I know the temptation will be to just order everything rather than waiting to make sure it's actually needed.
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
Join A Challenge
Reported - view
Re: Success Stories: Budgeting with Someone Else
My husband was not very excited about budgeting when we first started. One of the first things he told me when we started dating was that he has always wanted to travel to Japan.…
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
5
YNAB Wins
Reported - view
Re: The Official 2020 Debt Smackdown
@BritishMuseum Thank you!
Ruth Elizabeth
Soil Scientist
Sapric_Histisols
1 yr ago
Join A Challenge
Reported - view
1
2
Next
Ruth Elizabeth
Sapric_Histisols
Soil Scientist
North Dakota
120
333
0
Follow
I'm passionate about soil, feminism, and making the world a better place.
Home
Q&A
Using YNAB
Setting Up Your Budget
Credit Cards & Debt
API & Integrations
Community
Announcements
Join A Challenge
Dealing with Debt
YNAB Wins
Saving & Investing
Small Business
Parenting
Fun Money
Money & Relationships
Tips & Tricks
Help Docs
Community Guide & FAQ
View all topics
Start Your Free YNAB Trial
Important Links
Community Guidelines
Report a Bank Importing Issue
Feature Requests
Report a Bug