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Re: 2021: The Official YNAB Savings Challenge
I'm starting my second year of YNAB, and I've decided to join in! In my first year of YNAB, I managed to save about €14k (including sinking funds), which I never thought I'd be able to do.…
Blue Mermaid
Blue_Mermaid.13
12 days ago
1
Join A Challenge
Reported - view
Re: So confused with savings accounts
@dakinemaui I'm not here to argue with you. I disagree that this system works for me. I also genuinely don't see how my maintaininh savings accounts in any way makes me more error prone.…
Blue Mermaid
Blue_Mermaid.13
9 mths ago
1
Setting Up Your Budget
Reported - view
Re: So confused with savings accounts
@ynaber2613 As I said, for me personally this just doesn't work psychologically. I tried it and it stresses me out and increases my chances of messing up.…
Blue Mermaid
Blue_Mermaid.13
9 mths ago
1
Setting Up Your Budget
Reported - view
Re: So confused with savings accounts
@dakinemaui I disagree. We are both using YNAB in the exact same way, I am just storing the money in different digital envelopes. It doesn't actually change anything about the budget or how you use…
Blue Mermaid
Blue_Mermaid.13
9 mths ago
1
Setting Up Your Budget
Reported - view
Re: So confused with savings accounts
@Superbone I understand that, but I personally just don't want all my money sitting in one account in a lump sum. It doesn't work for me psychologically.…
Blue Mermaid
Blue_Mermaid.13
9 mths ago
3
Setting Up Your Budget
Reported - view
Re: So confused with savings accounts
I get what people are saying about YNAB eliminating the need for multiple savings account, but personally I still find it helpful. And I don't think anyone's actually explained how this would work…
Blue Mermaid
Blue_Mermaid.13
9 mths ago
Setting Up Your Budget
Reported - view
Blue Mermaid
Blue_Mermaid.13
6
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