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Re: How to conceptualize "3- to 6-months' savings" @Superbone Different dutch person here, but we have both social security and employment based pension. Social security is basically the same for everyone,…
- Blue Mermaid
- Blue_Mermaid.13
- 2 mths ago
- 2
- Saving & Investing
- Reported - view
Re: 2021: The Official YNAB Savings Challenge I'm starting my second year of YNAB, and I've decided to join in! In my first year of YNAB, I managed to save about €14k (including sinking funds), which I never thought I'd be able to do.…
- Blue Mermaid
- Blue_Mermaid.13
- 3 mths ago
- 1
- Join A Challenge
- Reported - view
Re: So confused with savings accounts @dakinemaui I'm not here to argue with you. I disagree that this system works for me. I also genuinely don't see how my maintaininh savings accounts in any way makes me more error prone.…
- Blue Mermaid
- Blue_Mermaid.13
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view
Re: So confused with savings accounts @ynaber2613 As I said, for me personally this just doesn't work psychologically. I tried it and it stresses me out and increases my chances of messing up.…
- Blue Mermaid
- Blue_Mermaid.13
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view
Re: So confused with savings accounts @dakinemaui I disagree. We are both using YNAB in the exact same way, I am just storing the money in different digital envelopes. It doesn't actually change anything about the budget or how you use…
- Blue Mermaid
- Blue_Mermaid.13
- 1 yr ago
- 1
- Setting Up Your Budget
- Reported - view
Re: So confused with savings accounts @Superbone I understand that, but I personally just don't want all my money sitting in one account in a lump sum. It doesn't work for me psychologically.…
- Blue Mermaid
- Blue_Mermaid.13
- 1 yr ago
- 3
- Setting Up Your Budget
- Reported - view
Re: So confused with savings accounts I get what people are saying about YNAB eliminating the need for multiple savings account, but personally I still find it helpful. And I don't think anyone's actually explained how this would work…
- Blue Mermaid
- Blue_Mermaid.13
- 1 yr ago
- Setting Up Your Budget
- Reported - view

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