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Re: 2021: The Official YNAB Savings Challenge @Fuzzball Meows For funeral etc costs I would note the total amount saved even after you've spent from it. If you've got the category set up as a "spending target by date" then the progress bars in…
- mandiferous
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- 2 wk ago
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Re: 2021: The Official YNAB Savings Challenge August Update: Wanted to make more progress, but ended up getting some overdue roof maintenance done when I got an unexpectedly cheap quote - that's exactly why we build these funds, right?…
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- 2 wk ago
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Re: 2021 Age Of Money Challenge @Marisa thanks! Yeah, I think there's definitely a benefit to taking a pause - I'm trying to continue participating in debt smackdown and the FB bootcamp to keep myself from sliding completely.…
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- 2 wk ago
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Re: The Official 2021 Debt Smackdown @farfromtheusual That's exciting! Do you get paid biweekly? If so, perhaps there will be some triple paycheck months to help scooch the payoff date a bit earlier.…
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- 2 wk ago
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Re: The Official 2021 Debt Smackdown August EOM Check-in: Just updating here for accountability and to keep debt paydown in mind. I did not add to my debt, and just paid minimums on remaining loans;…
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- 2 wk ago
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Re: 2021 Age Of Money Challenge January AOM: 22 February AOM: 37 March AOM: 49 April AOM: 53 May AOM: 44 June AOM: 42 July AOM: 36 August AOM: 51 I like this a lot better than the previous few months.…
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- 3 wk ago
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Re: The Official 2021 Debt Smackdown @tekgy yikes!!! I see why you're pushing so hard to work on it while the interest is paused. It does seem like there's a big push for an extension, but obviously can't depend on that.…
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- 1 mth ago
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Re: The Official 2021 Debt Smackdown @polishrose nah - if you don't use spreadsheets often they can be very confusing; even from program to program there's a learning curve. I'm great with Google Sheets but put Excel in front of me and…
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- 1 mth ago
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Re: The Official 2021 Debt Smackdown @polishrose hmmm. it sounds like you just pasted the link without adding the title through the "insert link" button? When you right-click on the cell and click on"insert link" you should see this…
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- 1 mth ago
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Re: The Official 2021 Debt Smackdown @leelori I love the debt bootcamp! Started in January and still attend live events as they happen since it keeps me focused on the finish line. The debt cycle charts were a total game changer.…
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- 1 mth ago
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Re: The Official 2021 Debt Smackdown @tekgy impressive!!! Looks like you're at least on track to nudge that first digit down, which is a huge win!
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- 1 mth ago
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Re: The Official 2021 Debt Smackdown @polishrose Are you on a computer or mobile phone? It's easier on a computer. Open your journal in one browser tab and copy the link address. Go back to the smackdown spreadsheet and find the cell…
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- 1 mth ago
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Re: The Official 2021 Debt Smackdown @Michelle Thank you!! And yep, night and day for suuuuuure. @pinkml87 100%! Both mindset and the tools are necessary for me. Digging around yesterday I found an old "five year plan" spreadsheet made…
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- 1 mth ago
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Re: 2021 Age Of Money Challenge January AOM: 22 February AOM: 37 March AOM: 49 April AOM: 53 May AOM: 44 June AOM: 42 July AOM: 36 (yet, Days of Buffering:105) Lowest AOM since my first month with YNAB, but for a good reason:…
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- 1 mth ago
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Re: The Official 2021 Debt Smackdown @Violet Storm yesssss!! I am obsessed with the net worth reports. Huge milestone!
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Re: The Official 2021 Debt Smackdown @pinkml87 yay!!! Congrats! YNAB made me realize how often I actually get windfalls, which was a cool realization. I now plan out my triple paycheck months into undebt.…
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- 1 mth ago
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Re: The Official 2021 Debt Smackdown @farfromtheusual woohoo!!! That's really quite close! And @Violet Yeti I do too! Made one for each successive debt paid off, which is kind of overkill but helped me see a light at the end of the…
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- 1 mth ago
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Re: The Official 2021 Debt Smackdown @polishrose my goodness!!! Yes that definitely makes sense in your case.
- mandiferous
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- 1 mth ago
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Re: 2021: The Official YNAB Savings Challenge Hello! Wasn't planning to join this year, but met my goal quite early for the 2021 Debt Smackdown! Claiming line 100. While I still have some loans to pay off,…
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- 1 mth ago
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Re: The Official 2021 Debt Smackdown @polishrose Also, just read your previous comment - if all you can do right now is pay off the minimums and try to tuck a little extra money towards one debt each month, that is still wonderful!…
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- 1 mth ago
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Re: The Official 2021 Debt Smackdown @polishrose Welcome! What I did is set up my budget with my minimum payments along with other targets for monthly and non-monthly expenses, use my usual salary to figure out what kind of surplus I…
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- 1 mth ago
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Re: The Official 2021 Debt Smackdown July EOM Check-in: 🎉 GOAL MET 🎉 Focus CC payments : $6,699 + interest; $0 balance . 100% progress! Total Debt: $47,000 (car and mortgage)... plus $11,…
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- 1 mth ago
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Re: The Official 2021 Debt Smackdown @farfromtheusual ohhhhh. I was wondering what was up with used car prices - I track my KBB car value every month (makes me feel a tiny bit better about my net worth even if I'm not actively looking…
- mandiferous
- mandiferous
- 2 mths ago
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Re: 2021 Age Of Money Challenge January AOM: 22 February AOM: 37 March AOM: 49 April AOM: 53 May AOM: 44 June AOM: 42 Another slight decrease to AOM, though one day later my AOM is 50.…
- mandiferous
- mandiferous
- 2 mths ago
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Re: The Official 2021 Debt Smackdown Thanks folks!!! June EOM Check-in: So. Freakin. Close. Focus CC payments : $1,200.00 + interest, $6,699 balance . 52.97% progress! Total Debt: $53,987 (including car and mortgage) CC-free date:…
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- 2 mths ago
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