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Re: The Official 2021 Debt Smackdown @Turquoise T-Rex Wooo!!! congrats on the spouse's student loan payoff! And on making a debt payoff change that feels better for you emotionally :)
- mandiferous
- mandiferous
- 8 days ago
- 2
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Re: The Official 2021 Debt Smackdown Plus I sent in my April CC payment, bringing that account to $10,399.99. Tantalizingly close to four digits...
- mandiferous
- mandiferous
- 8 days ago
- 5
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Re: The Official 2021 Debt Smackdown AaAHhhhHHH reimbursement check arrived today!! They paid for over 75% of the bill, and because I was able to cover my car maintenance TE and the upcoming brake replacement through the escrow…
- mandiferous
- mandiferous
- 8 days ago
- 4
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Re: The Official 2021 Debt Smackdown @Heidi F mental health is so important to prioritize right now, and minimum payments are still progress. Happy upcoming birthday and I hope next month is lovely for you!
- mandiferous
- mandiferous
- 9 days ago
- 1
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Re: 2021 Age Of Money Challenge Alright, I've joined! Line 39. Started YNAB at the very end of 2020 but didn't have an AOM until January. I started with a fair bit of buffer in my bank account so as of March EOM, I'm at 49 days.…
- mandiferous
- mandiferous
- 10 days ago
- 1
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Re: The Official 2021 Debt Smackdown @Salmon Motherboard WOOHOO!!!!! Amazing 🎉
- mandiferous
- mandiferous
- 10 days ago
- 1
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Re: The Official 2021 Debt Smackdown @Purple Foal I also have to replace my brakes. on a newish car, which is a frustrating setback! But getting really excited to also be down to four digits on my focus debt soon (probably May for me) :…
- mandiferous
- mandiferous
- 10 days ago
- 1
- Join A Challenge
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Re: The Official 2021 Debt Smackdown March EOM check-in: Focus CC payments : $866.67, $11,266 balance. 20.91% progress! Total Debt: $59,415.97 (including car and mortgage) This month was a financial rollercoaster.…
- mandiferous
- mandiferous
- 10 days ago
- 3
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Re: The Official 2021 Debt Smackdown @Spider Plant wooooof that's a lot of interest. But congrats on being able to make such a huge dent in your loan! I'm also expecting a hefty windfall later this year and trying to take time to…
- mandiferous
- mandiferous
- 1 mth ago
- 3
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Re: The Official 2021 Debt Smackdown @BenB Amazing and congrats to her on the new job! Love seeing the YNAB team participating in this challenge; makes our efforts feel more realistic and achievable when our teachers are not so far…
- mandiferous
- mandiferous
- 1 mth ago
- 3
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Re: The Official 2021 Debt Smackdown @Trainee Researcher amazing! so close!
- mandiferous
- mandiferous
- 1 mth ago
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Re: The Official 2021 Debt Smackdown February EOM check-in: Focus CC payments : $920.34 (adjusting for calculation error sometime earlier this year), $12,144 balance. 14.75% progress! Total Debt: $55,729.…
- mandiferous
- mandiferous
- 1 mth ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Orchid Guitar @TickTock This is what I'm doing as a new YNABer - I lowered my monthly debt paydown by a couple hundred dollars, and am now putting leftover money into a bulk payment category that I…
- mandiferous
- mandiferous
- 1 mth ago
- 4
- Join A Challenge
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Re: The Official 2021 Debt Smackdown @Dave That's awesome!! I was also just looking at my Jan 1 start and my current debt, thinking... where did it go? Very nice feeling.
- mandiferous
- mandiferous
- 1 mth ago
- 1
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Re: The Official 2021 Debt Smackdown @Violet Yeti whoa!!! that's a HUGE update!
- mandiferous
- mandiferous
- 2 mths ago
- 3
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Re: The Official 2021 Debt Smackdown @Pay Me To Draw I also started this smackdown before going through the debt bootcamp, and am changing some goals as a result. Congrats on the personal loan payoff and having cash flow to finally…
- mandiferous
- mandiferous
- 2 mths ago
- 1
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Re: The Official 2021 Debt Smackdown @MovingForward yikes! That's frustrating to have an expense like that crop up totally out of your control - and, also... terrifying?!? Having funds available to pay for it without adding to debt is…
- mandiferous
- mandiferous
- 2 mths ago
- 2
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Re: The epiphany of a first month YNABer Looks like we started right about the same time. My cat also has her own category (two actually. "😻 Beaker Care (regular)" and "🙀 Beaker Care (medical)").…
- mandiferous
- mandiferous
- 2 mths ago
- 1
- YNAB Wins
- Reported - view
Re: The Official 2021 Debt Smackdown @Corruptress 😂 that's one of my tried and true methods as well. Congrats on the card payoff!
- mandiferous
- mandiferous
- 2 mths ago
- 2
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Re: Seeking advice: where to focus debt paydown? @Ynaber27 @ddreger Yep, this^. If the credit cards post-promo rate are significantly (like +10% over the LOC) then maybe move it to the LOC when the promo period is over.…
- mandiferous
- mandiferous
- 2 mths ago
- 1
- Dealing with Debt
- Reported - view
Re: The Official 2021 Debt Smackdown February 1 Check-In: My focus CC is due on the 6th and it was driving me crazy seeing the payment sit in YNAB, soooo, I went ahead and paid it. $870.16 down, including the interest payment.…
- mandiferous
- mandiferous
- 2 mths ago
- 4
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Re: The Official 2021 Debt Smackdown @Hachi bean OHHHH that's interesting. Thank you!! I have two jobs, one of which is my own business, so I may want to talk to my business partners about that.…
- mandiferous
- mandiferous
- 2 mths ago
- 2
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Re: The Official 2021 Debt Smackdown @Hachi bean Slay that debt! Also very much keeping my fingers crossed for student debt cancellation :D
- mandiferous
- mandiferous
- 2 mths ago
- 1
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Re: The Official 2021 Debt Smackdown @farfromtheusual a few years ago (2015 I think?) I paid off my car and credit cards, and it was the weirdest feeling in the world. What do I do with it?!?…
- mandiferous
- mandiferous
- 2 mths ago
- 2
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Re: The Official 2021 Debt Smackdown It just occurred to me that it might be helpful, as the year winds on, to start this off by listing all of my debt here. On the spreadsheet I'm only tracking accounts I'm making more than minimum…
- mandiferous
- mandiferous
- 2 mths ago
- 4
- Join A Challenge
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