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Can't trust my budget again! What am I doing wrong?
Month 3 of YNAB and [email protected] still struggling. I've definitely spent less money due to simply scrutinising every penny I budget and spend. however, I can't plan ahead because different parts of YNAB…
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- 25 replies
- 2,203
- 1
- Setting Up Your Budget
- Answered
- Answered
Re: Credit Card arrears payments Thanks for all the help, but I just can't get my head around it. If someone could physically show me what I need to do that would be helpful, but fat chance of that! ;…
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- Credit Cards & Debt
- Reported - view
Re: Credit Card arrears payments @Janelle at YNAB Having just read this, I'm not sure it answers my question. The problems I'm having with YNAB I think is that my credit card statements are produced a month after the expenditure…
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- Credit Cards & Debt
- Reported - view
Re: Available to Budget is Greater than Balances I'm starting to think that this is something to do with how I pay off my credit card. YNAB calls it 'living on the float' or something similar. I use my credit card for most expenditure in the month…
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Available to Budget is Greater than Balances The 'available' money says 794.39. The sum of the on budget accounts is £2656 (all of them green). My account balance is £482 and I still have TBB of £579!!
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Available to Budget is Greater than Balances I've actually closed my savings account and removed the money from the budget, but despite having no red categories and having budgeted for the upcoming transactions I still show as having £579.…
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Available to Budget is Greater than Balances @Ben at YNAB Hi Ben, thanks a lot for your help. I've done what you said, and got to December's budget with zero 'to be budgeted' and you're right that your steps 3 and 4 do add up.…
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Available to Budget is Greater than Balances @Ben at YNAB Sorry - I should say that I started the month with an overdraft/debit. I didn't reflect that in the budget in that I didn't allocate any money towards it.…
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Available to Budget is Greater than Balances @Ben at YNAB Thanks for the answers so far. None of them quite solve it for me, but there are some things I've definitely learned from. Just for further info,…
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Available to Budget is Greater than Balances @nolesrule No, sorry, I have a balance of 482 but YNAB still says that have 578 available to budget. When actually I've got 482 minus the future transactions I've already got set up.
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- Setting Up Your Budget
- Reported - view
Re: Available to Budget is Greater than Balances I've got the same problem. My balance is £482, but YNAB says I have £578 to be budgeted. That's despite the fact that I still have future transactions set up for a further £140+.…
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- Setting Up Your Budget
- Reported - view
How to show money transferred to savings for specific activity
I have budgeted for a few big ticket expenditures in the coming months, but I want to physically move that allocated funding to a separate account (savings account),…
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- 3 replies
- 1,104
- 2
- Using YNAB
- Answered
- Answered
Re: Credit Card arrears payments @Cadet Blue Trombone (1e5200ebb6f8) that's really helpful. Thanks. It's that 'Total activity' bit that's been throwing me off a bit. I' haven't really familiarised myself with the reports section…
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- Credit Cards & Debt
- Reported - view
Re: Credit Card arrears payments @Tomato Colt (0bcf162afc41) it's not the credit card account balance that shows positive. That still has a negative balance. I had the scheduled transfer set up for 3 November because that's when it…
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- Credit Cards & Debt
- Reported - view
Re: Credit Card arrears payments @Tomato Colt (0bcf162afc41) I think that's essentially what I'm going to do. The only problem I can't really work out is how then to represent the credit card payment.…
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- Credit Cards & Debt
- Reported - view
Credit Card arrears payments
How do I budget for credit card expenditure when the payment is made in arrears, for example I paid today for activity recorded in Sept. I pay off the full balance every month,…
- Silver Lion (bc419e839d57)
- Silver_Lion_bc419e839d5
- 3 yrs ago
- 12 replies
- 1,383
- Credit Cards & Debt
- Answered
- Answered

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