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Re: What are your current HSA plans?
@Annieland It was just a matter of the down payment plus monthly payments equalling the LP FSA maximum. The monthly payment amount is the same, so the total cost for the year is dependent on the…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
1
Saving & Investing
Reported - view
Re: What are your current HSA plans?
@VoltaicShock We also put everything on credit cards for the points. 2% is 2%. (and the CC rewards also mostly end up in the taxable account). Mrs. nolesrule is starting orthodontics in January.…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
Saving & Investing
Reported - view
Re: What are your current HSA plans?
@VoltaicShock Yeah, the whole thing is a pain in the butt and not really worth the time. The money ends up in my taxable account anyway, so the tradeoff is that I have immediate access to those…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
1
Saving & Investing
Reported - view
Re: What are your current HSA plans?
@Annieland @Annieland said: I have medical expenses NOW, and I have the ability to give them favorable tax treatment so why not. That's how I think of it.…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
Saving & Investing
Reported - view
Re: "Pending Transactions" import feature breaking my budget
@Nicole So let me get this straight. There's an option to be able to disable auto categorization, but not an option to disable pending transactions.
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
Using YNAB
Reported - view
Re: What are your current HSA plans?
We use the HSA funds for reimbursement as we go. We're in a similar boat with the kiddo's braces. We had to pay the deposit and 4 months of payments out of the HSA because we didn't have a funded LP…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
1
Saving & Investing
Reported - view
Re: How to budget for savings account that don't go in the 'To be budgeted' category
In YNAB, you save money by budgeting it to a category and then not spending from that category (or moving it to another category). So when you get income, budget money to the category.…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
3
Saving & Investing
Reported - view
Re: Pending transactions should not be included in running balance
@dakinemaui hehe. true. And honestly I only have like 3 4 accounts linked anyway. I could just as easily unlink them. And this thread is telling me not to bother with my Amazon card.
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
Using YNAB
Reported - view
Re: Carry Over Negative Balance
@jlaws said: All of YNAB's support employees sticking to their guns on the red arrow is arrogant crap! I love your philosophy but I don't need your over-lording hand holding like you have a better…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
2
Using YNAB
Reported - view
Re: Coming Soon: Pending Transactions
@Aquamarine Rhythm I'm so glad they have a User Experience Architect on staff who can predict these various user experiences and prevent developers from implementing these things in a completely…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
Announcements
Reported - view
Re: Pending transactions should not be included in running balance
@dakinemaui Agreed. Importing pending transactions is a bug and should be reported. 😉
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
Using YNAB
Reported - view
Re: Pending transactions should not be included in running balance
@satcook This appears to be a credit card account.
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
4
Using YNAB
Reported - view
Re: "Pending Transactions" import feature breaking my budget
@Matthew it's not about the budget. It's about the workflow. It's forcing an unnecessary workflow on people who manually enter transactions. Even the above suggestion does not change the fact that…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
1
Using YNAB
Reported - view
Re: "Pending Transactions" import feature breaking my budget
@Nicole I didn't realize criticism was against the guidelines. Good to know.
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
3
Using YNAB
Reported - view
Re: "Pending Transactions" import feature breaking my budget
@Matthew I fail to see the relevance. or are you assuming that this is an account that has transactions importing on a daily basis so that it doesn't make a difference?…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
2
Using YNAB
Reported - view
Re: Keep it or sell it?
My suggestion would be to look at it from a perspective of hobby vs. daily transportation and don't mix them together.
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
6
Dealing with Debt
Reported - view
Re: Net Worth Debt Ratio in Toolkit Report
We've gone from 31% to 20% over 6.5 years. But it's more or less been our mortgages (plus whatever the CC balances were that month). And we're on our 3rd house and the current debt as a raw amount…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
2
Tips & Tricks
Reported - view
Re: "Pending Transactions" import feature breaking my budget
@bobbucy Thanks for submitting hte feature request. I've given up on them actually considering useful requests from veteran users, so I have not bothered with it as I consider it a waste of time.…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
5
Using YNAB
Reported - view
Re: Is there a way to split scheduled transactions from TBB into categories without messing up reports?
If all your income is for next month, then you can fund the whole budget at once and specific paychecks don't matter. But to answer your question, no, you can't do what you are trying to do.
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
Using YNAB
Reported - view
Re: "Pending Transactions" import feature breaking my budget
@Matthew @Matthew said: You can express this by manually entering the transaction (in which case the imported pending transaction will match the one you entered,…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
Using YNAB
Reported - view
Re: Starting Balance Incorrect?
Were any other transactions imported besides the starting balance?
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
Using YNAB
Reported - view
Re: "Pending Transactions" import feature breaking my budget
@dakinemaui A pending subsection never appeared at any point. The transactions imported, matched with existing manually input transactions with the linking icon as a call to action to approve the…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
Using YNAB
Reported - view
Re: "Pending Transactions" import feature breaking my budget
@Superbone @Superbone said: I believe you can already opt out on the web version by hiding the pending transactions section. That's a negative. I have an account that I turned on import for.…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
Using YNAB
Reported - view
Re: Apple Card Breaks YNAB system for me
My accounts have a total of 16,887 manually entered transactions, or an average of 7 per day. It's not tedious.
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
4
Credit Cards & Debt
Reported - view
Re: Overspent CC category
When it's off it means that something else happened besides only budgeted purchases. The main culprit is overspending in a category, 9 times out of 10.…
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
nolesrule
1 mth ago
1
Credit Cards & Debt
Reported - view
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nolesrule
nolesrule
Been waiting 5 years for the Stealing From the Future fix...
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