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Re: Coming Soon: Loan Accounts! 🏦 @Dela Nope. I created a test budget. Posted a payment dated November 1st. Today is November 2nd. i changed the interest rate and it changed the interest/principal and loan balance for a past payment.…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 1
- Announcements
- Reported - view
Re: Questions about balance/interest calculation for loan accounts @Dela The problem is that it then uses the incorrect interest estimate to represent the actual interest when the payment is posted in YNAB. This creates a cascading effect in that every future…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 2
- Credit Cards & Debt
- Reported - view
Re: YNAB Price Change 2021 @Emmavescence I pay 67% less for Netflix now than I did in 2002.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 1
- Announcements
- Reported - view
Re: YNAB Price Change 2021 @Annieland I'm not apologizing for them. Just regurgitating their stance. Personally, I think they could have managed it with annual incremental price increases until they got up to the retail price…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 2
- Announcements
- Reported - view
Re: YNAB Price Change 2021 @Mani yes, their response is that it was mis-interpreted, and that it's the 10% discount that is lifetime, not the price itself.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 2
- Announcements
- Reported - view
Re: How to handle transactions from last month that clear this month. @tgpratt said: Now on the last day of the month I go into YNAB and reset all balances to 0, this puts the unspent money back into the To be assigned, for when I wake up on the first and re assigned…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- Using YNAB
- Reported - view
Re: Loan Accounts and Balloon Payments Not presently.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Questions about balance/interest calculation for loan accounts My suggestion would be to revert back to the tracking account. The loan feature is half-baked and only works properly for a narrow set of circumstances.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 2
- Credit Cards & Debt
- Reported - view
Re: How to delete closed accounts? @Slate Blue Boa If a closed budget account has any money still in it, then that money is part of your budget. You can't just delete it. Why do you have a closed account with money in it?
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 1
- Using YNAB
- Reported - view
Re: YNAB Price Change 2021 @Silver Viper I'm wary of a full-fledged app that only has one person behind it. Very different from someone selling an old spreadsheet template.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- Announcements
- Reported - view
Re: YNAB Price Change 2021 @Aquamarine Zebra said: That’s only $4.08/month more than what I’m already budgeting. Or $49 in the next 30-60 days if your renewal happens to be in December.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 5
- Announcements
- Reported - view
Re: Software as a Service / Starting to seem like a scam This topic seems relevant all of a sudden today.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 6
- Using YNAB
- Reported - view
Re: YNAB Price Change 2021 @DosBoss57 you will be paying 90% of the new price. so roughly double what you are paying now.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 4
- Announcements
- Reported - view
Re: YNAB Price Change 2021 Anyone notice they waited till after the merch sale to make the announcement? One less category to be able to WAM from. 🤔
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 14
- Announcements
- Reported - view
Re: YNAB Price Change 2021 @Budget_NC Ouch. Was there an option to subscribe before the end of the soft launch?
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 1
- Announcements
- Reported - view
Re: YNAB Price Change 2021 Wouldn't the majority of legacy customers (those who transitioned from YNAB4) have transitioned shortly after the original launch of the web app? And wasn't that launch on January 1, 2016?…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 14
- Announcements
- Reported - view
Re: Advice on helping somebody into the YNAB world (and world of budgeting) My advice is to not get involved in the personal finances of family and friends. This is an impossible situation and the only way they can get out of it is if they actually want to change.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 3
- Credit Cards & Debt
- Reported - view
Re: YNAB Price Change 2021 @theBrokeCarpenter legacy users have been locked in to 10% off the original $50/year subscription price, so $45. So for them, this amounts to a 98% increase on their next renewal.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 9
- Announcements
- Reported - view
Re: YNAB Price Change 2021 @TeamTJ Well, as an alternative, they could have done incremental increases for legacy users. or maybe they could actually deliver features that are well thought out,…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 20
- Announcements
- Reported - view
Re: YNAB Price Change 2021 @TeamTJ I think those who are complaining about the price increase understand the value of money, which is something that is learned through use of YNAB.…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 27
- Announcements
- Reported - view
Re: YNAB Price Change 2021 @Budget_NC Except that it's equivalent to 12% annual inflation since launch. Inflation hasn't been that high.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 13
- Announcements
- Reported - view
Re: YNAB Price Change 2021 @Budget_NC That'swhat the FAQ is saying. We're being bumped up to the new price and then get a 10% discount on that.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- Announcements
- Reported - view
Re: YNAB Price Change 2021 From the FAQ: We haven’t raised our prices since 2017, so in order to continue improving our product and delivering white-glove support, our price needs to reflect the value we deliver.…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 43
- Announcements
- Reported - view
Re: YNAB Price Change 2021 You should have followed Rule 2 and given everyone a minimum of a full year to save up for the increase.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 39
- Announcements
- Reported - view
Re: S Corp YNAB makes for a terrible accounting package. I used Quickbooks for my S Corp (I switched back to sole proprietor a few years ago). I used YNAB for the budget but would never dream of it for…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 1
- Small Business
- Reported - view

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