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Re: Help setting up (paid every 2 weeks, I have months of buffer) @Annieland we itemized this year for the first time since 2017. It made the most sense because after the refi our mortgage interest dropped a lot so future years,…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- Setting Up Your Budget
- Reported - view
Re: Help setting up (paid every 2 weeks, I have months of buffer) @Annieland @Annieland said: I made a tax calculation spreadsheet that I update with every paycheck/vest (I earn $0, husband is sole earner) that automatically calculates the formula for every…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Help setting up (paid every 2 weeks, I have months of buffer) @Annieland said: Yeah I'd say about half of those items are in my regular budgeting too, but not the investing stuff. Home Improvement, Charitable Donations are in our budget.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Help setting up (paid every 2 weeks, I have months of buffer) @dakinemaui @dakinemaui said: Not concerned about dollar-cost averaging then? Time in market. Sooner it's invested the better, the market goes up more often than not.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- Setting Up Your Budget
- Reported - view
Re: Help setting up (paid every 2 weeks, I have months of buffer) @dakinemaui if I wrapped it into the normal budgeting then on average I'd have to wait 6 months for the extra paycheck to get entirely deployed. Additionally this made it nice and easy for us to…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- Setting Up Your Budget
- Reported - view
Re: Help setting up (paid every 2 weeks, I have months of buffer) @Annieland if no one wants to collaborate, just do it yourself. Our current 'secret" formula is: 50% to the Taxable Investing category, rounded up to the next $5 (the one that holds the gains and…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Credit Card shows overspent after transfer to cash account Yeah, this is a quirk in the overspending indicator on the account register. It considers any outflows that are not budgeted to be overspending (and a transfer of funds to another account fits that…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- 1
- Using YNAB
- Reported - view
Re: Help setting up (paid every 2 weeks, I have months of buffer) @Annieland Meanwhile, we handle the extra paycheck a bit differently. Since our entire budget is funded within the regular amount and there are always "unassigned" funds,…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- Setting Up Your Budget
- Reported - view
Re: Multiple Savings Accounts @Stuandrie @Stuandrie said: I do require these multiple accounts and there are numerous automatic micro-transactions that occur daily as I round up purchases and place them in these accounts.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Multiple Savings Accounts Your categories tell you what the money is for. Your accounts tell you where the money is. The simple solution is just to pare down to having one savings account,…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- 4
- Setting Up Your Budget
- Reported - view
Re: Is there a better way to do this? @Powder Blue Trumpet The way to change your mindset is to think about what higher priority goals you could accomplish with that money if you don't spend it.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- 4
- Setting Up Your Budget
- Reported - view
Re: Credit Card question: Available amount @Cadet Blue Griffin Can you provide screenshots of what you are describing? Ifthe CC balance is -50 and the CC Payment Available is 0, it should tell you you are underfunded by 50.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- Credit Cards & Debt
- Reported - view
Re: Credit Card question: Available amount @Cadet Blue Griffin If you want this to make sense and you aren't grasping how the transfer affects your budget, I suggest that instead of using a transfer to move the money between the accounts,…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- Credit Cards & Debt
- Reported - view
Re: Credit Card question: Available amount @Cadet Blue Griffin @Cadet Blue Griffin said: when I remove the 50€ it shows that I have 0 available. But it should be -50€ underfunded. But it isn’t. You said originally you had budgeted 50 to the…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- Credit Cards & Debt
- Reported - view
Re: Credit Card question: Available amount @Cadet Blue Griffin The category is a Credit card Payment category. it tells you how much money you have in your budget reserved for making credit card payments.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- 4
- Credit Cards & Debt
- Reported - view
Re: Credit Card question: Available amount @Cadet Blue Griffin YNAB does create some confusion for these "cash advance" situations, because they are different from the other types of transactions that happen on a credit card.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Credit Card question: Available amount @Cadet Blue Griffin @Cadet Blue Griffin said: the CC has a Balance that is -50 € which need to be payed off (with and additional money from future spendings) at around 22.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- Credit Cards & Debt
- Reported - view
Re: Credit Card question: Available amount @Cadet Blue Griffin this is what I gather from your post. You paid the card so it had a zero balance. Then you withdrew 50 from the card so it had a -50 balance. Is this correct or not?
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- Credit Cards & Debt
- Reported - view
Re: Credit Card question: Available amount You still have the 50 balance from the withdrawal, so it needs to be budgeted for in order to keep the pay in full status. It did not appear in Activity because a transfer cash withdrawal is an…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- Credit Cards & Debt
- Reported - view
Re: How do you plan your invested money for future budgets? @Annieland @Annieland said: Make sure you tell us when you pull the trigger on Mrs. Nolesrule's new car :). She has a 2006 CR-V. The old model with the tire on the back gate,…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- 2
- Setting Up Your Budget
- Reported - view
Re: Budgeting for the month or one check at a time. @Annieland There's no Red TBB in the next month. It's in the month after that. 😄
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- 2
- Setting Up Your Budget
- Reported - view
Re: How do you plan your invested money for future budgets? @Annieland It took a lot of time for me to settle on a plan that I felt was a balance between not holding too much cash and putting my budget categories at any sort of risk.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Budgeting for the month or one check at a time. @Superbone @Superbone said: ou don't bother with it?! I hope you don't leave it in TBB! There's a little thing called Rule 1, buddy! 😉 Hehe. It goes into the Extra Money category in the current…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- 2
- Setting Up Your Budget
- Reported - view
Re: How do you plan your invested money for future budgets? @Superbone Yeah, I mean our cash holdings are just 6.5 months take home pay plus a couple other categories (including fully funded next car for Mrs. nolesrule, since she's driving a 2006),…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Budget Using Only One Month's Income @void. pointer I'm not convinced they are ever going to fix it either, considering they promised a fix back in January 2016 and said it was just around the corner in August 2016.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- 1
- Setting Up Your Budget
- Reported - view

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Been waiting 5 years for the Stealing From the Future fix...

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