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Re: Read this before you use the loan tracking feature @Slate Gray Piranha You have to go into the "All Accounts" register to delete the transactions.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 wk ago
- Using YNAB
- Reported - view
Re: Read this before you use the loan tracking feature @Slate Gray Piranha said: Most importantly for me, I can't delete the loan account because you can't edit the interest calculations or adjustments. You can.…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 wk ago
- 2
- Using YNAB
- Reported - view
Re: True Expenses YNAB uses the term to remind you that you have more expenses than just the stuff you see every single months. What YNAB calls True Expenses are any non-monthly expenses that you will need to save…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 wk ago
- 4
- Setting Up Your Budget
- Reported - view
Re: Do you allow true expenses to rollover from one year to another? For example, if you didn’t spend your home maintenance in full in that year Home maintenance isn't a good choice of category for this question. The recommendation for how much to save for home maintenance is an annual average ,…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 wk ago
- Saving & Investing
- Reported - view
Re: Available Balance is Zero but YNAB is Letting me Assign Money to My Budget @Violet Piccolo Ready to Assign in the futuremost month you have assigned money in your budget.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 wk ago
- Setting Up Your Budget
- Reported - view
Re: Available Balance is Zero but YNAB is Letting me Assign Money to My Budget Yes, when you have money budgeted in future months and then you budget more money than you have in a more recent month, YNAB will pull it from the future-most month.…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 wk ago
- 1
- Setting Up Your Budget
- Reported - view
Re: Target Balance Goal and Reduce overfunding quick budget I got a lovely email from support stating that it's essentially not a high priority. I don't understand how this can't be a high priority. YNAB asks us to trust them to do the math with the quick…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 3 wk ago
- 7
- Using YNAB
- Reported - view
Re: Investment Accounts in the Budget @Walrus 44 When I moved my brokerage account on budget, I created a new account and transferred the balance, then closed the tracking account.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 3 wk ago
- 2
- Saving & Investing
- Reported - view
Re: Target Balance Goal and Reduce overfunding quick budget @WordTenor I know, right?
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 3 wk ago
- Using YNAB
- Reported - view
Re: Target Balance Goal and Reduce overfunding quick budget @nolesrule said: It's not been 6 months. *now
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 3 wk ago
- Using YNAB
- Reported - view
Re: Target Balance Goal and Reduce overfunding quick budget It's not been 6 months. I use this target type on many categories. This bug means I cannot use the fix over-assigned auto assign because it removes money from categories that are underfunded.…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 3 wk ago
- Using YNAB
- Reported - view
Re: Transfer $ from Tracking to On-Budget Account @MandB said: I have an emergency and have to sell the stocks. Stocks should be a long term investment and not storage of funds for emergencies. They are too volatile in the short term and lose…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 3 wk ago
- 3
- Saving & Investing
- Reported - view
Re: Savings account balance issue @Spring Green Tiger said: How do I handle this situation to keep my savings acct and my various savings categories in balance You don't. Accounts just tell you location of money.…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 3 wk ago
- 4
- Credit Cards & Debt
- Reported - view
Re: Series I Savings Bonds - should I budget for 3-month early withdrawal penalty? The current value of the I Bond as shown in Treasury Direct already takes the 3 month interest penalty into account, so you don't need to account for it.…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 1 mth ago
- 4
- Saving & Investing
- Reported - view
Re: Split inflow not appearing as assigned in the budget? Money that enters or leaves categories through transactions will appear in the Activity numbers. For the money to flow through the assigning process it needs to inflow to Ready to Assign and then…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 1 mth ago
- Using YNAB
- Reported - view
Re: Farewell Mighty YNABers! @srg @WordTenor is not a "he". You are right about her being a professor though.... in linguistics. My background is in Communication also, though not to that extent.…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 1 mth ago
- 5
- YNAB Wins
- Reported - view
Re: Credit Card - rectify difference @Coral Sloth it will appear in the auto-assign section if your CC balance and CC payment available amount are not identical. It is a feature called "Paid in Full Credit Card Assist" on the Budget…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 1 mth ago
- Tips & Tricks
- Reported - view
Re: Why can't I specify a real payoff date for Loan type account? HELOC interest is not calculated using the same formula that YNAB's loan payoff feature uses to calculate interest, which is a monthly simple interest calculation.…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 1 mth ago
- Dealing with Debt
- Reported - view
Re: CC Interest and Paying Down Debt There's no such thing as principal with a credit card, only the balance. Interest is calculated based on the average daily balance of your credit card during the statement period and posted on the…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 1 mth ago
- 5
- Dealing with Debt
- Reported - view
Re: How to stay disciplined with savings categories? You need to figure out how much you really need to fund that auto purchase category. What is the total amount you are planning to spend and when? Take that total,…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 1 mth ago
- 4
- Saving & Investing
- Reported - view
Re: worse than not doing the math I entered @Jeff Create the new account manually, and then link it afterwards. My suggestion would be a liability account and not a loan account since the loan feature isn't very useful at this time except for…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- Using YNAB
- Reported - view
Re: New YNAB converted Loan Account Interests amount incorrect @SgtBatten @SgtBatten said: Isn't having a tax deductible mortgage a hugely common thing in the US? Not since the TCJA a couple of years ago., which made itemizing deductions much less common.…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 1
- Dealing with Debt
- Reported - view
Re: YNAB alternatives @Budget_NC that would be an admission of an error.
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 4
- Tips & Tricks
- Reported - view
Re: New YNAB converted Loan Account Interests amount incorrect U.S. student loans often use the method of daily interest accrual and when a payment is posted, payment covers interest first with remaining amount going to principal,…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- 1
- Dealing with Debt
- Reported - view
Re: New YNAB converted Loan Account Interests amount incorrect @Dela The interest is incurred monthly. it does not compound, at least not in a U.S. based conforming mortgage. If it compounded, you'd see a balance increase because it would get added to the…
- nolesrule
- Stealing From the Future fix is an improvement but is incomplete....
- nolesrule
- 2 mths ago
- Dealing with Debt
- Reported - view

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Stealing From the Future fix is an improvement but is incomplete....

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