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Re: Rolling over spending into the next month @Slate Blue Hail said: I realize that this might not be how YNAB was designed This is the answer. Can't really add much to this. YNAB is a specific budgeting system.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 12 days ago
- 6
- Credit Cards & Debt
- Reported - view
Re: YNAB Web Interface Question @JoeDid The layout also looks terrible if use the Toolkit to change the line height of the rows.
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 12 days ago
- Tips & Tricks
- Reported - view
Re: Rolling over spending into the next month @Slate Blue Hail But it is true, because YNAB is a cash allocation system (aka envelope budget). Let's look at this scenario:. You have $200 in your accounts.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 12 days ago
- 3
- Credit Cards & Debt
- Reported - view
Re: Rolling over spending into the next month @Slate Blue Hail YNAB is first and last a specific budget method. The goal of which is to have the money set aside before you spend it. When you have a negative category in your budget,…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 12 days ago
- 7
- Credit Cards & Debt
- Reported - view
Re: Account Balance Doesn't Equal Money in Budgetted Categories @Louise You would not include tracking accounts because they are not part of the budget.
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- Saving & Investing
- Reported - view
Re: How to pay next months bills with this months money AND keep goals on track? @Breanne @Breanne said: but I guess I don't really understand the point of having goals set for each month if they need to be in line with the actual spending month, You don't need goals at all .…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- 1
- Using YNAB
- Reported - view
Re: How to pay next months bills with this months money AND keep goals on track? @Breanne If you pay the bill in March, the money must be in the category in March. otherwise the category will show as overspent. In this scenario, the money will then still be in the category in…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- Using YNAB
- Reported - view
Re: How to pay next months bills with this months money AND keep goals on track? Your budgeting and your goals should be based on when you will actually pay the bills (the actual outflow date that you will record in YNAB) and not when it's due.
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- Using YNAB
- Reported - view
Re: How to get rid of imaginary money @bookbinder This sounds like you may not have budgeted the money to a category when it was received, then overspent in a category when you spent it. If it was forthe same amount and it was using a…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- 1
- Tips & Tricks
- Reported - view
Re: How to get rid of imaginary money The money in the budget is equal to the money in your accounts. If your account balances are correct, your budget is correct. You may just not be looking at the right numbers for comparison.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- 5
- Tips & Tricks
- Reported - view
Re: Holding Account Question @ynaber2613 said: I often wonder if you could save more in the long run by taking a purely simplified approach and focus on saving more money on the spending side. Not really.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- Using YNAB
- Reported - view
Re: New to investing. Should I open an IRA? Just an FYI, some who is self employed with no employees can open and contribute to a Solo 401k.
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- 3
- Saving & Investing
- Reported - view
Re: Holding Account Question The Relationship Between Your Budget & Your Accounts | You Need A Budget Having enough money in an account is a matter of cash flow. it does not need to be tied to any particular set of categories.
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- 1
- Using YNAB
- Reported - view
Re: Credit Card Available in the RED @Silver Deer The credit card payment category tells you how much of your cash you have reserved to make payments to the credit card. When you make a purchase on a credit card from a category that…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Budgeting money for next month @Gray Network @Gray Network said: Don't want to derail the conversation but I don't understand why people keep referring to TBB being negative in the future month a bug because to me it seems like…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- Setting Up Your Budget
- Reported - view
Re: Didn't you used to be able set up goals to pay off (non-credit card) debt in YNAB? YNAB doesn't really have any goals that are for paying off debt, including credit cards, because there is no functionality to take interest into account,…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 2 wk ago
- Using YNAB
- Reported - view
Re: assigning categories for transfers between accounts I assume you have a separate business budget which is the best practice? It would be an owner's draw of funds from the business. So you'll want a category for that.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- 1
- Using YNAB
- Reported - view
Re: Credit card showing as underfunded? @Fuzzball Meows That's one of the complications of keeping separate finances.
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- Credit Cards & Debt
- Reported - view
Re: Credit card showing as underfunded? @Fuzzball Meows Yes, it will clear up. However you need to be careful, because your scheduled payment takes the card balance positive by $6, and funky things can go on when you do that.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- Credit Cards & Debt
- Reported - view
Re: Credit card showing as underfunded? @Fuzzball Meows The issue is those are future transactions, so the $134 outflow hasn't happened yet and so the payment category doesn't have that money in Available yet.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Question/Feature Request: split transaction to different date @Lavender Hail In the long run it will be correct as it all averages out. YNAB is a cash-based system, so you need/want reporting to reflect the reality of the cash-based transactions.
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- Using YNAB
- Reported - view
Re: Question/Feature Request: split transaction to different date The true income and expenses are to track them the way they actually happen. Categorized outflow in January. Categorized inflow in February. Income for the net amount in March.
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- Using YNAB
- Reported - view
Re: Account Balance Doesn't Equal Money in Budgetted Categories @Aquamarine Inspector Go the farthest future month you can access. That may be beyond next month. it should be one month past the last month that has any money budgeted into it.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- Saving & Investing
- Reported - view
Re: How do you all track crypto assets? @Budget_NC I put $200 in crypto out of my personal spending money to scratch the itch ($100 Bitcoin, $100 Ethereum). I'm going to let it sit. I just don't trust it as an actual investment as it has…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- 1
- Using YNAB
- Reported - view
Re: CC showing "Available Amount For Payment" No. Activity is based on Budgeted Purchase transactions and Payments within the current month only. It's also the least important column shown in the Credit Card Payment categories.…
- nolesrule
- Been waiting 5 years for the Stealing From the Future fix...
- nolesrule
- 3 wk ago
- 1
- Credit Cards & Debt
- Reported - view

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Been waiting 5 years for the Stealing From the Future fix...

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