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Re: Parents: Can I Get Some Help With True Expenses? @Owlette I love that!
- Chris Jacobie
- chris_jacobie
- 1 mth ago
- Parenting
- Reported - view
Re: Parents: Can I Get Some Help With True Expenses? @Superbone hahaha
- Chris Jacobie
- chris_jacobie
- 1 mth ago
- 1
- Parenting
- Reported - view
Re: Parents: Can I Get Some Help With True Expenses? @Superbone 100% I did my own laundry but that was about it. I think a little more responsibility would've done me good. I love the idea of them being able to cook.…
- Chris Jacobie
- chris_jacobie
- 1 mth ago
- 1
- Parenting
- Reported - view
Re: Parents: Can I Get Some Help With True Expenses? @Superbone Thank you!! I hate the idea of her starting out her adult life with student loan debt. Nothing like a little motivation to get that debt paid off!
- Chris Jacobie
- chris_jacobie
- 1 mth ago
- 2
- Parenting
- Reported - view
Re: Parents: Can I Get Some Help With True Expenses? @Navy Blue Pegasus that's smart. Glasses will probably be inevitable. That's a conversation my wife and I will need to have. Our daughter will definitely need to be financially responsible in some…
- Chris Jacobie
- chris_jacobie
- 1 mth ago
- Parenting
- Reported - view
Re: Parents: Can I Get Some Help With True Expenses? @dakinemaui That's exactly what we're doing. Just a monthly contribution to a 529 at Vanguard. The category is in YNAB but it's not being tracked. Senior trip is a good idea.…
- Chris Jacobie
- chris_jacobie
- 1 mth ago
- 1
- Parenting
- Reported - view
Parents: Can I Get Some Help With True Expenses?
My wife and I just had our first child 3 months ago so it's time to start adding some new True Expenses to the budget! Here's what I've got... -Orthodontics around 9 y/o. -Car at 16 y/o.…
- Chris Jacobie
- chris_jacobie
- 1 mth ago
- 17 replies
- 170
- Parenting
Re: Balance Sheet For Personal Use Thanks! Yeah, I’m fluent I accounting because I’ve always run my own business. I just want to see proper financial statements. I’ll look into these and report back!
- Chris Jacobie
- chris_jacobie
- 7 mths ago
- Investing & Retirement
- Reported - view
Re: How to get out of living paycheck to paycheck I could be off base but it sounds to me like you're playing the credit card float since you're paying your card off each month. So... Why don't you just pay the minimum for this month,…
- Chris Jacobie
- chris_jacobie
- 7 mths ago
- Method & Budgeting
- Reported - view
Reducing Housing Costs
My wife and I have been using YNAB for budgeting since August. It's been amazing! We got out of debt (except for the house) and have seriously cut back on a bunch of dumb stuff we were spending…
- Chris Jacobie
- chris_jacobie
- 7 mths ago
- 74
- 1
- Saving
Balance Sheet For Personal Use
I love YNAB for managing cashflow in my personal life and my small business but I’d like to maintain a personal balance sheet. It’s a bit of a stretch to use YNAB for this.…
- Chris Jacobie
- chris_jacobie
- 7 mths ago
- 3 replies
- 212
- Investing & Retirement
Re: Old vs. New @nolesrule what’s your take on Rule #4?
- Chris Jacobie
- chris_jacobie
- 10 mths ago
- Saving
- Reported - view
Re: How Long Does It Take To Save A 30-Day Buffer? @Slate Blue Pilot 4% sounds like a mortgage. Emergency fund is probably the right move if so. If we were talking credit card debt, definitely hit the debt first.
- Chris Jacobie
- chris_jacobie
- 10 mths ago
- Saving
- Reported - view
Re: How Long Does It Take To Save A 30-Day Buffer? @dakinemaui you do when you’re mathematically challenged like I am. 😂 It did help me see the power law relationship which was helpful but, yeah, your method is way better!
- Chris Jacobie
- chris_jacobie
- 10 mths ago
- 2
- Saving
- Reported - view
Re: How Long Does It Take To Save A 30-Day Buffer? @Slate Blue Pilot here’s the one (I think.) https://podcasts.apple.com/us/podcast/you-need-a-budget-ynab/id477248343#episodeGuid=a4200f6f975286f27550688e2e669c8e
- Chris Jacobie
- chris_jacobie
- 10 mths ago
- 1
- Saving
- Reported - view
Re: How Long Does It Take To Save A 30-Day Buffer? @Slate Blue Pilot definitely debt first in my humble (though certainly not accredited in anyway) opinion. I think Jesse has a podcast on it early on in the series.
- Chris Jacobie
- chris_jacobie
- 10 mths ago
- Saving
- Reported - view
Re: How Long Does It Take To Save A 30-Day Buffer? @nolesrule oh, interesting. I mean, the more the better! I think Dave Ramsey recommends 15% gross for retirement. Seems like an attainable starting point. 30% feels overwhelming to me right now haha.…
- Chris Jacobie
- chris_jacobie
- 10 mths ago
- Saving
- Reported - view
Re: We’re Buffered! @Slate Blue Pilot that’s fantastic- congrats!!
- Chris Jacobie
- chris_jacobie
- 10 mths ago
- YNAB Wins
- Reported - view
Re: We’re Buffered! @Slate Blue Pilot Oh, and once you're buffered... check this out: https://support.youneedabudget.com/t/804mhv/how-long-does-it-take-to-save-a-30-day-buffer
- Chris Jacobie
- chris_jacobie
- 10 mths ago
- 2
- YNAB Wins
- Reported - view
Re: We’re Buffered! @Slate Blue Pilot because we were so excited and because it was easier to have a meeting on Sunday, we did it two nights before. There were so minor headaches but it was totally worth it.…
- Chris Jacobie
- chris_jacobie
- 10 mths ago
- 1
- YNAB Wins
- Reported - view
Re: We’re Buffered! @Annieland Ah, that totally makes sense. Thanks - will do!
- Chris Jacobie
- chris_jacobie
- 10 mths ago
- YNAB Wins
- Reported - view
How Long Does It Take To Save A 30-Day Buffer?
I was curious about how long it would take to save a 30-day buffer based on the percentage of income saved. Like, "How much better is it to save 10% vs. 5%" Turns out...…
- Chris Jacobie
- chris_jacobie
- 10 mths ago
- 10 replies
- 317
- 4
- Saving
We’re Buffered!
My wife and I started YNAB 2 months ago and at that time we had about $900 in credit card debt from summer vacations we couldn’t afford to take and an “emergency fund” savings account with a little…
- Chris Jacobie
- chris_jacobie
- 10 mths ago
- 9 replies
- 411
- 12
- YNAB Wins
Re: ATTN: Ben Barlowe - Grocery Help? @BenB I just wanted to give you a quick update on how you're impacting me and my wife. We successfully implemented this last week and were under our grocery budget ($128/wk.) by $1.…
- Chris Jacobie
- chris_jacobie
- 10 mths ago
- 3
- Tips & Tricks
- Reported - view
Old vs. New
I couldn't help but think about aging your money when I saw this. Enjoy! https://youtu.be/5hIOwi5Mv8E
- Chris Jacobie
- chris_jacobie
- 10 mths ago
- 15 replies
- 190
- 2
- Saving

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Chris Jacobie

chris_jacobie

San Antonio, TX

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