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Re: The Official 2021 Debt Smackdown @Orchid Guitar August: $2,474.01 $12,779.70/$18,900 = 67.62% We also bought a car and were able to put down a sizeable amount that we had saved. After what felt like an eternity of stagnation or…
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 3
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Re: The Official 2021 Debt Smackdown @Orchid Guitar July: $2, 615.02 $10,305.69/$18,900 = 54% In addition to this, we've put down ~$4.5k for our new windows 🎉 and have saved an extra ~$1.2k toward a new car.…
- Orchid Guitar
- Orchid_Guitar.7
- 2 mths ago
- 2
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Re: The Official 2021 Debt Smackdown @farfromtheusual I understand the discernment process you're going through. We're in a position where we will need a car soon, though we don't know how soon.…
- Orchid Guitar
- Orchid_Guitar.7
- 2 mths ago
- 1
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Re: The Official 2021 Debt Smackdown Debt Paid through Dec 2020: $23,400/$70,900 (33%) 2021 Debt Smackdown Goal: $18,900 Jan: $ 0.00 Feb: $ 0.00 March: $ 254.64 April: $4,664.12 May: $1,000.91 June: $1,771.00 (estimated) $7,690.…
- Orchid Guitar
- Orchid_Guitar.7
- 3 mths ago
- 4
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Re: The Official 2021 Debt Smackdown @Hot Pink Admiral There are definitely many times I get frustrated that the debt payoff is taking forever, too. Especially when I look at how far we have to go.…
- Orchid Guitar
- Orchid_Guitar.7
- 4 mths ago
- 2
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Re: The Official 2021 Debt Smackdown @R Bro Congratulations!! That is wonderful news! And a fantastic way to celebrate is in the savings challenge. I'm so happy for you!
- Orchid Guitar
- Orchid_Guitar.7
- 4 mths ago
- 1
- Join A Challenge
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Re: The Official 2021 Debt Smackdown @Coral Network I love the name "The Crushinator!" I've been hoarding my student loan payments until they actually come due. I need to find an inspiring name for the bucket :…
- Orchid Guitar
- Orchid_Guitar.7
- 4 mths ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @SapphireSweetie Student loans under $2k?!? I'm so thrilled for you! 🎉👏🎉
- Orchid Guitar
- Orchid_Guitar.7
- 4 mths ago
- 1
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Re: The Official 2021 Debt Smackdown @Buckeye That's fantastic news!! Congratulations 🙂
- Orchid Guitar
- Orchid_Guitar.7
- 4 mths ago
- 1
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Re: The Official 2021 Debt Smackdown @92to0 It sounds like you're rolling with the punches and jumping over hurdles! Here's hoping for some awesome windfalls this month!
- Orchid Guitar
- Orchid_Guitar.7
- 4 mths ago
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Re: The Official 2021 Debt Smackdown @farfromtheusual I know that feeling of eagerly entering in my data into undebt.it and then not seeing the result I wanted. I find it frustrating, to be sure.…
- Orchid Guitar
- Orchid_Guitar.7
- 4 mths ago
- 1
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Re: The Official 2021 Debt Smackdown @pinkml87 Those are some great wins! Way to go!!
- Orchid Guitar
- Orchid_Guitar.7
- 4 mths ago
- 1
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Re: The Official 2021 Debt Smackdown Highest Balance on Student Loans in Oct 2019: ~$70,900 Fed Student Loans Today: $47,504 2021 Debt Smackdown Goal: $18,900 Jan: $ 0.00 Feb: $ 0.00 March: $ 254.64 April: $4,664.12 $4,918.…
- Orchid Guitar
- Orchid_Guitar.7
- 4 mths ago
- 3
- Join A Challenge
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Re: The Official 2021 Debt Smackdown @Little Green Ghoul The office chair is so worth it! My husband was working from a card table and rickety, uncomfortable wooden chair for months. After that, the office chair felt like heaven!
- Orchid Guitar
- Orchid_Guitar.7
- 6 mths ago
- 1
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Re: The Official 2021 Debt Smackdown @farfromtheusual Great idea! I'll definitely look into rebates before purchasing to see if there are any, and what the requirements might be. Thanks!
- Orchid Guitar
- Orchid_Guitar.7
- 6 mths ago
- 2
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Re: The Official 2021 Debt Smackdown Shifting Priorities We're having a shift in priorities, so I'm starting the debt smackdown over from scratch. Cold Effing House 🥶😭 Since April of last year,…
- Orchid Guitar
- Orchid_Guitar.7
- 7 mths ago
- 4
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- Reported - view
Re: The Official 2021 Debt Smackdown @TickTock Congratulations on being a month ahead AND having an emergency fund! That's wonderful! I can hear your eagerness for debt paydown (which I totally get!…
- Orchid Guitar
- Orchid_Guitar.7
- 7 mths ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @TickTock I'm so glad you found YNAB & are loving it! I fell in love with YNAB from day 1 and have been using it for ~4.5 years. I would say that there are levels of gettin' in the groove with YNAB…
- Orchid Guitar
- Orchid_Guitar.7
- 7 mths ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown February Check-In: $2,586.89 to student loan debt. 21.07% of goal accomplished to date!! Between scooping up extra $$ from buckets in Jan and the stimulus being applied in Feb,…
- Orchid Guitar
- Orchid_Guitar.7
- 7 mths ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @Green Song Wow! That's a sweet raise! Congratulations :)
- Orchid Guitar
- Orchid_Guitar.7
- 8 mths ago
- Join A Challenge
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Re: The Official 2021 Debt Smackdown @Slate Blue Pilot I think having a high percentage toward my debt paydown goal during the first of the year is the best feeling. Coming out of the gate at 13.64% paid must feel great! Way to go!!
- Orchid Guitar
- Orchid_Guitar.7
- 8 mths ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @MovingForward I was aware of the individual amounts I owed, but when I listed them all together & totaled them, ouch!! The pain lessened, though with the knowledge of exactly what was owed & a plan…
- Orchid Guitar
- Orchid_Guitar.7
- 8 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @ISuckatMaths That's fantastic, wonderful, stupendous!! Congratulations!!
- Orchid Guitar
- Orchid_Guitar.7
- 8 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @lowdenclear I'm so excited to hear that the 34-day challenge is working for you! Here's to a nice fat snowball in Feb!!
- Orchid Guitar
- Orchid_Guitar.7
- 8 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @farfromtheusual I totally get the financial calisthenics w/an older car. My husband had a paid off Toyota Camry with 200k+ miles on it. Toyotas and Hondas can go forever.…
- Orchid Guitar
- Orchid_Guitar.7
- 8 mths ago
- 2
- Join A Challenge
- Reported - view

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