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Re: 2020: The Official YNAB Savings Challenge @Ivory Tiger Congratulations!! Even being down to one income, you've been able to maintain great progress towards your goals! Very inspiring :)
- Orchid Guitar
- Orchid_Guitar.7
- 2 wk ago
- 1
- Join A Challenge
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Re: 2020: The Official YNAB Savings Challenge We had finished our stated savings goal in April and then started on our debt payoff plan. However, we sold a car in September and had a little more go to savings in November,…
- Orchid Guitar
- Orchid_Guitar.7
- 4 wk ago
- 1
- Join A Challenge
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Re: The Official 2020 Debt Smackdown I have not posted in a while. Due to my husband working at home for many, many months, we decided to allocate some of the debt payoff $ to having an office space. We also had medical bills.…
- Orchid Guitar
- Orchid_Guitar.7
- 4 wk ago
- 2
- Join A Challenge
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Re: The Official 2020 Debt Smackdown @MXMOM Just now seeing this :) Yes! A very good tip! We have been setting aside the amount each month in it's own bucket. There are certainly advantages/disadvantages to holding onto the funds.…
- Orchid Guitar
- Orchid_Guitar.7
- 4 wk ago
- 1
- Join A Challenge
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Re: What Would You do? First of all, you are in a very stressful situation at a very stressful time. The fact that you have your head above water is amazing. You are doing great with just surviving.…
- Orchid Guitar
- Orchid_Guitar.7
- 6 mths ago
- 4
- Setting Up Your Budget
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @GSDdad WOOO-HOOO!!! Debt Free!! Congratulations👍
- Orchid Guitar
- Orchid_Guitar.7
- 6 mths ago
- 1
- Join A Challenge
- Reported - view
Re: 2020: The Official YNAB Savings Challenge March, April, and May Check-in. We've been staying on-track & decided to add $2k from the stimulus to savings and decide what to do with it in the New Year.…
- Orchid Guitar
- Orchid_Guitar.7
- 6 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown March, April, and May check-in. March: $522.14 April: $0 May: $0 The debt we're paying off is federal student loans. Since there are no required payments, and no interest,…
- Orchid Guitar
- Orchid_Guitar.7
- 6 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Orchid Guitar January Check-In: $462.14 February Check-In: $522.14
- Orchid Guitar
- Orchid_Guitar.7
- 9 mths ago
- 2
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Re: The Official 2020 Debt Smackdown @Orchid Guitar I couldn't find my line, so I have claimed ID# 387
- Orchid Guitar
- Orchid_Guitar.7
- 9 mths ago
- Join A Challenge
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Re: The Official 2020 Debt Smackdown @Sparkleworker I started out using eMeals (~$60/yr). Their meals are delicious, and it was an easy way to start meal planning. I then began planning based on what we had left over.…
- Orchid Guitar
- Orchid_Guitar.7
- 9 mths ago
- 1
- Join A Challenge
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @Orchid Guitar February Check-in: $773.47 to savings 🙂
- Orchid Guitar
- Orchid_Guitar.7
- 9 mths ago
- 1
- Join A Challenge
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @amystylin I've tried both ways. I find that the psychological boost for me lies in funding one at a time. I would fund the Emergency Fund first because I like the feeling of safety.…
- Orchid Guitar
- Orchid_Guitar.7
- 10 mths ago
- 1
- Join A Challenge
- Reported - view
Re: 2020: The Official YNAB Savings Challenge @Orchid Guitar January Check In We were able to fund over $1.4k in January. Some of this was because we had been funding a Betterment account last year & we left these funds "off books" from YNAB,…
- Orchid Guitar
- Orchid_Guitar.7
- 10 mths ago
- 2
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- Reported - view
Re: 2020: The Official YNAB Savings Challenge @Orchid Guitar Line ID 69
- Orchid Guitar
- Orchid_Guitar.7
- 10 mths ago
- Join A Challenge
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Re: 2020: The Official YNAB Savings Challenge We're paying down debt, but would like a little more of a cushion to start out the year. We're looking at saving $6,000 as quickly as possible & then we'll turn to debt.…
- Orchid Guitar
- Orchid_Guitar.7
- 10 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @DogMom Congratulations on getting started! It can be daunting, but I believe you can do this! Some game-changers for us: 1. Using YNAB. It can take some getting used to, however,…
- Orchid Guitar
- Orchid_Guitar.7
- 10 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Orchid Guitar Line claimed. ID #238. Posted here for my own memory :)
- Orchid Guitar
- Orchid_Guitar.7
- 10 mths ago
- 1
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- Reported - view
Re: The Official 2020 Debt Smackdown Total Debt : Student Loans = $49,486.95 Goal : Pay $13,545 toward Student Loans. In other words, this total amount will include the ~$270/month in accrued interest.
- Orchid Guitar
- Orchid_Guitar.7
- 10 mths ago
- 2
- Join A Challenge
- Reported - view

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