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Re: The Official 2021 Debt Smackdown @farfromtheusual Great idea! I'll definitely look into rebates before purchasing to see if there are any, and what the requirements might be. Thanks!
- Orchid Guitar
- Orchid_Guitar.7
- 3 days ago
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Re: The Official 2021 Debt Smackdown Shifting Priorities We're having a shift in priorities, so I'm starting the debt smackdown over from scratch. Cold Effing House 🥶😭 Since April of last year,…
- Orchid Guitar
- Orchid_Guitar.7
- 6 days ago
- 3
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Re: The Official 2021 Debt Smackdown @TickTock Congratulations on being a month ahead AND having an emergency fund! That's wonderful! I can hear your eagerness for debt paydown (which I totally get!…
- Orchid Guitar
- Orchid_Guitar.7
- 2 wk ago
- 6
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Re: The Official 2021 Debt Smackdown @TickTock I'm so glad you found YNAB & are loving it! I fell in love with YNAB from day 1 and have been using it for ~4.5 years. I would say that there are levels of gettin' in the groove with YNAB…
- Orchid Guitar
- Orchid_Guitar.7
- 2 wk ago
- 5
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Re: The Official 2021 Debt Smackdown February Check-In: $2,586.89 to student loan debt. 21.07% of goal accomplished to date!! Between scooping up extra $$ from buckets in Jan and the stimulus being applied in Feb,…
- Orchid Guitar
- Orchid_Guitar.7
- 3 wk ago
- 7
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Re: The Official 2021 Debt Smackdown @Green Song Wow! That's a sweet raise! Congratulations :)
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
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Re: The Official 2021 Debt Smackdown @Slate Blue Pilot I think having a high percentage toward my debt paydown goal during the first of the year is the best feeling. Coming out of the gate at 13.64% paid must feel great! Way to go!!
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 3
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- Reported - view
Re: The Official 2021 Debt Smackdown @MovingForward I was aware of the individual amounts I owed, but when I listed them all together & totaled them, ouch!! The pain lessened, though with the knowledge of exactly what was owed & a plan…
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 3
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Re: The Official 2021 Debt Smackdown @ISuckatMaths That's fantastic, wonderful, stupendous!! Congratulations!!
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 1
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Re: The Official 2021 Debt Smackdown @lowdenclear I'm so excited to hear that the 34-day challenge is working for you! Here's to a nice fat snowball in Feb!!
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 1
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Re: The Official 2021 Debt Smackdown @farfromtheusual I totally get the financial calisthenics w/an older car. My husband had a paid off Toyota Camry with 200k+ miles on it. Toyotas and Hondas can go forever.…
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 2
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Re: Breaking the YNAB Addiction @Periwinkle Flute There is so much awesomeness in that story!! I love that your kid sees that budgeting makes you HAPPY, and that s/he is happy that you're happy. 😀
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 1
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Re: The Official 2021 Debt Smackdown @farfromtheusual Having a paid off car is such a sweet feeling. It's so exciting that you're almost there! Way to go!!
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 2
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Re: The Official 2021 Debt Smackdown @farfromtheusual Yes, I have dreams of that day :)
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 2
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Re: The Official 2021 Debt Smackdown @Aussie Beachlife Fantastic way to start the year! I LOVE 3 paycheck months :)
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 1
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Re: The Official 2021 Debt Smackdown @Ica Paige We've been paying off debt for a while now. It seems like some years hit us hard with having to cash flow needed repairs and such: It sounds like 2020 hit you hard.…
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 2
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Re: The Official 2021 Debt Smackdown @Harriet I'm so excited for you! I bet getting about half of that debt paid off ASAP will be motivating. And, to be out from under a burden in about 1 year? That would be very freeing! Good luck :)
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 3
- Join A Challenge
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Re: The Official 2021 Debt Smackdown @farfromtheusual So, so true! I am very excited to see the drop right before interest starts up again! I think that's part of the difficulty of waiting is I don't get the satisfaction each month of…
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 3
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Re: The Official 2021 Debt Smackdown @Orchid Guitar I forgot to make one point for clarity and for others who are in this complex time of student loan debt payoff... We have been holding back the cash for our student loan debt payoff…
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 4
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- Reported - view
Re: The Official 2021 Debt Smackdown @Green Cleric I definitely know that feeling of paying for past choices. We've been in debt payoff separately and married for almost 5 years. We had to take some time off to get house repairs done,…
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 3
- Join A Challenge
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Re: The Official 2021 Debt Smackdown @R Bro I love it! Hittin' that debt hard right away! What a great feeling 😄
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @BenB We have just about the same amount owed on our mortgage. Unfortunately, we are currently focused on student loan debt. I'll live vicariously through you until we get to the mortgage payoff…
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 3
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Re: The Official 2021 Debt Smackdown @Forest Green Gazelle Oh, the feeling of a paid off car is a beautiful thing. And, to pay it off 3 years early...magnificent!! Congratulations!!
- Orchid Guitar
- Orchid_Guitar.7
- 1 mth ago
- 2
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Re: The Official 2021 Debt Smackdown @Orchid Guitar January Check-In: $1,855.67
- Orchid Guitar
- Orchid_Guitar.7
- 2 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown Working on paying off student loan debt this year. It's all we have left besides the mortgage. The highest point of this debt was Oct 2019: ~$70,900 Current: ~$38,…
- Orchid Guitar
- Orchid_Guitar.7
- 2 mths ago
- 9
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