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Re: The Official 2020 Debt Smackdown Well, after doing my first full month of budgeting and looking ahead at next months projected bills and expenses, I've decided to drop out of the debt smackdown.…
- Coral Mixer
- Coral_Mixer.7
- 2 mths ago
- 1
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @MXMOM thanks for the idea. I think I’ll leave it because it really is part of the total debt. Our home mortgage is actually only about $265,000 of that.…
- Coral Mixer
- Coral_Mixer.7
- 2 mths ago
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @HappyDance Thanks. It has been one of the many gloomy clouds hanging over our heads since 2016 and even though we didn't "work" for this money, we really had to fight long hard for it.…
- Coral Mixer
- Coral_Mixer.7
- 2 mths ago
- 1
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown @Coral Mixer I forgot to say that I claimed line 375 on the spreadsheet. Also, should I leave off the grant $ and just include the credit card in my payoff target?
- Coral Mixer
- Coral_Mixer.7
- 2 mths ago
- Community Challenges
- Reported - view
Re: The Official 2020 Debt Smackdown OK, I'm new to this thread and to YNAB altogether. So here goes. Just as a precursor... There was a natural disaster in our city in 2016 that flooded our home and most of our belongings,…
- Coral Mixer
- Coral_Mixer.7
- 2 mths ago
- 3
- Community Challenges
- Reported - view
Re: Loan interest OK, I just took a workshop and I think I understand now. I did have to reduce the amount budgeted for my payment by the amount of the interest to equal the total amount already paid.…
- Coral Mixer
- Coral_Mixer.7
- 2 mths ago
- Managing Debt
- Reported - view
Re: Loan interest @dakinemaui I agree. I think I'll just keep things uncomplicated and get rid of the separate "interest and fees" category altogether and just make adjustments for the monthly changing balances.
- Coral Mixer
- Coral_Mixer.7
- 2 mths ago
- Managing Debt
- Reported - view
Re: Loan interest @KD603NH OK, forgive me for asking so many questions (feel free to role eyes as necessary).... I got that you make a category called interest and fees in the budget.…
- Coral Mixer
- Coral_Mixer.7
- 2 mths ago
- Managing Debt
- Reported - view
Re: Loan interest @dakinemaui This is my first month and I guess I'm still confused... So, when the credit card bill comes around and you pay it, it comes out of your credit card payment category (as a transfer from…
- Coral Mixer
- Coral_Mixer.7
- 2 mths ago
- Managing Debt
- Reported - view
Re: Loan interest @KD603NH Hi, I had the same question and this seems to fix the issue for regular loans. Thanks! But it seems to only work for tracked loans and not for Credit Cards because it just says "category…
- Coral Mixer
- Coral_Mixer.7
- 2 mths ago
- Managing Debt
- Reported - view

Coral Mixer

Coral_Mixer.7

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