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Re: The Official 2021 Debt Smackdown January payment: $9368.80 sent to my high yield savings account waiting to pay down student loan (currently at 0% interest). This represents loan #1 being DONE.…
- Sweet Tangerine
- sweettangerine
- 5 days ago
- 5
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Re: The Official 2021 Debt Smackdown @Buckeye I'm throwing my student loan payments into a high (ok, not so high right now) yield savings account, and going to wait out the possibility of loan forgiveness (or at least until interest…
- Sweet Tangerine
- sweettangerine
- 5 days ago
- 5
- Join A Challenge
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Re: The Official 2021 Debt Smackdown Here for another year of Debt Smackdown! Line #68 My debts remaining are all Federal Student Loans...Goals are to pay these off this year if and when interest resumes...…
- Sweet Tangerine
- sweettangerine
- 2 wk ago
- 4
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Re: The Official 2020 Debt Smackdown Happy December!! This is my last check in for 2020. I did not meet my goal of $32,556. However, I paid off $22, 931 or a little more than 70% of debt. I'm ok with this.…
- Sweet Tangerine
- sweettangerine
- 1 mth ago
- 10
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Re: The Official 2020 Debt Smackdown @karine7 This is so exciting!! Congratulations...well deserved for your hard work!!
- Sweet Tangerine
- sweettangerine
- 1 mth ago
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Re: The Official 2020 Debt Smackdown November Check-In: Paid $100 towards my last debt (Parent Plus Loan currently at 0% interest). Small drop in the bucket this month, however...What blows my mind is the total amount of debt I've…
- Sweet Tangerine
- sweettangerine
- 2 mths ago
- 5
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Re: The Official 2020 Debt Smackdown @Whiskey Mama I also feel pretty certain I'll pay it off before the interest resumes, I guess I'm just trying to keep a little higher emergency fund for the times we are in.…
- Sweet Tangerine
- sweettangerine
- 3 mths ago
- 1
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Re: The Official 2020 Debt Smackdown @farfromtheusual YES! It's a new thing for me, but sure does make me feel better having it!
- Sweet Tangerine
- sweettangerine
- 3 mths ago
- 2
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Re: The Official 2020 Debt Smackdown October Check-in....kind of boring this month with $100 towards Parent Plus Loan (last debt woo hoo!). 70% towards goal of NO MORE DEBT! The only way I'm making my goal this year is if I decide to…
- Sweet Tangerine
- sweettangerine
- 3 mths ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Madkat-Z I'm in the same boat!! Either way, that Net Worth is going UP!!!
- Sweet Tangerine
- sweettangerine
- 4 mths ago
- 2
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Re: The Official 2020 Debt Smackdown @TLW oh wow, that's so awesome!! Congratulations!!
- Sweet Tangerine
- sweettangerine
- 4 mths ago
- Join A Challenge
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Re: The Official 2020 Debt Smackdown September 2020! Total paid: $22,731.79 of $32,556.79 (dang, those numbers are big!) Paid $1000 to pay off last credit card balance, and $100 towards Parent Plus Loan ($1175 of $11,000 paid),…
- Sweet Tangerine
- sweettangerine
- 4 mths ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @WhiskeyThief it sounds like a good idea to me! For what it's worth, I'd choose the card that looks best AFTER the promotional period has ended...which one has a better interest rate or rewards that…
- Sweet Tangerine
- sweettangerine
- 4 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown August Check-In: Paid $1300.00 towards 0% interest credit card (only $1000 to go!) and $100 toward Parent Plus Loan (also 0% interest at the moment...hope that continues with the next stimulus…
- Sweet Tangerine
- sweettangerine
- 5 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Slate Blue Network what a great feeling that must be!!!! Congrats! (sorry about the job though!)
- Sweet Tangerine
- sweettangerine
- 5 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Whiskey Mama you've still made progress and nothing wrong with socking away money for this situation! So many things we just don't have control over...…
- Sweet Tangerine
- sweettangerine
- 5 mths ago
- Join A Challenge
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Re: The Official 2020 Debt Smackdown @auntdar Any chance you're a Capricorn? Ha! I so relate to your post! Up early, visual aids for motivation, and planning ahead! These all get me going too ;) Great work on the debt pay-down!!
- Sweet Tangerine
- sweettangerine
- 5 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Mx Emmin that must feel amazing!! Congratulations!!!
- Sweet Tangerine
- sweettangerine
- 6 mths ago
- 1
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Re: The Official 2020 Debt Smackdown July Check-In...Paid $200 towards 1 credit card and Parent Plus Loan (both currently at 0%), bringing total to 62% debt paid. I threw the bulk of extra money this month towards my Buffer (this is…
- Sweet Tangerine
- sweettangerine
- 6 mths ago
- 4
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- Reported - view
Re: The Official 2020 Debt Smackdown @Steel Blue Sound Im still in YNAB 4 and what you are describing sounds similar to what was called pre-YNAB debt and you just paid it down like other bills, a little at a time until it was gone.…
- Sweet Tangerine
- sweettangerine
- 7 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown June Check-in: Squashed $1300 toward my debts, which included 1 pay-off and that always feels good! (spreadsheet says I'm almost 62% to goal)! Woo hoo!!!…
- Sweet Tangerine
- sweettangerine
- 7 mths ago
- 4
- Join A Challenge
- Reported - view
Re: multiple credit cards @dakinemaui Interesting, I pay the balance to $0 every month just before the due date without any issues. I do automate it paying the balance in full (I basically automate everything I can...…
- Sweet Tangerine
- sweettangerine
- 7 mths ago
- Dealing with Debt
- Reported - view
Re: multiple credit cards Hi. At first the credit card part of YNAB can seem confusing, and that's because YNAB doesn't like DEBT! Which is also why YNAB works so well to actually change your behavior.…
- Sweet Tangerine
- sweettangerine
- 7 mths ago
- Dealing with Debt
- Reported - view
Re: The Official 2020 Debt Smackdown @Ivory Wildebeest I think I'd continue to make minimum payments on the loans due the interest being ok, get a used car for cash if at all possible using the emergency fund (think this could be…
- Sweet Tangerine
- sweettangerine
- 7 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown May Check-in: Paid $800 total to debt this month. $600 and $100 to 0% interest cards (balances now $1100 and $2500) and $100 toward Parent Plus Loan (also currently at 0% interest) with $10,…
- Sweet Tangerine
- sweettangerine
- 8 mths ago
- 4
- Join A Challenge
- Reported - view

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