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Re: The Official 2021 Debt Smackdown @mandiferous That's awesome! Congrats! I totally know what you mean. I've paid off credit cards before only to rack them up again. The difference now is the mindset and YNAB.…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 6 hrs ago
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Re: The Official 2021 Debt Smackdown @mandiferous awesome!
- pinkml87
- Project Manager
- Orange_Piranha.8
- 20 hrs ago
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Re: The Official 2021 Debt Smackdown @Violet Yeti Great job! I totally understand the mindset of checking your budget before you spend and actually planning ahead. My old method was to charge things and be like, I deserve this,…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 6 days ago
- 1
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Re: The Official 2021 Debt Smackdown @Violet Yeti thank you so much!
- pinkml87
- Project Manager
- Orange_Piranha.8
- 6 days ago
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Re: The Official 2021 Debt Smackdown @Aussie Beachlife wow!!!! 👏🏻
- pinkml87
- Project Manager
- Orange_Piranha.8
- 7 days ago
- Join A Challenge
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Re: The Official 2021 Debt Smackdown Hi all! I haven't posted much in the group as I didn't have to much to report on tackling my debt. I realized that I really need to use my windfalls (as I learned from this group!) to my advantage.…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 7 days ago
- 6
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Re: The Official 2021 Debt Smackdown @farfromtheusual great points!
- pinkml87
- Project Manager
- Orange_Piranha.8
- 3 mths ago
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Re: The Official 2021 Debt Smackdown Debt on credit card: $3,301.15 Payment + cash back bonus applied: $586.10 New amount owed: $2,700.36 I also have a personal loan and a private student loan (why oh why did I change from federal to…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 3 mths ago
- 6
- Join A Challenge
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Re: The Official 2021 Debt Smackdown @Hachi bean Thank you for the encouragement, support, and for your feedback. I totally hear you! I live right outside Mpls, MN, so it's way less expensive than LA for sure!!!! I totally hear you.…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 3 mths ago
- 2
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Re: Should I stay or go? I'm hoping to move to a new apartment @Annieland thank you for your feedback!
- pinkml87
- Project Manager
- Orange_Piranha.8
- 3 mths ago
- 1
- Saving & Investing
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Re: Should I stay or go? I'm hoping to move to a new apartment @pinkml87 the $3k is my emergency fund. That's it's job.
- pinkml87
- Project Manager
- Orange_Piranha.8
- 3 mths ago
- Saving & Investing
- Reported - view
Re: Should I stay or go? I'm hoping to move to a new apartment @Annieland you're right. I have money in a Roth IRA & Rollover IRA and that's about $5600 or so. Yeah, that's entire savings. Which is why I've held off because I thought it would be better to have…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 3 mths ago
- 1
- Saving & Investing
- Reported - view
Should I stay or go? I'm hoping to move to a new apartment
TLDR: Trying to figure out if it's a wise decision to move and increase my monthly rent payments considering about $3k in savings and the debt I have. It will not make me broke or make things super…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 3 mths ago
- 4 replies
- 138
- Saving & Investing
Re: The Official 2021 Debt Smackdown I want to share some small wins and ask the larger group for feedback. 1.) I checked my budget in YNAB for my groceries category before buying any groceries yesterday. 2.…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 3 mths ago
- 4
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Re: The Official 2021 Debt Smackdown @Dela thanks for reading and for your response. You're totally right! I don't actually have goals set up for my debt in YNAB. It might be good for me to get on that, so as you said,…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 3 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown @farfromtheusual thank you for taking the time to read my post and for your response. Omg, yes! I totally did not have enough money for basic living expenses right after college and leaned on my…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 3 mths ago
- 2
- Join A Challenge
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Re: The Official 2021 Debt Smackdown I'm glad I found this thread. I would like to pay off my debt, but I feel like I need to be better at making a plan and having more of a strategy around it.…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 3 mths ago
- 4
- Join A Challenge
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Re: The Official 2021 Debt Smackdown For 2021, at the very least, I would like to pay off my credit card, which is $3,113.69.
- pinkml87
- Project Manager
- Orange_Piranha.8
- 3 mths ago
- 3
- Join A Challenge
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Re: The Official 2021 Debt Smackdown Total debt: $37, 975.17 1.) credit card: $3,113.69 (did a balance transfer this year to get a 0% interest rate, so I can hopefully pay this off in 2021) 2.) personal loan: $7,148.…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 3 mths ago
- 3
- Join A Challenge
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Re: Budgeting Your Savings @Yes I can thanks for sharing!
- pinkml87
- Project Manager
- Orange_Piranha.8
- 7 mths ago
- Saving & Investing
- Reported - view
Re: Budgeting Your Savings @Bruce Aw, thank you!
- pinkml87
- Project Manager
- Orange_Piranha.8
- 7 mths ago
- Saving & Investing
- Reported - view
Re: Budgeting Your Savings @Annieland thank you! I have taken a few classes when I first started out a few months ago, but there were more on getting started with YNAB. I probably could take some more workshops on savings and…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 7 mths ago
- 1
- Saving & Investing
- Reported - view
Budgeting Your Savings
So I came across this article today: https://docs.youneedabudget.com/article/202-budgeting-your-savings In short, the article suggests you budget your savings too.…
- pinkml87
- Project Manager
- Orange_Piranha.8
- 7 mths ago
- 14 replies
- 338
- Saving & Investing
Re: Student Loan Payment: How do I log the transaction/payee @dakinemaui thx, I'll give that a try! THANK YOU so much for the gift of your feedback and time in responding to my questions!
- pinkml87
- Project Manager
- Orange_Piranha.8
- 7 mths ago
- 1
- Credit Cards & Debt
- Reported - view
Re: Student Loan Payment: How do I log the transaction/payee @Matthew thanks, I'll give that a try!
- pinkml87
- Project Manager
- Orange_Piranha.8
- 7 mths ago
- Credit Cards & Debt
- Reported - view

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