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Re: YNAB alternatives Thanks to everyone who is trying out the alternatives and reporting back, since I don’t have the time or patience to fo so I am relying on y’all! It’s funny how we are still acting like YNABers,…
- Aquamarine Thunder
- Aquamarine_Thunder.5
- 3 wk ago
- 1
- Tips & Tricks
- Reported - view
Even my goals have goals!
Hello everyone, I recently started a Wish List, and while most of the items on it were one-time purchases to save toward (new mattress, tattoo, etc), I also have a few things that would be monthly…
- Aquamarine Thunder
- Aquamarine_Thunder.5
- 1 yr ago
- 1 reply
- 98
- Tips & Tricks
Re: How (and when) to think about Emergency Fund Thanks for clarifying! I understand the difference between INM and Income Replacement now. Am I correct that you also have an Emergency Fund category, separate from Income Replacement?
- Aquamarine Thunder
- Aquamarine_Thunder.5
- 1 yr ago
- Saving & Investing
- Reported - view
An aesthetic win still counts, right?
I just wanted to share, since I am VERY proud of myself and spent a couple hours working on it, that I have added emojis to my budget for the first time.…
- Aquamarine Thunder
- Aquamarine_Thunder.5
- 1 yr ago
- 1 reply
- 128
- 3
- YNAB Wins
Re: How (and when) to think about Emergency Fund @Move Light Sound Life Thank you, this is very clear and helps a lot.
- Aquamarine Thunder
- Aquamarine_Thunder.5
- 1 yr ago
- 1
- Saving & Investing
- Reported - view
How (and when) to think about Emergency Fund
Wow, I can't believe I am even posting something in a place called "Saving." Maybe this is more about debt but this feels like a more hopeful place to ask it.…
- Aquamarine Thunder
- Aquamarine_Thunder.5
- 1 yr ago
- 12 replies
- 587
- 1
- Saving & Investing
How does IRS debt compare to other types?
Hi! I'm working on my debt paydown plan, and my biggest debt is to the IRS, followed by several medical bills in collection, and then one credit card (the card is closed so I'm not longer using it,…
- Aquamarine Thunder
- Aquamarine_Thunder.5
- 1 yr ago
- 2 replies
- 138
- 2
- Dealing with Debt
Re: Milestone Reached - Funding 1 month out Good for you! I can't wait to get there...😄
- Aquamarine Thunder
- Aquamarine_Thunder.5
- 1 yr ago
- Setting Up Your Budget
- Reported - view
Questioning the meaning of goals
Hi all, Relatively new (just over a year) but not totally new to YNAB and this is something that has been confusing my brain since I started, that I finally figured out how to articulate (well,…
- Aquamarine Thunder
- Aquamarine_Thunder.5
- 1 yr ago
- 4 replies
- 110
- Setting Up Your Budget

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