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Re: 2021: The Official YNAB Savings Challenge When I began using YNAB in November of 2019 upon recommendation of a friend, our situation was dire. My wife and I were dealing with 2 kids off at college and a rising amount of consumer debt,…
- R Bro
- Purple_Filly.9
- 2 wk ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown For May we paid $2527.95. We are now at 100% of our goal for the year. This includes the approximately $2100 to reach our goal plus another charge from this previous month.…
- R Bro
- Purple_Filly.9
- 1 mth ago
- 8
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown April: $1250.00 again. We are now at 73% of our goal paid. Trying to move resources around and hopefully double up the payment and take care of the remaining balance in May.…
- R Bro
- Purple_Filly.9
- 2 mths ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown For March, we were able to pay $1250 once again. We are now at 58% of our goal for the year. Hopefully will be able to pay off this last credit card by May.
- R Bro
- Purple_Filly.9
- 2 mths ago
- 4
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge This is my first savings challenge, and my goal is to add $4000 to my family's savings/emergency fund. We will hopefully finish our debt challenge in April or May to pay off our last credit card…
- R Bro
- Purple_Filly.9
- 3 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown For February, we are paying $1250. This brings us over 40% of our goal. On our way to reaching our goal by mid year.
- R Bro
- Purple_Filly.9
- 4 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown For January, we are able to pay $2200. This includes $1000 for our budgeted amount plus our $1200 stimulus payment. Just as it has been for the last year, we haven't added any new credit card debt.…
- R Bro
- Purple_Filly.9
- 5 mths ago
- 7
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown I am excited to be on board again. The impact YNAB has had on my family since we began using the product in November of 2018 is hard to measure. After years of barely being able to keep up,…
- R Bro
- Purple_Filly.9
- 5 mths ago
- 8
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown December update: We were able to pay another $1000.00 toward our debt. Our total paid for the year is $13,149.57 which is 87.66% of our goal. We now owe around $8k (I said 8K last month erroneously)…
- R Bro
- Purple_Filly.9
- 6 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown November update: Paid $1000.00 once again. We've made 81% of our $15K goal for the year. We are down to $8K balance on our last credit card. In November of 2019 we owed about $23K on three separate…
- R Bro
- Purple_Filly.9
- 7 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Paid $1000.00 for October. Year to date: We've paid 11,149.57 toward our $15K goal. 74.33%. We now owe less than 10K on our last credit card, which we hope to pay off by mid 2021.
- R Bro
- Purple_Filly.9
- 8 mths ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown To correct my post from August, we actually paid $1385. A small amount of difference, but I wanted my entries here to match the spreadsheet. For September we are able to pay $1350.…
- R Bro
- Purple_Filly.9
- 9 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown $1410 for August. No new debt once again. Even funded a small vacation at the end of July for the family. If we can continue to pay this much each month,…
- R Bro
- Purple_Filly.9
- 10 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Paid another $1000 for July. Zero new debt. :)
- R Bro
- Purple_Filly.9
- 11 mths ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Our June payment toward the CC is $1000. Without rehashing what I said before, we've had to roll with the punches a bit, which means we may not meet our goal for the year, but we will be close.…
- R Bro
- Purple_Filly.9
- 1 yr ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown May has thrown us a few curve balls. First of all, my wife's car needed new tires. $775 we had been preparing for since February. Next, this past school year,…
- R Bro
- Purple_Filly.9
- 1 yr ago
- 5
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown For April, we paid $1320 once again, with no new CC charges, while our bank account balance is increasing exponentially. Our CC balance and bank account balance are headed in different directions. .…
- R Bro
- Purple_Filly.9
- 1 yr ago
- 3
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown For March, we were able to pay $1320 once again. Slow and steady wins the race.
- R Bro
- Purple_Filly.9
- 1 yr ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @R Bro February update: We are able to pay $1402 this month ($1320 plus an $82 charge from earlier this month one of our kids paid for). Our 2 month total is $2,117.57, which is 14% of our goal.…
- R Bro
- Purple_Filly.9
- 1 yr ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @R Bro January update: We were able to pay $715 toward the CC goal. From this point forward, we will be paying $1320 monthly at a minimum. The lower amount for January was a result of paying off a…
- R Bro
- Purple_Filly.9
- 1 yr ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown I started YNAB just before the first of November 2019. I had been trying for several years to find a system that worked for my family (wife and two kids off at college).…
- R Bro
- Purple_Filly.9
- 1 yr ago
- 10
- Join A Challenge
- Reported - view

R Bro

Purple_Filly.9

Florida, USA

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