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Re: The Official 2020 Debt Smackdown
@Harriet welcome! you'll get there 😊 i know what you mean though, I was so daunted at the start of the year but with perseverance and time it will happen.
Forest Green Motherboard
Forest_Green_Motherboard.6
4 mths ago
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Re: The Official 2020 Debt Smackdown
@farfromtheusual thank you 😊 can't quite believe it just yet!
Forest Green Motherboard
Forest_Green_Motherboard.6
4 mths ago
1
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Re: The Official 2020 Debt Smackdown
August update: £6,516.54 of debt paid off since January (72.4% of goal). Details of debts paid off: Credit Card 1: £452.70 Paid off in March and closed 😊 Credit Card 2: £114.…
Forest Green Motherboard
Forest_Green_Motherboard.6
4 mths ago
6
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Re: The Official 2020 Debt Smackdown
@Alice Blue Mixer good job on understanding the concept of getting a month ahead, and it's value, so early in your YNAB adventure - that took me far longer than it should have to work out 😅
Forest Green Motherboard
Forest_Green_Motherboard.6
5 mths ago
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Re: The Official 2020 Debt Smackdown
July update: £5,171.19 of debt paid off since January (57% of goal). Details of debts paid off: Credit Card 1: £452.70 Paid off in March and closed 😊 Credit Card 2: £114.…
Forest Green Motherboard
Forest_Green_Motherboard.6
5 mths ago
4
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Re: The Official 2020 Debt Smackdown
June update: £4,271.19 of debt paid off since January (47% of goal). Really proud of that, especially as my salary was unexpectedly and indefinitely reduced by 20% in April.…
Forest Green Motherboard
Forest_Green_Motherboard.6
6 mths ago
7
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Re: The Official 2020 Debt Smackdown
Thanks very much @farfromtheusual - these are all good points, and so nice to hear! You're absolutely right, it's a massive incentive to avoid this position again 😄
Forest Green Motherboard
Forest_Green_Motherboard.6
8 mths ago
1
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Re: The Official 2020 Debt Smackdown
@Forest Green Motherboard I'm really disappointed that my plans to pay off debt have been scuppered this year. Wish I had taken proper responsibility for my debt before Covid-19 hit...…
Forest Green Motherboard
Forest_Green_Motherboard.6
8 mths ago
1
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Re: The Official 2020 Debt Smackdown
April update: paid off my credit card that was incurring interest, reduced my payment down to the minimum on my credit card (0% interest until Nov 2021) to create a savings buffer after salary was…
Forest Green Motherboard
Forest_Green_Motherboard.6
8 mths ago
4
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Re: The Official 2020 Debt Smackdown
Ooft, so plans are going to take a bit longer than anticipated pre-Covid19, but that's OK. My pay is being reduced by 20% come April, and that mean half of my pot for paying back debt goes with it.…
Forest Green Motherboard
Forest_Green_Motherboard.6
9 mths ago
7
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Re: The Official 2020 Debt Smackdown
Hi everyone, this is a tremendous idea! I've been playing around on YNAB for years now (!!) but this year I am really going to take it seriously and pay off debt. I started the year with £6,100.…
Forest Green Motherboard
Forest_Green_Motherboard.6
11 mths ago
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Forest Green Motherboard
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