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Re: The Official 2020 Debt Smackdown @Harriet welcome! you'll get there 😊 i know what you mean though, I was so daunted at the start of the year but with perseverance and time it will happen.
- Forest Green Motherboard
- Forest_Green_Motherboard.6
- 11 mths ago
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Re: The Official 2020 Debt Smackdown @farfromtheusual thank you 😊 can't quite believe it just yet!
- Forest Green Motherboard
- Forest_Green_Motherboard.6
- 11 mths ago
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Re: The Official 2020 Debt Smackdown August update: £6,516.54 of debt paid off since January (72.4% of goal). Details of debts paid off: Credit Card 1: £452.70 Paid off in March and closed 😊 Credit Card 2: £114.…
- Forest Green Motherboard
- Forest_Green_Motherboard.6
- 11 mths ago
- 6
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Re: The Official 2020 Debt Smackdown @Alice Blue Mixer good job on understanding the concept of getting a month ahead, and it's value, so early in your YNAB adventure - that took me far longer than it should have to work out 😅
- Forest Green Motherboard
- Forest_Green_Motherboard.6
- 1 yr ago
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Re: The Official 2020 Debt Smackdown July update: £5,171.19 of debt paid off since January (57% of goal). Details of debts paid off: Credit Card 1: £452.70 Paid off in March and closed 😊 Credit Card 2: £114.…
- Forest Green Motherboard
- Forest_Green_Motherboard.6
- 1 yr ago
- 4
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Re: The Official 2020 Debt Smackdown June update: £4,271.19 of debt paid off since January (47% of goal). Really proud of that, especially as my salary was unexpectedly and indefinitely reduced by 20% in April.…
- Forest Green Motherboard
- Forest_Green_Motherboard.6
- 1 yr ago
- 7
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Re: The Official 2020 Debt Smackdown Thanks very much @farfromtheusual - these are all good points, and so nice to hear! You're absolutely right, it's a massive incentive to avoid this position again 😄
- Forest Green Motherboard
- Forest_Green_Motherboard.6
- 1 yr ago
- 1
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Re: The Official 2020 Debt Smackdown @Forest Green Motherboard I'm really disappointed that my plans to pay off debt have been scuppered this year. Wish I had taken proper responsibility for my debt before Covid-19 hit...…
- Forest Green Motherboard
- Forest_Green_Motherboard.6
- 1 yr ago
- 1
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Re: The Official 2020 Debt Smackdown April update: paid off my credit card that was incurring interest, reduced my payment down to the minimum on my credit card (0% interest until Nov 2021) to create a savings buffer after salary was…
- Forest Green Motherboard
- Forest_Green_Motherboard.6
- 1 yr ago
- 4
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Re: The Official 2020 Debt Smackdown Ooft, so plans are going to take a bit longer than anticipated pre-Covid19, but that's OK. My pay is being reduced by 20% come April, and that mean half of my pot for paying back debt goes with it.…
- Forest Green Motherboard
- Forest_Green_Motherboard.6
- 1 yr ago
- 7
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Re: The Official 2020 Debt Smackdown Hi everyone, this is a tremendous idea! I've been playing around on YNAB for years now (!!) but this year I am really going to take it seriously and pay off debt. I started the year with £6,100.…
- Forest Green Motherboard
- Forest_Green_Motherboard.6
- 1 yr ago
- 8
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