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Re: Your Budget Just Got Better! @Wessel The new step 1 was always a thing - you always had to "start somewhere" so to speak. The real juice was in the way that you keep reviewing the budget, refining and improving those estimates.…
- Krys
- I like bacon and sarcasm
- Krys
- 11 days ago
- 6
- Announcements
- Reported - view
Re: The Official 2021 Debt Smackdown @Coral Sound Hooray! It's a spendy time coming up, but in the most amazing and fulfilling way! Congratulations!
- Krys
- I like bacon and sarcasm
- Krys
- 3 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown March Update Paid $3,756! ALL DONE! PAID OFF ALL MY DEBT ! YEAAAAAAAAAHHHHHHH!
- Krys
- I like bacon and sarcasm
- Krys
- 4 mths ago
- 6
- Join A Challenge
- Reported - view
Re: Is YNAB right for me? Welcome! YNAB isn't exactly a bill payment system, but it CAN help keep track of where you are with bills if you have separate categories for each bill.…
- Krys
- I like bacon and sarcasm
- Krys
- 4 mths ago
- 3
- Using YNAB
- Reported - view
Re: 2021: The Official YNAB Savings Challenge February Update Had to roll with the punches a bit in February, as a refund I anticipated took longer to arrive. I will make up the difference in March,…
- Krys
- I like bacon and sarcasm
- Krys
- 4 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown February Update Paid $917 this month, so amount remaining is $3,756!
- Krys
- I like bacon and sarcasm
- Krys
- 5 mths ago
- 6
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge January Update Saved $264.39 in January. $3,435.61 to go! The next few months will be much leaner on savings, as I'll be focusing on debt for a few months, and then will come back to savings.
- Krys
- I like bacon and sarcasm
- Krys
- 5 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown January Update Paid $317 and change, so amount remaining is $4,673!
- Krys
- I like bacon and sarcasm
- Krys
- 6 mths ago
- 4
- Join A Challenge
- Reported - view
Re: YNAB + undebt.it Users Community @Gironaso Hi and welcome! 8% already gone is a great start! When entering payments, you can enter them as you wish. If you want to track the minimum payment independently,…
- Krys
- I like bacon and sarcasm
- Krys
- 6 mths ago
- Dealing with Debt
- Reported - view
Re: Breaking the YNAB Addiction The addiction is real! It's one I don't intend to cure, though. It saved my butt in 2020!
- Krys
- I like bacon and sarcasm
- Krys
- 6 mths ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown Hi! I claimed line 102. My goal is to pay off my car loan and be debt free except for my mortgage! The amount remaining on my loan is about $4,990.
- Krys
- I like bacon and sarcasm
- Krys
- 6 mths ago
- 7
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge Claimed line 47. My goal is to get two months ahead. I've already saved up some toward this $3,700 goal, but will update at the end of each month. See you on the 31st!
- Krys
- I like bacon and sarcasm
- Krys
- 6 mths ago
- 3
- Join A Challenge
- Reported - view
Re: Age of Money - Twenty-twenty! December AOM (+DOB): Saw a bit of increase in both over the past month, so we are back on track! Next year, I'm looking for a solid 120 days!
- Krys
- I like bacon and sarcasm
- Krys
- 6 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Veronica Helps that I played it safe with my goal! LOL
- Krys
- I like bacon and sarcasm
- Krys
- 6 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Update on Debt Total. Debt Total: $4,990 Credit card 1: $0 Credit card 2: $0 Home equity loan (HELOC): $0 ( PAID OFF THIS MONTH ! 🎉) Car loan: $4,990 (targeted payoff May 2021) Another good month!…
- Krys
- I like bacon and sarcasm
- Krys
- 6 mths ago
- 7
- Join A Challenge
- Reported - view
Re: More than a decade using YNAB @Mrs Awesome Budget I had that happen just last week. Thanks for re-posting! Congratulations on such amazing progress!
- Krys
- I like bacon and sarcasm
- Krys
- 7 mths ago
- YNAB Wins
- Reported - view
Re: More than a decade using YNAB @Superbone I'm on pins and needles here!
- Krys
- I like bacon and sarcasm
- Krys
- 7 mths ago
- 1
- YNAB Wins
- Reported - view
Re: The Official 2020 Debt Smackdown @Peripherie I bet we're over $4 million, if everyone updated... It's amazing what we can do when we put our minds to it!
- Krys
- I like bacon and sarcasm
- Krys
- 7 mths ago
- 1
- Join A Challenge
- Reported - view
Re: Label for color flags @Cirrus - That's a bummer! It's working just fine for me in Chrome. I wonder if you need to refresh the Toolkit? I hope it gets sorted for you - it's been a great addition to my account management…
- Krys
- I like bacon and sarcasm
- Krys
- 7 mths ago
- Using YNAB
- Reported - view
Re: Net Worth Debt Ratio in Toolkit Report @Vibrant I've been following your journal, and it's really impressive what you've been able to do with some incredibly focused effort over the past couple years.
- Krys
- I like bacon and sarcasm
- Krys
- 7 mths ago
- Tips & Tricks
- Reported - view
Re: Label for color flags @dakinemaui Yes! I've recently started using flags and found the Toolkit update with the flag labels helpful. Here's what it looks like in use. I've customized red, yellow, and blue.…
- Krys
- I like bacon and sarcasm
- Krys
- 7 mths ago
- Using YNAB
- Reported - view
Re: Net Worth Debt Ratio in Toolkit Report I think it's been there a while, but I can't pinpoint exactly when it arrived. I, too, think it's a cool feature, and have enjoyed seeing my debt ratio come down from 431% (!!!!!!) to 40%.
- Krys
- I like bacon and sarcasm
- Krys
- 7 mths ago
- 3
- Tips & Tricks
- Reported - view
Re: 2020: The Official YNAB Savings Challenge As of November 30, I have reached my goal, with a savings total of $1,010.57! With that, I will stop sending contributions to my emergency fund.
- Krys
- I like bacon and sarcasm
- Krys
- 7 mths ago
- 2
- Join A Challenge
- Reported - view
Re: Age of Money - Twenty-twenty! November AOM (+DOB): Both have shrunk a bit due to some purchases and annual fees coming due. Using up some of the funds I've been setting aside! Will likely shrink again in December,…
- Krys
- I like bacon and sarcasm
- Krys
- 7 mths ago
- 4
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Update on Debt Total. Debt Total: $7,825 Credit card 1: $0 Credit card 2: $0 Home equity loan (HELOC): $2,550 (targeted payoff April 2021) Car loan: $5,…
- Krys
- I like bacon and sarcasm
- Krys
- 7 mths ago
- 5
- Join A Challenge
- Reported - view

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Krys

Krys

I like bacon and sarcasm

Chicago Area

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YNABer since November 2019.