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Re: YNAB + undebt.it Users Community @polishrose I hope you find both to be easy and straightforward, but if not, there are lots of people in the forum with knowledge! This combo allowed me to get consumer debt free - so I know it…
- Krys
- I like bacon and sarcasm
- Krys
- 2 mths ago
- 1
- Dealing with Debt
- Reported - view
Re: Your Budget Just Got Better! @Wessel The new step 1 was always a thing - you always had to "start somewhere" so to speak. The real juice was in the way that you keep reviewing the budget, refining and improving those estimates.…
- Krys
- I like bacon and sarcasm
- Krys
- 3 mths ago
- 6
- Announcements
- Reported - view
Re: The Official 2021 Debt Smackdown @Coral Sound Hooray! It's a spendy time coming up, but in the most amazing and fulfilling way! Congratulations!
- Krys
- I like bacon and sarcasm
- Krys
- 7 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown March Update Paid $3,756! ALL DONE! PAID OFF ALL MY DEBT ! YEAAAAAAAAAHHHHHHH!
- Krys
- I like bacon and sarcasm
- Krys
- 7 mths ago
- 6
- Join A Challenge
- Reported - view
Re: Is YNAB right for me? Welcome! YNAB isn't exactly a bill payment system, but it CAN help keep track of where you are with bills if you have separate categories for each bill.…
- Krys
- I like bacon and sarcasm
- Krys
- 7 mths ago
- 3
- Using YNAB
- Reported - view
Re: 2021: The Official YNAB Savings Challenge February Update Had to roll with the punches a bit in February, as a refund I anticipated took longer to arrive. I will make up the difference in March,…
- Krys
- I like bacon and sarcasm
- Krys
- 7 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown February Update Paid $917 this month, so amount remaining is $3,756!
- Krys
- I like bacon and sarcasm
- Krys
- 8 mths ago
- 6
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge January Update Saved $264.39 in January. $3,435.61 to go! The next few months will be much leaner on savings, as I'll be focusing on debt for a few months, and then will come back to savings.
- Krys
- I like bacon and sarcasm
- Krys
- 8 mths ago
- 1
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown January Update Paid $317 and change, so amount remaining is $4,673!
- Krys
- I like bacon and sarcasm
- Krys
- 9 mths ago
- 4
- Join A Challenge
- Reported - view
Re: YNAB + undebt.it Users Community @Gironaso Hi and welcome! 8% already gone is a great start! When entering payments, you can enter them as you wish. If you want to track the minimum payment independently,…
- Krys
- I like bacon and sarcasm
- Krys
- 9 mths ago
- Dealing with Debt
- Reported - view
Re: Breaking the YNAB Addiction The addiction is real! It's one I don't intend to cure, though. It saved my butt in 2020!
- Krys
- I like bacon and sarcasm
- Krys
- 9 mths ago
- 6
- Join A Challenge
- Reported - view
Re: The Official 2021 Debt Smackdown Hi! I claimed line 102. My goal is to pay off my car loan and be debt free except for my mortgage! The amount remaining on my loan is about $4,990.
- Krys
- I like bacon and sarcasm
- Krys
- 9 mths ago
- 7
- Join A Challenge
- Reported - view
Re: 2021: The Official YNAB Savings Challenge Claimed line 47. My goal is to get two months ahead. I've already saved up some toward this $3,700 goal, but will update at the end of each month. See you on the 31st!
- Krys
- I like bacon and sarcasm
- Krys
- 9 mths ago
- 3
- Join A Challenge
- Reported - view
Re: Age of Money - Twenty-twenty! December AOM (+DOB): Saw a bit of increase in both over the past month, so we are back on track! Next year, I'm looking for a solid 120 days!
- Krys
- I like bacon and sarcasm
- Krys
- 9 mths ago
- 2
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown @Veronica Helps that I played it safe with my goal! LOL
- Krys
- I like bacon and sarcasm
- Krys
- 9 mths ago
- Join A Challenge
- Reported - view
Re: The Official 2020 Debt Smackdown Update on Debt Total. Debt Total: $4,990 Credit card 1: $0 Credit card 2: $0 Home equity loan (HELOC): $0 ( PAID OFF THIS MONTH ! 🎉) Car loan: $4,990 (targeted payoff May 2021) Another good month!…
- Krys
- I like bacon and sarcasm
- Krys
- 9 mths ago
- 7
- Join A Challenge
- Reported - view
Re: More than a decade using YNAB @Mrs Awesome Budget I had that happen just last week. Thanks for re-posting! Congratulations on such amazing progress!
- Krys
- I like bacon and sarcasm
- Krys
- 10 mths ago
- YNAB Wins
- Reported - view
Re: More than a decade using YNAB @Superbone I'm on pins and needles here!
- Krys
- I like bacon and sarcasm
- Krys
- 10 mths ago
- 1
- YNAB Wins
- Reported - view
Re: The Official 2020 Debt Smackdown @Peripherie I bet we're over $4 million, if everyone updated... It's amazing what we can do when we put our minds to it!
- Krys
- I like bacon and sarcasm
- Krys
- 10 mths ago
- 1
- Join A Challenge
- Reported - view
Re: Label for color flags @Cirrus - That's a bummer! It's working just fine for me in Chrome. I wonder if you need to refresh the Toolkit? I hope it gets sorted for you - it's been a great addition to my account management…
- Krys
- I like bacon and sarcasm
- Krys
- 10 mths ago
- Using YNAB
- Reported - view
Re: Net Worth Debt Ratio in Toolkit Report @Vibrant I've been following your journal, and it's really impressive what you've been able to do with some incredibly focused effort over the past couple years.
- Krys
- I like bacon and sarcasm
- Krys
- 10 mths ago
- Tips & Tricks
- Reported - view
Re: Label for color flags @dakinemaui Yes! I've recently started using flags and found the Toolkit update with the flag labels helpful. Here's what it looks like in use. I've customized red, yellow, and blue.…
- Krys
- I like bacon and sarcasm
- Krys
- 10 mths ago
- Using YNAB
- Reported - view
Re: Net Worth Debt Ratio in Toolkit Report I think it's been there a while, but I can't pinpoint exactly when it arrived. I, too, think it's a cool feature, and have enjoyed seeing my debt ratio come down from 431% (!!!!!!) to 40%.
- Krys
- I like bacon and sarcasm
- Krys
- 10 mths ago
- 3
- Tips & Tricks
- Reported - view
Re: 2020: The Official YNAB Savings Challenge As of November 30, I have reached my goal, with a savings total of $1,010.57! With that, I will stop sending contributions to my emergency fund.
- Krys
- I like bacon and sarcasm
- Krys
- 10 mths ago
- 2
- Join A Challenge
- Reported - view
Re: Age of Money - Twenty-twenty! November AOM (+DOB): Both have shrunk a bit due to some purchases and annual fees coming due. Using up some of the funds I've been setting aside! Will likely shrink again in December,…
- Krys
- I like bacon and sarcasm
- Krys
- 10 mths ago
- 4
- Join A Challenge
- Reported - view

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Krys

Krys

I like bacon and sarcasm

Chicago Area

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YNABer since November 2019.