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Re: The Official 2021 Debt Smackdown
@Ica Paige February BMO Credit Card: 290 / 6000 (+90) Received the last statement and the bill was higher than I thought it was. 😢 RBC Credit Card: 1,129 / 2,…
Ica Paige
Pink_Cornet
7 days ago
4
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Re: 2021: The Official YNAB Savings Challenge
@Ica Paige February Update! Had a lot of overspending this month, coupled with the lower paychecks my boyfriend got, plus I called in sick twice. :( So far after doing my taxes, we owe $375.…
Ica Paige
Pink_Cornet
7 days ago
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Re: 2021: The Official YNAB Savings Challenge
@Ica Paige January Update! I upped my goal to $5000 Move out! - 100 / $5,000 (+100) Computer Parts - 0 / $2,000 Taxes - 600 / $5,000 (+600) Emergency fund - 315.…
Ica Paige
Pink_Cornet
1 mth ago
1
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Re: The Official 2021 Debt Smackdown
@farfromtheusual the worst is that it feels like we deal with PlayStation at least once a year. And somehow it always seem to come back -_-. Although I think (and hope) that it is the final…
Ica Paige
Pink_Cornet
1 mth ago
2
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Re: 2021: The Official YNAB Savings Challenge
@Ica Paige I ended up updating my goals for this year, still not sure what priority I am going to give them, besides taxes, that will be first. Move out! - $5,000 Computer Parts - $2,000 Taxes - $5,…
Ica Paige
Pink_Cornet
1 mth ago
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Re: The Official 2021 Debt Smackdown
@Ica Paige Alright, I think that most if not all debts are now out of my bank account! This month went better than expected. BMO Credit Card: 200 / 4000 My mom surprised me with $200 to put towards…
Ica Paige
Pink_Cornet
1 mth ago
2
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Re: The Official 2021 Debt Smackdown
@Violet Yeti Haha, I like that! Thanks for the encouragement!
Ica Paige
Pink_Cornet
1 mth ago
1
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Re: 2021: The Official YNAB Savings Challenge
Hello! Back again, hopefully this year I will actually stick with the spreadsheet! Last year I managed to save enough to move out of my In-Laws house and furnish my apartment in cash!…
Ica Paige
Pink_Cornet
1 mth ago
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Re: The Official 2021 Debt Smackdown
@Ica Paige Just remembered another one that may or may not happen. My boyfriend accidently took an extra CERB payment out last year and we had issues paying it back.…
Ica Paige
Pink_Cornet
1 mth ago
2
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Re: The Official 2021 Debt Smackdown
Hello All! I was part of this back in 2020 and managed to pay off all my consumer debt in January after I nice sized check came my way. However, Covid happened and I am back in debt so I am back to…
Ica Paige
Pink_Cornet
1 mth ago
8
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Re: 2020: The Official YNAB Savings Challenge
@HappyDance Oh they fixed the wording! Before it said "you were off work for 14 days AND made less than 1000$". I made less than $1000, but wasnt off for the 14 days so I wasn't entirely sure what…
Ica Paige
Pink_Cornet
10 mths ago
1
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Re: 2020: The Official YNAB Savings Challenge
@Ica Paige April Changes 2.0 Crazy crazy month! My uncle is now selling his car and the mechanic gave us the go-ahead! So we need 2,500 for that. Plus money for taxes etc.…
Ica Paige
Pink_Cornet
10 mths ago
1
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Re: 2020: The Official YNAB Savings Challenge
@Ica Paige April Changes. My boyfriend and I decided not to continue saving for Arizona right now. However, we will still put aside his vacation pay into it since that is literally the job for vacay…
Ica Paige
Pink_Cornet
11 mths ago
2
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Re: 2020: The Official YNAB Savings Challenge
@QC aww thanks. It's definitely harder to be positive with everything going on but I am trying!
Ica Paige
Pink_Cornet
11 mths ago
1
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Re: 2020: The Official YNAB Savings Challenge
March Check-in! Tuition - 1000 (2500/2500) Student Loan - 600 (800/1200) Arizona - 40.75 (164.28/4000) Wow what a weird month eh guys? Good news is that we got our Tax Refund really quickly and was…
Ica Paige
Pink_Cornet
11 mths ago
3
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Re: 2020: The Official YNAB Savings Challenge
February Check-in! Tuition - 200 (1500/2500) Student Loan - 100 (200/1200) Arizona - 23.53 (123.53/4000) February was an expensive month because of my anniversary <3 Currently sitting in an air BnB…
Ica Paige
Pink_Cornet
1 yr ago
2
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Re: 2020: The Official YNAB Savings Challenge
@Veronica nope! my boyfriend is slowly but surely bringing me to new places!
Ica Paige
Pink_Cornet
1 yr ago
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Re: 2020: The Official YNAB Savings Challenge
January Check-in! Tuition - 1300 (1300/2500) Student Loan - 100 (100/1200) Arizona - 100 (100/4000) January 29th came with the surprise that our car needs an additional 1700$ in repairs (we already…
Ica Paige
Pink_Cornet
1 yr ago
4
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Re: The Official 2020 Debt Smackdown
@Purple Foal That's the goal! I still have one more semester ending in December and then repayment doesn't start until 6 months after. I am really hoping to have at least 1/2 of my student loan…
Ica Paige
Pink_Cornet
1 yr ago
3
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Re: 2020: The Official YNAB Savings Challenge
Claimed my line! I didn't think I would be able to join this group this year but after the magic of math and a nice big check I am now debt-free! Goals: Tuition:…
Ica Paige
Pink_Cornet
1 yr ago
5
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Re: The Official 2020 Debt Smackdown
WHOOP WHOOP!!!!! YNAB WIN!!!!!!!! I am receiving a nice check for almost 7k in the next few days. This was an expected check, however, I was going to throw most of it into savings for a specific…
Ica Paige
Pink_Cornet
1 yr ago
14
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Re: The Official 2020 Debt Smackdown
Hello! I am Ica Paige and I was part of the group last year but stopped following the forum... I started last year with 3k in credit card debt and ended with 6k! Yikes.…
Ica Paige
Pink_Cornet
1 yr ago
8
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Re: The Official 2019 Debt Smackdown
I have $8,749 of debt. $5,500 in student debt and $3,249 in Credit Cards. I plan on getting rid of all my credit card debt. My student loans are in a repayment assistance period with no monthly…
Ica Paige
Pink_Cornet
2 yrs ago
2
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Re: 2019: The Official Savings Challenge
According to my master budget, I should be able to put $1625 into savings this year with income alone. So I'm going to make a goal of $3000 because I'm expecting a few windfalls,…
Ica Paige
Pink_Cornet
2 yrs ago
5
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Re: Can't seem to get on top of it...
When you say pay it in full, do you mean every month or just in general? If its every month then you will need to stop to get off the float. To pay off your credit card,…
Ica Paige
Pink_Cornet
2 yrs ago
Credit Cards & Debt
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Ica Paige
Pink_Cornet
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